Paragon Banking Group Plc logo

Paragon Banking Group Plc(LSE) PAG

Market Cap£1.33BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1995)+1,019%
5 Year+36%
1 Year-14%
1 Month-7%
£7.43
-0.34%
-0.03Today
Paragon Banking Group Plc last closing stock price
MetricPriceDate
Last closeGBX 742.502026-09-28
Paragon Banking Group Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-5.83%GBX 788.502026-09-21
1 month-6.9%GBX 797.502026-08-28
3 month-3.26%GBX 767.502026-06-30
Year to date-13.11%GBX 854.502025-12-31
1 year-13.61%GBX 859.502025-09-26
3 year+50.91%GBX 492.002023-09-29
5 year+36.11%GBX 545.502021-09-29
Since inception+1,018.57%GBX 0.661995-03-07

Paragon Banking Group Plc Financials at a Glance

Market Cap

£1.33BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£1.74B

Net Income (TTM)

£383.00M

EPS (TTM)

£0.90

P/E Ratio

7.97

Dividend

£0.45

Beta (Volatility)

0.07 (Low)

Price

£7.43

Volume

215,938

Open

£7.63

Previous Close

£7.43

Daily Range

£7.43 - £7.63

52-Week Range

£6.82 - £9.26

Estimated Earnings Date

Dec 1, 2026

PAG News

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About Paragon Banking Group Plc

Paragon Banking Group PLC is a prominent provider of diverse financial solutions in the United Kingdom. The company operates through three main divisions: Mortgage Lending, Commercial Lending, and Idem Capital, catering to both individual and business clients.

Products and Services
  • Mortgage Lending offers buy-to-let and residential loans
  • Commercial Lending provides funding for SMEs and property development
  • Idem Capital manages credit assets and loan portfolios for institutional clients
Growth Outlook
  • Revenue increased to £594.6 million in the latest quarter
  • Net income rose to £98.6 million, reflecting strong operational performance
  • Dividend yield stands at 6.09%, indicating attractive returns for investors
Financial Highlights
  • Trailing twelve months (TTM) revenue of £2.4 billion
  • Operating profit margin at 21.2%, showcasing efficient cost management
  • Return on equity (ROE) of 11.98%, indicating strong profitability
Paragon Banking Group PLC has established itself as a key player in the financial services sector, particularly in mortgage and commercial lending. The company's diverse product offerings and strong financial performance make it an attractive option for potential investors. Recent quarterly results demonstrate robust revenue growth and profitability, supported by a solid operating margin. The high dividend yield further enhances its appeal, providing investors with a potential source of income. Overall, Paragon Banking Group PLC presents a compelling investment opportunity within the financial services industry.
AI Generated • Sep 28, 2026

Industry

Diversified Financial Services

Employees

1,411

CEO

Nigel Stewart Terrington

Headquarters

Solihull, WM B91 3QJ, GB

PAG Financials

Key Financial Metrics (TTM)

Gross Margin

36.09%

Operating Margin

21.21%

Net Income Margin

14.98%

Return on Equity

11.98%

Return on Capital

8.20%

Return on Assets

0.89%

Earnings Yield

12.55%

Dividend Yield

6.11%

Payout Ratio

47.00%

Stock Overview

Market Cap

£1.33BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

178.93M

Volume

215.94K

Avg. Volume

373.16K

Financials (TTM)

Gross Profit

£510.80M

Operating Income

£541.40M

EBITDA

£539.50M

Operating Cash Flow

-£254.80M

Capital Expenditure

-£2.10M

Free Cash Flow

-£256.90M

Cash & ST Invst.

£1.64B

Total Debt

£2.54B

Paragon Banking Group Plc Performance Analysis

Paragon Banking Group Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-09-30GBP 580,300,00023.7%
20232023-09-30GBP 1,037,000,00078.7%
20242024-09-30GBP 1,343,200,00029.5%
20252025-09-30GBP 1,278,400,000-4.8%
Paragon Banking Group Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-09-3058.1%
Q22025-03-31-19.0%
Q42025-09-30138.9%
Q22026-03-310.1%
Paragon Banking Group Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-09-30GBP 1.2699.9%
20232023-09-30GBP 0.66-47.3%
20242024-09-30GBP 0.8528.4%
20252025-09-30GBP 0.883.2%
Paragon Banking Group Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-09-3029.7%
Q22025-03-31N/A
Q42025-09-30-18.7%
Q22026-03-3128.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

£594.60M

+206.2%

Gross Profit

£225.20M

-65.3%

Gross Margin

37.87%

N/A

Market Cap

£1.33BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£940.21K

N/A

Employees

1,413

N/A

Net Income

£98.60M

+20.4%

EBITDA

£134.80M

+19.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

£1.64B

-46.0%

Total Debt

£2.54B

+20.2%

Accounts Receivable

£17.80M

+201.7%

Inventory

£0.00

N/A

Long Term Debt

£2.43B

+15.3%

Short Term Debt

£103.10M

-0.8%

Return on Assets

0.89%

N/A

Return on Invested Capital

1.27%

N/A

Free Cash Flow

£186.40M

-83.3%

Operating Cash Flow

£186.80M

-83.3%

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Questions About PAG

What is the current price of Paragon Banking Group Plc?

Paragon Banking Group Plc is trading at £7.43 per share.

What is the 52-week range for Paragon Banking Group Plc?

Over the past 52 weeks, Paragon Banking Group Plc has traded between £6.82 and £9.26.

How much debt does Paragon Banking Group Plc have?

As of the most recent reporting period, Paragon Banking Group Plc reported total debt of £1.71B.

How much cash does Paragon Banking Group Plc have on hand?

Paragon Banking Group Plc does not have cash on hand data available.

What is Paragon Banking Group Plc’s dividend yield?

Paragon Banking Group Plc currently has a dividend yield of 6.11%.

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