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Magyar Bancorp(NASDAQ) MGYR

Current Price$17.62
Market Cap$118.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2006)+131%
5 Year+89%
1 Year+13%
1 Month+2%
Magyar Bancorp last closing stock price
MetricPriceDate
Last closeUSD 18.292026-07-24
Magyar Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4.24%USD 17.552026-07-17
1 month+1.64%USD 18.002026-06-24
3 month+3.66%USD 17.652026-04-24
Year to date+7.08%USD 17.092025-12-31
1 year+12.79%USD 16.222025-07-24
3 year+77.78%USD 10.292023-07-25
5 year+89.28%USD 9.672021-07-23
Since inception+130.52%USD 7.942006-01-24

Magyar Bancorp Financials at a Glance

Market Cap

$118.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$62.38M

Net Income (TTM)

$11.78M

EPS (TTM)

$1.86

P/E Ratio

9.83

Dividend

$0.36

Beta (Volatility)

0.14 (Low)

Price

$17.62

Volume

0

Open

$17.62

Previous Close

$17.62

Daily Range

$17.62 - $17.62

52-Week Range

$16.03 - $20.00

Estimated Earnings Date

Jul 23, 2026

MGYR News

No articles available.

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About Magyar Bancorp

Magyar Bancorp helps New Jersey residents and businesses manage money and access loans. Its deposit accounts offer safe places to save, while its loans support home buying and business growth. The bank’s services are designed for local individuals, companies, and nonprofits needing practical financial solutions.

Money Matters: Magyar’s Main Offerings

  • Deposit Accounts: Checking, savings, money market, and retirement accounts for individuals and businesses (revenue breakdown not disclosed).
  • Residential Loans: Mortgages for homebuyers and homeowners, including home equity loans and lines of credit.
  • Commercial Real Estate Loans: Financing for property owners and investors, including multi-family, retail, and hotel properties. As of June 30, 2025, commercial real estate loans totaled $523.99 million out of total loans of $845.41 million.
  • Business Lending: Loans for small businesses, including Small Business Administration (SBA) loans and construction financing.
  • Investment and Planning Services: Non-deposit investment products, insurance, annuities, and retirement planning for individuals and companies.

Branching Out: Magyar’s Growth Moves

  • Restructured bank-owned life insurance (BOLI) portfolio in 2025 to increase yield.
  • Issued $14.1M in brokered certificates of deposit in 2025 to support funding.
  • Completed fourth stock repurchase program in 2025; began fifth program the same year.
  • Closed Bridgewater branch in 2025 as part of facility rationalization.

Why Magyar’s Approach Stands Out

Magyar focuses on New Jersey communities, tailoring services to local needs. Its risk management includes strict loan monitoring and stress testing. The bank actively manages non-interest income and interest rate risk through specialized products and internal controls.

Five Things You Need to Know

  • Revenue was $15M in QQ1 2026, up 10.8% from QQ1 2025.
  • Net income reached $4M in QQ1 2026, up 48.0% year-over-year.
  • Commercial real estate loans made up 61.9% of total loans in June 2025.
  • Total assets were $987.49M as of June 30, 2025, up 3.7% from prior year.
  • Net interest margin was 3.35% for the three months ended June 2025, up from 3.02%.

Bottom Line

Magyar has grown by focusing on local lending and deposit services, adapting to changing market needs. Its disciplined risk management and community focus shape its steady performance in New Jersey’s banking sector.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

91

CEO

John S. Fitzgerald

Website

www.magbank.com

Headquarters

New Brunswick, NJ 08901, US

MGYR Financials

Key Financial Metrics (TTM)

Gross Margin

61.05%

Operating Margin

25.75%

Net Income Margin

18.32%

Return on Equity

9.28%

Return on Capital

8.22%

Return on Assets

1.04%

Earnings Yield

10.17%

Dividend Yield

1.97%

Payout Ratio

18.00%

Stock Overview

Market Cap

$118.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

6.46M

Volume

0

Avg. Volume

3.04K

Financials (TTM)

Gross Profit

$38.37M

Operating Income

$16.57M

EBITDA

$17.22M

Operating Cash Flow

$12.27M

Capital Expenditure

-$430.00K

Free Cash Flow

$11.84M

Cash & ST Invst.

$73.41M

Total Debt

$49.05M

Magyar Bancorp Performance Analysis

Magyar Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-09-30USD 32,112,0001.6%
20232023-09-30USD 40,750,00026.9%
20242024-09-30USD 52,124,00027.9%
20252025-09-30USD 58,419,00012.1%
Magyar Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-06-30-1.1%
Q42025-09-303.5%
Q12025-12-311.4%
Q22026-03-313.0%
Magyar Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-09-30USD 1.1715.2%
20232023-09-30USD 1.202.8%
20242024-09-30USD 1.232.3%
20252025-09-30USD 1.5627.5%
Magyar Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-06-30-7.0%
Q42025-09-30N/A
Q12025-12-3125.0%
Q22026-03-31-4.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$16.07M

+9.9%

Gross Profit

$9.89M

+13.5%

Gross Margin

61.52%

N/A

Market Cap

$118.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.30M

N/A

Employees

91

N/A

Net Income

$3.09M

+25.2%

EBITDA

$4.35M

+17.4%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$73.41M

-21.2%

Total Debt

$49.05M

+44.6%

Accounts Receivable

$5.88M

+11.7%

Inventory

$0.00

N/A

Long Term Debt

$49.05M

+44.6%

Short Term Debt

$0.00

N/A

Return on Assets

1.04%

N/A

Return on Invested Capital

8.31%

N/A

Free Cash Flow

$3.16M

+38.8%

Operating Cash Flow

$3.49M

+46.6%

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Questions About MGYR

What is the current price of Magyar Bancorp?

Magyar Bancorp is trading at $17.62 per share.

What is the 52-week range for Magyar Bancorp?

Over the past 52 weeks, Magyar Bancorp has traded between $16.03 and $20.00.

How much debt does Magyar Bancorp have?

As of the most recent reporting period, Magyar Bancorp reported total debt of $49.05M.

How much cash does Magyar Bancorp have on hand?

Magyar Bancorp does not have cash on hand data available.

What is Magyar Bancorp’s dividend yield?

Magyar Bancorp currently has a dividend yield of 1.97%.

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