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Central Pacific Financial(NYSE) CPF

Market Cap$1.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1987)-83%
5 Year+88%
1 Year+54%
1 Month+3%
$39.65
-0.85%
-0.34Today
After hours$39.58-$0.07 (-0.18%)
Central Pacific Financial last closing stock price
MetricPriceDate
Last closeUSD 39.682026-08-05
Central Pacific Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.53%USD 39.472026-07-29
1 month+3.15%USD 38.472026-07-06
3 month+15.41%USD 34.382026-05-07
Year to date+29.53%USD 30.632025-12-31
1 year+54.01%USD 25.762025-08-05
3 year+150.74%USD 15.832023-08-04
5 year+88.09%USD 21.102021-08-06
Since inception-82.75%USD 230.001987-09-15

Central Pacific Financial Financials at a Glance

Market Cap

$1.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$314.85M

Net Income (TTM)

$83.00M

EPS (TTM)

$3.12

P/E Ratio

12.72

Dividend

$1.13

Beta (Volatility)

0.80 (Low)

Price

$39.65

Volume

178,509

Open

$40.22

Previous Close

$39.68

Daily Range

$39.58 - $40.25

52-Week Range

$26.18 - $40.99

Estimated Earnings Date

Oct 28, 2026

CPF News

Generic Bank Getty

Loan Deferrals at Banks Continue to Decline

Bram BerkowitzSep 13, 2020

Today's Regional Bank Earnings Roundup

Robert EberhardJan 25, 2012

The 10 Worst Regional Bank Stocks of 2011

Anand ChokkaveluDec 13, 2011

Central Pacific Financial Shares Popped: What You Need to Know

Tim BeyersAug 29, 2011

10 Mid Caps to Rule Them All

Sean WilliamsJun 29, 2011

Central Pacific Financial Shares Plunged: What You Need to Know

Matt KoppenhefferJun 15, 2011

Central Pacific Financial Shares Popped: What You Need to Know

Rich SmithApr 27, 2011

5 of Last Week's Biggest Losers

Rick MunarrizApr 18, 2011
Page 1

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About Central Pacific Financial

Central Pacific Financial Corp. offers banking and wealth management services in Hawaii. It provides essential financial solutions for businesses and individuals. The company supports local economies with tailored banking products.

Products and Services

Deposit Products: Personal and business accounts, money market, and certificates of deposit.

Lending Services: Commercial, mortgage, and consumer loans for diverse client needs.

Banking Services: Internet banking, debit cards, and cash management solutions.

Wealth Management: Investment products, annuities, and insurance services.

Growth and Expansion

Central Pacific Financial Corp. has not detailed specific acquisitions or partnerships.

The company focuses on expanding its digital banking services.

It maintains a strong presence in Hawaii with 30 branches.

What Makes Central Pacific Special

Central Pacific stands out with its comprehensive service range tailored to local needs. Its strong Hawaiian presence supports community-focused banking.

Five Things You Need to Know

Market cap of $696.88M as of 2023.

Operates 30 branches and 69 ATMs in Hawaii.

Stock price range: $19.52 - $33.25 in 2023.

Beta of 0.96 indicates moderate market volatility.

Revenue growth rate not explicitly detailed but remains stable.

Bottom Line

Central Pacific Financial Corp. supports Hawaii's economy with tailored banking services. Its focus on local needs ensures community relevance and stability.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

763

CEO

Arnold D. Martines

Website

www.cpb.bank

Headquarters

Honolulu, HI 96813, US

CPF Financials

Key Financial Metrics (TTM)

Gross Margin

75.98%

Operating Margin

25.55%

Net Income Margin

26.36%

Return on Equity

14.00%

Return on Capital

14.49%

Return on Assets

1.11%

Earnings Yield

7.86%

Dividend Yield

2.85%

Payout Ratio

26.94%

Stock Overview

Market Cap

$1.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

26.10M

Volume

178.51K

Avg. Volume

148.78K

Financials (TTM)

Gross Profit

$239.21M

Operating Income

$80.44M

EBITDA

$84.43M

Operating Cash Flow

$61.08M

Capital Expenditure

-$3.34M

Free Cash Flow

$57.74M

Cash & ST Invst.

$1.76B

Total Debt

$100.61M

Central Pacific Financial Performance Analysis

Central Pacific Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 280,368,0007.5%
20232023-12-31USD 324,182,00015.6%
20242024-12-31USD 344,764,0006.3%
20252025-12-31USD 365,624,0006.1%
Central Pacific Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302.5%
Q42025-12-311.0%
Q12026-03-31-5.9%
Q22026-06-30-52.0%
Central Pacific Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.68-5.2%
20232023-12-31USD 2.17-19.2%
20242024-12-31USD 1.97-9.2%
20252025-12-31USD 2.8645.7%
Central Pacific Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.5%
Q42025-12-3123.2%
Q12026-03-31-8.2%
Q22026-06-302.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$42.04M

-53.3%

Gross Profit

$24.00M

-64.0%

Gross Margin

57.10%

N/A

Market Cap

$1.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.36M

N/A

Employees

763

N/A

Net Income

$20.82M

+14.0%

EBITDA

-$2.71M

-110.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$1.76B

+449.1%

Total Debt

$100.61M

-38.4%

Accounts Receivable

$23.42M

-0.4%

Inventory

$0.00

N/A

Long Term Debt

$76.55M

-53.2%

Short Term Debt

$24.06M

N/A

Return on Assets

1.11%

N/A

Return on Invested Capital

10.30%

N/A

Free Cash Flow

$0.00

-100.0%

Operating Cash Flow

$0.00

-100.0%

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Questions About CPF

What is the current price of Central Pacific Financial?

Central Pacific Financial is trading at $39.68 per share.

What is the 52-week range for Central Pacific Financial?

Over the past 52 weeks, Central Pacific Financial has traded between $26.18 and $40.99.

How much debt does Central Pacific Financial have?

As of the most recent reporting period, Central Pacific Financial reported total debt of $100.61M.

How much cash does Central Pacific Financial have on hand?

Central Pacific Financial does not have cash on hand data available.

What is Central Pacific Financial’s dividend yield?

Central Pacific Financial currently has a dividend yield of 2.85%.

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