Accessibility Menu
Time Finance Plc logo

Time Finance Plc(LSE) TIME

Market Cap£53.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2006)-84%
5 Year+127%
1 Year+6%
1 Month+15%
£0.57
-0.04%
-0.00Today
Time Finance Plc last closing stock price
MetricPriceDate
Last closeGBX 57.402026-08-28
Time Finance Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.17%GBX 57.502026-08-21
1 month+15.49%GBX 49.702026-07-29
3 month+38.31%GBX 41.502026-05-29
Year to date+10.38%GBX 52.002025-12-31
1 year+6.3%GBX 54.002025-08-28
3 year+108.73%GBX 27.502023-08-29
5 year+127.33%GBX 25.252021-08-27
Since inception-84.18%GBX 3.632006-08-02

Time Finance Plc Financials at a Glance

Market Cap

£53.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£73.39M

Net Income (TTM)

£11.36M

EPS (TTM)

£0.07

P/E Ratio

8.67

Dividend

£0.00

Beta (Volatility)

-0.01 (Low)

Price

£0.57

Volume

668,601

Open

£0.58

Previous Close

£0.57

Daily Range

£0.57 - £0.58

52-Week Range

£0.40 - £0.60

Estimated Earnings Date

Sep 23, 2026

TIME News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Time Finance Plc

Time Finance plc is a UK-based financial services company that provides a diverse range of financial solutions to individuals and businesses. Established in 2000, the company operates through four main divisions: Asset Finance, Vehicle Finance, Loan Finance, and Invoice Finance.

Products and Services
  • Asset-backed lending and vendor financing solutions
  • Comprehensive vehicle finance options including hire purchase agreements
  • Business loans including unsecured and secured facilities
Growth Outlook
  • Revenue increased to £18.82 million in the latest quarter
  • Net income rose to £3.21 million, reflecting strong operational performance
  • Operating income margin improved to 22.96% in the most recent quarter
Financial Highlights
  • Trailing twelve months (TTM) revenue of £70.4 million
  • Net profit margin of 16.11% indicates effective cost management
  • Current ratio of 327.47 suggests strong liquidity position
Time Finance plc has demonstrated a solid financial performance, with a notable increase in revenue and net income in the most recent quarter. The company's diverse product offerings cater to a wide range of financial needs, positioning it well for future growth. The strong liquidity ratio indicates that the company is well-equipped to meet its short-term obligations, while the improving profit margins reflect effective cost management strategies. Overall, Time Finance plc presents a compelling opportunity for investors interested in the financial services sector.
AI Generated • Aug 25, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

153

CEO

Edward John Rimmer

Website

www.1pm.co.uk

Headquarters

Bath, SW BA2 3BH, GB

TIME Financials

Key Financial Metrics (TTM)

Gross Margin

57.52%

Operating Margin

21.23%

Net Income Margin

16.11%

Return on Equity

8.28%

Return on Capital

10.76%

Return on Assets

2.48%

Earnings Yield

11.53%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

£53.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

92.51M

Volume

668.60K

Avg. Volume

285.66K

Financials (TTM)

Gross Profit

£41.93M

Operating Income

£15.39M

EBITDA

£16.47M

Operating Cash Flow

£5.94M

Capital Expenditure

-£904.00K

Free Cash Flow

£5.04M

Cash & ST Invst.

£3.64M

Total Debt

£1.32M

Time Finance Plc Performance Analysis

Time Finance Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-05-31GBP 22,488,000N/A
20232023-05-31GBP 26,968,00019.9%
20242024-05-31GBP 33,230,00023.2%
20252025-05-31GBP 37,120,00011.7%
Time Finance Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-05-3111.7%
Q22024-11-304.6%
Q42025-05-313.4%
Q22025-11-30-0.3%
Time Finance Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-05-31GBP 0.01N/A
20232023-05-31GBP 0.04279.0%
20242024-05-31GBP 0.0528.2%
20252025-05-31GBP 0.0631.5%
Time Finance Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-05-316.0%
Q22024-11-3032.8%
Q42025-05-31-4.9%
Q22025-11-3012.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2025YOY CHG

Revenue

£18.82M

+20.4%

Gross Profit

£10.39M

+18.2%

Gross Margin

55.23%

N/A

Market Cap

£53.10MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£347.07K

N/A

Employees

153

N/A

Net Income

£3.21M

+48.9%

EBITDA

£4.66M

+56.0%

Quarterly Fundamentals

Name
Q2 2025YOY CHG

Total Cash

£3.64M

+238.1%

Total Debt

£1.32M

-42.7%

Accounts Receivable

£211.28M

+30.6%

Inventory

£0.00

N/A

Long Term Debt

£926.00K

+14.5%

Short Term Debt

£390.00K

-80.0%

Return on Assets

2.48%

N/A

Return on Invested Capital

3.27%

N/A

Free Cash Flow

-£906.00K

+37.9%

Operating Cash Flow

-£694.00K

+48.9%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
RMII.LRM Infrastructure Income PLC
£0.50+1.21%
MFX.LManx Financial Group PLC
£0.25+0.00%
VSL.LVPC Specialty Lending Investments PLC
£0.11-0.91%

Trending Stocks

Symbol / CompanyPricePrice Chg
PCGPG&E
$13.27-0.20%
NVDANvidia
$220.78+0.01%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x ETF
$9.97+0.11%
CNHCNH Industrial
$11.83+0.01%

Questions About TIME

What is the current price of Time Finance Plc?

Time Finance Plc is trading at £0.57 per share.

What is the 52-week range for Time Finance Plc?

Over the past 52 weeks, Time Finance Plc has traded between £0.40 and £0.60.

How much debt does Time Finance Plc have?

As of the most recent reporting period, Time Finance Plc reported total debt of £1.18M.

How much cash does Time Finance Plc have on hand?

Time Finance Plc reported £4.97M in cash and cash equivalents in its most recent financial results.

What is Time Finance Plc’s dividend yield?

Time Finance Plc does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services