AmeriServ Financial
(NASDAQ) ASRV
AmeriServ Financial Financials at a Glance
Market Cap
$65.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Revenue (TTM)
$88.67M
Net Income (TTM)
$5.50M
EPS (TTM)
$0.33
P/E Ratio
11.76
Dividend
$0.12
Beta (Volatility)
0.18 (Low)
Dividend
$0.12
Beta (Volatility)
0.18 (Low)
Price
$3.85
Volume
9,634
Open
$3.90
Price
$3.85
Volume
9,634
Open
$3.90
Previous Close
$3.84
Daily Range
$3.81 - $3.92
52-Week Range
$2.64 - $4.04
Estimated Earnings Date
Jul 21, 2026
Dividend
$0.12
Beta (Volatility)
0.18 (Low)
Price
$3.85
Volume
9,634
Open
$3.90
Previous Close
$3.84
Daily Range
$3.81 - $3.92
52-Week Range
$2.64 - $4.04
Estimated Earnings Date
Jul 21, 2026
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Get Access NowAbout AmeriServ Financial
Industry
Banks
Sector
FinancialsEmployees
298
CEO
Jeffrey A. Stopko, CPA
Website
www.ameriserv.comHeadquarters
Johnstown, PA 15901, US
ASRV Financials
Key Financial Metrics (TTM)
Gross Margin
62.66%
Operating Margin
7.48%
Net Income Margin
6.20%
Return on Equity
4.72%
Return on Capital
3.49%
Return on Assets
0.37%
Earnings Yield
8.50%
Dividend Yield
3.09%
Payout Ratio
36.27%
Stock Overview
Market Cap
$65.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Shares Outstanding
16.96M
Volume
9.63K
Avg. Volume
11.96K
Financials (TTM)
Gross Profit
$55.56M
Operating Income
$6.63M
EBITDA
$8.76M
Operating Cash Flow
$2.94M
Capital Expenditure
-$1.52M
Free Cash Flow
$1.42M
Cash & ST Invst.
$13.06M
Total Debt
$71.50M
AmeriServ Financial Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$21.47M
+1.5%
Gross Profit
$14.58M
+3.0%
Gross Margin
67.90%
N/A
Market Cap
$65.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
N/A
Market Cap/Employee
$220.88K
N/A
Employees
298
N/A
Net Income
$1.79M
-6.0%
EBITDA
$2.78M
-4.8%
Quarterly Fundamentals
Total Cash
$13.06M
-93.0%
Total Debt
$71.50M
-24.0%
Accounts Receivable
$6.03M
+3.7%
Inventory
$0.00
N/A
Long Term Debt
$57.45M
-31.3%
Short Term Debt
$14.05M
+35.4%
Return on Assets
0.37%
N/A
Return on Invested Capital
0.45%
N/A
Free Cash Flow
-$44.00K
-107.3%
Operating Cash Flow
$356.00K
-40.6%