S & U logo

S & U(LSE) SUS

Market Cap£230.87MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1992)+11,638%
5 Year-34%
1 Year+8%
1 Month-5%
£19.05
+0.26%
+0.05Today
S & U last closing stock price
MetricPriceDate
Last closeGBX 1,900.002026-10-13
S & U stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.53%GBX 1,890.002026-10-06
1 month-5%GBX 2,000.002026-09-11
3 month-3.8%GBX 1,975.002026-07-15
Year to date-8.65%GBX 2,080.002025-12-31
1 year+7.65%GBX 1,765.002025-10-13
3 year-12.84%GBX 2,180.002023-10-13
5 year-34.03%GBX 2,880.002021-10-14
Since inception+11,638.33%GBX 0.161992-01-02

S & U Financials at a Glance

Market Cap

£230.87MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£220.02M

Net Income (TTM)

£43.83M

EPS (TTM)

£1.97

P/E Ratio

9.67

Dividend

£1.51

Beta (Volatility)

-0.02 (Low)

Price

£19.05

Volume

2,593

Open

£19.00

Previous Close

£19.00

Daily Range

£19.00 - £19.30

52-Week Range

£16.20 - £24.59

Estimated Earnings Date

Mar 30, 2027

SUS News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About S & U

S&U plc is a prominent holding company specializing in motor finance services, with a history dating back to 1938. The company operates primarily through its Motor Finance and Property Bridging Finance segments, providing tailored financial solutions to its clients.

Products and Services
  • Motor finance solutions for vehicle purchases
  • Property bridging finance for real estate transactions
  • Comprehensive customer support and financial advice
Growth Outlook
  • Recent quarterly revenue reached £55.68 million, indicating strong demand
  • Net income for Q4 was £12.11 million, showcasing profitability
  • Consistent growth in motor finance segment supports future expansion
Financial Highlights
  • TTM revenue of £205.5 million reflects solid performance
  • Net profit margin stands at 22.07%, indicating efficient operations
  • Dividend yield of 5.91% offers attractive returns for investors
S&U plc has established itself as a reliable player in the financial services sector, particularly in motor finance. The company's recent financial performance demonstrates resilience and growth potential, with a notable increase in revenue and net income. The strong net profit margin indicates effective cost management and operational efficiency. Furthermore, the attractive dividend yield may appeal to income-focused investors. With a solid foundation and a focus on customer-centric financial solutions, S&U plc is well-positioned for continued growth in the evolving financial landscape.
AI Generated • Sep 25, 2026

Industry

Consumer Finance

Sector

Financials

Employees

210

Website

www.suplc.co.uk

Headquarters

Solihull, WMD B90 4QT, GB

SUS Financials

Key Financial Metrics (TTM)

Gross Margin

75.35%

Operating Margin

42.68%

Net Income Margin

21.13%

Return on Equity

9.55%

Return on Capital

9.40%

Return on Assets

4.37%

Earnings Yield

10.34%

Dividend Yield

7.95%

Payout Ratio

58.48%

Stock Overview

Market Cap

£230.87MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

12.15M

Volume

2.59K

Avg. Volume

4.92K

Financials (TTM)

Gross Profit

£170.77M

Operating Income

£92.81M

EBITDA

£93.79M

Operating Cash Flow

-£17.45M

Capital Expenditure

-£1.86M

Free Cash Flow

-£19.31M

Cash & ST Invst.

£0.00

Total Debt

£285.64M

S & U Performance Analysis

S & U annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-01-31GBP 102,714,00016.9%
20242024-01-31GBP 115,437,00012.4%
20252025-01-31GBP 115,611,0000.2%
20262026-01-31GBP 107,431,000-7.1%
S & U sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-01-3173.2%
Q22025-08-05-6.3%
Q42026-01-317.6%
Q22026-07-313.0%
S & U annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-01-31GBP 2.78-11.2%
20242024-01-31GBP 2.09-24.6%
20252025-01-31GBP 1.47-29.6%
20262026-01-31GBP 1.9532.4%
S & U sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-01-31-12.7%
Q22025-08-0537.7%
Q42026-01-315.3%
Q22026-07-31-3.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

£57.34M

+79.8%

Gross Profit

£43.67M

+101.4%

Gross Margin

76.16%

N/A

Market Cap

£230.87MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£923.46K

N/A

Employees

250

N/A

Net Income

£11.77M

+23.0%

EBITDA

£24.51M

+8.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

£0.00

-100.0%

Total Debt

£285.64M

+19.5%

Accounts Receivable

£264.55M

+14804.0%

Inventory

£0.00

N/A

Long Term Debt

£281.00M

+17.6%

Short Term Debt

£4.65M

+312.2%

Return on Assets

4.37%

N/A

Return on Invested Capital

8.91%

N/A

Free Cash Flow

-£33.52M

-793.4%

Operating Cash Flow

-£33.17M

-772.6%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
STB.LSecure Trust Bank PLC
£14.76+0.14%
VANQ.LVanquis Banking Group plc
£0.69-0.86%
DFCH.LDistribution Finance Capital Holdings plc
£0.72-0.55%
TIME.LTime Finance plc
£0.58-1.70%

Trending Stocks

Symbol / CompanyPricePrice Chg
BACBank of America
$49.81-7.69%
CRWVCoreWeave
$67.37-13.42%
SOXSDirexion Shares ETF Trust - Direxion Daily Semiconductor Bear 3x ETF
$40.21+7.46%
SOFISoFi Technologies
$14.35-5.87%

Questions About SUS

What is the current price of S & U?

S & U is trading at £19.05 per share.

What is the 52-week range for S & U?

Over the past 52 weeks, S & U has traded between £16.20 and £24.59.

How much debt does S & U have?

As of the most recent reporting period, S & U reported total debt of £242.43M.

How much cash does S & U have on hand?

S & U reported £0.00 in cash and cash equivalents in its most recent financial results.

What is S & U’s dividend yield?

S & U currently has a dividend yield of 7.95%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services