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Paragon Banking Group Plc(LSE) PAG

Market Cap£1.47BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1995)+1,132%
5 Year+46%
1 Year-8%
1 Month-2%
£8.18
-0.18%
-0.01Today
Paragon Banking Group Plc last closing stock price
MetricPriceDate
Last closeGBX 813.002026-09-08
Paragon Banking Group Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.68%GBX 807.502026-09-01
1 month-1.69%GBX 827.002026-08-07
3 month+10.09%GBX 738.502026-06-10
Year to date-4.86%GBX 854.502025-12-31
1 year-7.72%GBX 881.002025-09-08
3 year+62.67%GBX 499.802023-09-08
5 year+46.22%GBX 556.002021-09-09
Since inception+1,131.55%GBX 0.661995-03-07

Paragon Banking Group Plc Financials at a Glance

Market Cap

£1.47BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£1.74B

Net Income (TTM)

£383.00M

EPS (TTM)

£0.90

P/E Ratio

8.77

Dividend

£0.45

Beta (Volatility)

0.00 (Low)

Price

£8.18

Volume

156,549

Open

£8.05

Previous Close

£8.18

Daily Range

£8.05 - £8.25

52-Week Range

£6.82 - £9.26

Estimated Earnings Date

Dec 1, 2026

PAG News

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About Paragon Banking Group Plc

Paragon Banking Group PLC is a prominent provider of diverse financial solutions in the United Kingdom. The company operates through three main divisions: Mortgage Lending, Commercial Lending, and Idem Capital, catering to both individual and business clients.

Products and Services
  • Mortgage Lending offers buy-to-let and residential loans
  • Commercial Lending provides funding for SMEs and property development
  • Idem Capital manages credit assets and loan portfolios for institutional clients
Growth Outlook
  • Recent quarterly revenue reached £594.6 million, indicating strong demand
  • Net income for the latest quarter was £98.6 million, showcasing profitability
  • Dividend yield stands at 5.70%, reflecting commitment to shareholder returns
Financial Highlights
  • Trailing twelve-month revenue of £2.4 billion demonstrates consistent growth
  • Operating profit margin of 22.4% indicates efficient cost management
  • Current ratio of 16.1 suggests strong liquidity position
Paragon Banking Group PLC has established itself as a key player in the financial services sector, particularly in mortgage and commercial lending. The company's diversified product offerings cater to a wide range of clients, from individual homeowners to small and medium-sized enterprises. Recent financial performance highlights a robust revenue stream and profitability, positioning the company favorably for future growth. The strong liquidity and commitment to returning value to shareholders through dividends further enhance its attractiveness to potential investors.
AI Generated • Aug 28, 2026

Industry

Diversified Financial Services

Employees

1,411

CEO

Nigel Stewart Terrington

Headquarters

Solihull, WM B91 3QJ, GB

PAG Financials

Key Financial Metrics (TTM)

Gross Margin

36.09%

Operating Margin

21.21%

Net Income Margin

14.98%

Return on Equity

11.98%

Return on Capital

8.20%

Return on Assets

0.89%

Earnings Yield

11.40%

Dividend Yield

5.55%

Payout Ratio

47.00%

Stock Overview

Market Cap

£1.47BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

179.87M

Volume

156.55K

Avg. Volume

391.65K

Financials (TTM)

Gross Profit

£510.80M

Operating Income

£541.40M

EBITDA

£539.50M

Operating Cash Flow

-£254.80M

Capital Expenditure

-£2.10M

Free Cash Flow

-£256.90M

Cash & ST Invst.

£1.64B

Total Debt

£2.54B

Paragon Banking Group Plc Performance Analysis

Paragon Banking Group Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-09-30GBP 580,300,00023.7%
20232023-09-30GBP 1,037,000,00078.7%
20242024-09-30GBP 1,343,200,00029.5%
20252025-09-30GBP 1,278,400,000-4.8%
Paragon Banking Group Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-09-3058.1%
Q22025-03-31-19.0%
Q42025-09-30138.9%
Q22026-03-310.1%
Paragon Banking Group Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-09-30GBP 1.2699.9%
20232023-09-30GBP 0.66-47.3%
20242024-09-30GBP 0.8528.4%
20252025-09-30GBP 0.883.2%
Paragon Banking Group Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-09-3029.7%
Q22025-03-31N/A
Q42025-09-30-18.7%
Q22026-03-3128.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

£594.60M

+206.2%

Gross Profit

£225.20M

-65.3%

Gross Margin

37.87%

N/A

Market Cap

£1.47BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£1.04M

N/A

Employees

1,413

N/A

Net Income

£98.60M

+20.4%

EBITDA

£134.80M

+19.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

£1.64B

-46.0%

Total Debt

£2.54B

+20.2%

Accounts Receivable

£17.80M

+201.7%

Inventory

£0.00

N/A

Long Term Debt

£2.43B

+15.3%

Short Term Debt

£103.10M

-0.8%

Return on Assets

0.89%

N/A

Return on Invested Capital

1.27%

N/A

Free Cash Flow

£186.40M

-83.3%

Operating Cash Flow

£186.80M

-83.3%

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Questions About PAG

What is the current price of Paragon Banking Group Plc?

Paragon Banking Group Plc is trading at £8.18 per share.

What is the 52-week range for Paragon Banking Group Plc?

Over the past 52 weeks, Paragon Banking Group Plc has traded between £6.82 and £9.26.

How much debt does Paragon Banking Group Plc have?

As of the most recent reporting period, Paragon Banking Group Plc reported total debt of £1.71B.

How much cash does Paragon Banking Group Plc have on hand?

Paragon Banking Group Plc does not have cash on hand data available.

What is Paragon Banking Group Plc’s dividend yield?

Paragon Banking Group Plc currently has a dividend yield of 5.55%.

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