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Sr Bancorp(NASDAQ) SRBK

Current Price$19.22
Market Cap$154.71MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2023)+110%
5 YearN/A
1 Year+34%
1 Month+1%
Sr Bancorp last closing stock price
MetricPriceDate
Last closeUSD 19.192026-07-22
Sr Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.09%USD 19.602026-07-15
1 month+0.62%USD 19.072026-06-22
3 month+3.77%USD 18.492026-04-23
Year to date+22.65%USD 15.652025-12-31
1 year+34.39%USD 14.282025-07-22
Since inception+110.07%USD 9.092023-09-20

Sr Bancorp Financials at a Glance

Market Cap

$154.71MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$51.46M

Net Income (TTM)

$4.62M

EPS (TTM)

$0.42

P/E Ratio

46.00

Dividend

$0.21

Beta (Volatility)

0.00 (Low)

Price

$19.22

Volume

456

Open

$18.94

Previous Close

$19.22

Daily Range

$18.94 - $19.22

52-Week Range

$13.55 - $20.20

Estimated Earnings Date

Jul 29, 2026

SRBK News

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SR Bancorp (SRBK) Q4 Profit Returns

Motley Fool Markets TeamAug 1, 2025

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About Sr Bancorp

SR Bancorp helps people and small businesses manage money and get loans. Its deposit accounts keep savings safe and accessible. Its loans help families buy homes and businesses grow locally.

Money Matters: What SR Bancorp Offers

  • Deposit accounts: Checking, savings, and certificates of deposit for individuals and businesses (revenue breakdown not disclosed).
  • Residential mortgage loans: Home loans for individuals, making up 52.8% of total loans.
  • Commercial real estate loans: Loans for business properties, including multi-family buildings, at 45.5% of total loans.
  • Consumer and other loans: Personal loans for various needs, representing 1.6% of total loans.
  • Online and business banking: Digital services and specialized deposit products for businesses (revenue breakdown not disclosed).

Branching Out: Growth and Expansion Moves

  • Acquired Regal Bancorp in September 2023, expanding commercial lending and deposits.
  • Added $321.6 million in loans and $371.9 million in deposits through the merger.
  • Consolidated branches post-merger to improve efficiency and reduce costs.
  • Launched a stock repurchase program in September 2024, buying back 280,404 shares by March 2025.

Why SR Bancorp Stands Out (Without Standing Too Tall)

SR Bancorp focuses on New Jersey communities, lending mainly against local real estate. It uses conservative lending standards to manage risk and maintain asset quality. The company reports no non-performing loans and strong capital levels.

Five Things You Need to Know

  • Revenue was $13 million in QQ2 2025, up 5.9% year-on-year.
  • Net income was $834,000 in QQ2 2025, down 18.3% year-on-year.
  • Net loans receivable grew 6.7% since June 2024, reaching $780.8 million.
  • Deposits increased 3.5% since June 2024, totaling $835.6 million.
  • Net interest margin fell to 2.82% in QQ2 2025, from 3.31% a year earlier.

Bottom Line

SR Bancorp has grown through local focus, conservative lending, and a recent merger. It continues to adapt to a competitive market while maintaining strong asset quality and capital.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

119

CEO

Christopher J. Pribula

Website

www.somersetregalbank.com

Headquarters

Bound Brook, NJ 08805, US

SRBK Financials

Key Financial Metrics (TTM)

Gross Margin

64.66%

Operating Margin

9.87%

Net Income Margin

8.99%

Return on Equity

2.44%

Return on Capital

2.70%

Return on Assets

0.40%

Earnings Yield

2.17%

Dividend Yield

1.10%

Payout Ratio

36.18%

Stock Overview

Market Cap

$154.71MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

8.10M

Volume

456

Avg. Volume

50.37K

Financials (TTM)

Gross Profit

$33.27M

Operating Income

$5.08M

EBITDA

$6.68M

Operating Cash Flow

$8.45M

Capital Expenditure

-$309.00K

Free Cash Flow

$8.14M

Cash & ST Invst.

$4.66M

Total Debt

$53.00M

Sr Bancorp Performance Analysis

Sr Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 14,791,000N/A
20232023-06-30USD 17,379,00017.5%
20242024-06-30USD 38,374,000120.8%
20252025-06-30USD 50,036,00030.4%
Sr Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-3013.0%
Q12025-09-30-8.0%
Q22025-12-313.1%
Q32026-03-31-3.2%
Sr Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD 0.20N/A
20232023-06-30USD 0.16-17.0%
20242024-06-30USD -1.59N/A
20252025-06-30USD 0.61N/A
Sr Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-30333.4%
Q12025-09-30-68.8%
Q22025-12-3125.9%
Q32026-03-319.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2025YOY CHG

Revenue

$12.48M

+3.8%

Gross Profit

$7.81M

+1.6%

Gross Margin

62.63%

N/A

Market Cap

$154.71MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.30M

N/A

Employees

119

N/A

Net Income

$886.00K

+65.0%

EBITDA

$623.00K

-47.0%

Quarterly Fundamentals

Name
Q3 2025YOY CHG

Total Cash

$4.66M

-92.5%

Total Debt

$53.00M

+65.6%

Accounts Receivable

$862.52M

+28999.7%

Inventory

$0.00

N/A

Long Term Debt

$53.00M

+65.6%

Short Term Debt

$0.00

N/A

Return on Assets

0.40%

N/A

Return on Invested Capital

0.45%

N/A

Free Cash Flow

$1.76M

-29.4%

Operating Cash Flow

$1.90M

-26.3%

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Questions About SRBK

What is the current price of Sr Bancorp?

Sr Bancorp is trading at $19.22 per share.

What is the 52-week range for Sr Bancorp?

Over the past 52 weeks, Sr Bancorp has traded between $13.55 and $20.20.

How much debt does Sr Bancorp have?

As of the most recent reporting period, Sr Bancorp reported total debt of $53.00M.

How much cash does Sr Bancorp have on hand?

Sr Bancorp does not have cash on hand data available.

What is Sr Bancorp’s dividend yield?

Sr Bancorp currently has a dividend yield of 1.10%.

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