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Catalyst Bancorp(NASDAQ) CLST

Current Price$17.34
Market Cap$67.26MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)+22%
5 YearN/A
1 Year+34%
1 Month-0%
Catalyst Bancorp last closing stock price
MetricPriceDate
Last closeUSD 16.602026-07-24
Catalyst Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.94%USD 17.282026-07-17
1 month-0.24%USD 16.642026-06-24
3 month+3.81%USD 15.992026-04-24
Year to date+5.4%USD 15.752025-12-31
1 year+34.41%USD 12.352025-07-24
3 year+32.27%USD 12.552023-07-25
Since inception+22.42%USD 13.562021-10-13

Catalyst Bancorp Financials at a Glance

Market Cap

$67.26MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$15.40M

Net Income (TTM)

$2.02M

EPS (TTM)

$0.54

P/E Ratio

30.70

Dividend

$0.00

Beta (Volatility)

0.17 (Low)

Price

$17.34

Volume

0

Open

$17.34

Previous Close

$17.34

Daily Range

$17.34 - $17.34

52-Week Range

$12.25 - $18.16

Estimated Earnings Date

Jul 23, 2026

CLST News

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Catalyst Bancorp Posts Q2 Profit Drop

Motley Fool Markets TeamJul 25, 2025

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About Catalyst Bancorp

Catalyst Bancorp helps people and businesses manage money and get loans. Its savings accounts and mortgages support daily needs and home ownership. Local companies use its business loans to grow or cover expenses.

Money Moves: Products and Services

  • Deposit Accounts: Savings, checking, and certificates of deposit for individuals and businesses (percentage of revenue not disclosed).
  • Residential Mortgages: Loans for buying or refinancing homes, serving local families (47.1% of total loans in 2025).
  • Commercial Lending: Loans for real estate, construction, and business operations, targeting small and mid-sized companies (commercial real estate, construction and land, and commercial and industrial loans together made up 48.6% of total loans in 2025).
  • Consumer Loans: Personal loans for cars, boats, or other needs (1.2% of total loans in 2025).
  • Investment Securities: Investments in government and mortgage-backed securities to manage risk and liquidity (23.1% of total assets in 2025).

Branching Out: Growth and Expansion

  • Converted from mutual to stock form and completed IPO in 2021.
  • Opened new branches in Carencro (2020) and Lafayette (2021).
  • Rebranded as Catalyst Bank in 2022, updating its market approach.
  • Upgraded core processing technology in 2024 to improve digital services.
  • Repurchased 23% of original shares since 2023 to return value to shareholders.

Why Catalyst Bancorp Stands Out

Catalyst Bancorp focuses on the Acadiana region, using local knowledge to serve community needs. Its strong capital ratios provide stability and flexibility. Recent technology upgrades and leadership hires support its shift toward business banking.

Five Things You Need to Know

  • Total interest income was $13.9 million in 2025, up 0.2% from 2024.
  • Net income reached $2.1 million in 2025, reversing a $3.1 million loss in 2024.
  • Loan portfolio grew to $170.2 million in 2025, up 1.9% from 2024.
  • Non-performing assets rose to $2.7 million in 2025, up 46.7% from 2024.
  • Shareholders’ equity was $81.7 million at year-end 2025, 28.9% of total assets.

Bottom Line

Catalyst Bancorp has shifted from a traditional savings bank to a community-focused lender. Its local strategy, strong capital, and technology investments shape its current business model.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

49

CEO

Joseph B. Zanco, CPA

Website

catalystbank.com

Headquarters

Opelousas, LA 70570, US

CLST Financials

Key Financial Metrics (TTM)

Gross Margin

73.29%

Operating Margin

16.03%

Net Income Margin

13.15%

Return on Equity

2.48%

Return on Capital

2.60%

Return on Assets

0.70%

Earnings Yield

3.26%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$67.26MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

4.05M

Volume

0

Avg. Volume

3.81K

Financials (TTM)

Gross Profit

$11.28M

Operating Income

$2.47M

EBITDA

$2.89M

Operating Cash Flow

$3.52M

Capital Expenditure

-$126.00K

Free Cash Flow

$3.40M

Cash & ST Invst.

$85.20M

Total Debt

$9.76M

Catalyst Bancorp Performance Analysis

Catalyst Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 9,088,0008.4%
20232023-12-31USD 10,741,00018.2%
20242024-12-31USD 9,662,000-10.0%
20252025-12-31USD 15,340,00058.8%
Catalyst Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-3.3%
Q32025-09-300.8%
Q42025-12-312.3%
Q12026-03-310.7%
Catalyst Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.04-90.6%
20232023-12-31USD 0.12223.2%
20242024-12-31USD -0.78N/A
20252025-12-31USD 0.56N/A
Catalyst Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-12.5%
Q32025-09-30-7.1%
Q42025-12-31N/A
Q12026-03-3115.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$3.92M

+0.4%

Gross Profit

$2.97M

+2.5%

Gross Margin

75.65%

N/A

Market Cap

$67.26MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.37M

N/A

Employees

49

N/A

Net Income

$558.00K

-4.8%

EBITDA

$789.00K

-4.1%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$85.20M

+24.1%

Total Debt

$9.76M

+1.6%

Accounts Receivable

$849.00K

-2.0%

Inventory

$0.00

N/A

Long Term Debt

$9.76M

+1.6%

Short Term Debt

$0.00

N/A

Return on Assets

0.70%

N/A

Return on Invested Capital

2.65%

N/A

Free Cash Flow

$657.00K

+82.0%

Operating Cash Flow

$661.00K

+54.8%

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Questions About CLST

What is the current price of Catalyst Bancorp?

Catalyst Bancorp is trading at $17.34 per share.

What is the 52-week range for Catalyst Bancorp?

Over the past 52 weeks, Catalyst Bancorp has traded between $12.25 and $18.16.

How much debt does Catalyst Bancorp have?

As of the most recent reporting period, Catalyst Bancorp reported total debt of $9.76M.

How much cash does Catalyst Bancorp have on hand?

Catalyst Bancorp does not have cash on hand data available.

What is Catalyst Bancorp’s dividend yield?

Catalyst Bancorp does not currently have a dividend yield.

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