First Hawaiian(NASDAQ) FHB

First Hawaiian, Inc. helps local families manage their money. The bank provides loans for homes and small businesses. It offers secure accounts for personal and commercial savings.

Banking Across the Islands

• Retail Banking: Personal products for consumers and small businesses; includes checking accounts, mortgages, and wealth management services.
• Commercial Banking: Financial services for large companies; focuses on commercial real estate loans and auto dealer financing.
• Corporate and Treasury: Internal division managing the bank's investment portfolio and liquidity requirements.

New Partnerships and Mergers

• Entered a definitive merger agreement with TriCo Bancshares on July 12, 2026.
• Planned a multistep integration where Tri Counties Bank merges into First Hawaiian Bank.
• Managed a network of 54 branch locations throughout Hawaii, Guam, and Saipan.

A Legacy in the Pacific

First Hawaiian is the second oldest bank formed west of the Mississippi River and maintains 49 branches across the island chain. The institution provides specialized services including merchant processing and estate planning for regional customers.

By the Numbers

• Net interest income was $171.0 million for the three months ended June 30, 2026, up 5% year over year.
• Net income reached $141.2 million for the six-month period ended June 30, 2026, up 7% year over year.
• Total deposits were $20.2 billion as of June 30, 2026, down 2% from Dec. 31, 2025.
• The Common Equity Tier 1 capital ratio, which measures core financial strength, was 13.27% as of June 30, 2026.
• Market capitalization was $3.6 billion in the second quarter of 2026, up 35.3% over a 2-year period.

The Bottom Line

First Hawaiian has evolved from a mid-19th-century partnership into a major Pacific financial institution. The pending merger with TriCo Bancshares signals a new phase of expansion for the island-based lender.