Accessibility Menu
Sb Financial Group logo

Sb Financial Group(NASDAQ) SBFG

Current Price$25.21
Market Cap$160.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1995)+323%
5 Year+65%
1 Year+33%
1 Month+8%
Sb Financial Group last closing stock price
MetricPriceDate
Last closeUSD 25.622026-07-24
Sb Financial Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-5.39%USD 27.082026-07-17
1 month+7.6%USD 23.812026-06-24
3 month+16.36%USD 22.022026-04-24
Year to date+16.75%USD 21.942025-12-31
1 year+33.21%USD 19.232025-07-24
3 year+104.28%USD 12.542023-07-25
5 year+65.09%USD 15.522021-07-23
Since inception+322.72%USD 6.061995-07-24

Sb Financial Group Financials at a Glance

Market Cap

$160.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$94.86M

Net Income (TTM)

$16.76M

EPS (TTM)

$2.67

P/E Ratio

9.59

Dividend

$0.62

Beta (Volatility)

0.32 (Low)

Price

$25.21

Volume

25,223

Open

$26.37

Previous Close

$25.62

Daily Range

$24.52 - $27.60

52-Week Range

$18.16 - $27.69

Estimated Earnings Date

Oct 29, 2026

SBFG News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Sb Financial Group

SB Financial Group, Inc., based in Defiance, Ohio, is a financial holding company that provides a wide range of services through its subsidiaries. As a community-focused institution, it offers both traditional banking services and wealth management, serving individuals and businesses in Ohio, Indiana, and Michigan. Through its main subsidiary, State Bank and Trust Company, SB Financial emphasizes personalized customer service, bolstered by innovation and regional presence.

Products and Services

Commercial banking services, including checking accounts, savings accounts, and loans.

Wealth management and trust services for individuals and corporate clients.

Title insurance via its subsidiary SBFG Title, LLC.

Insurance products retailing through SBT Insurance, LLC.

What Makes SB Financial Group, Inc. Special

SB Financial Group, Inc. stands out for its strong local presence and customer-centric approach in the communities it serves. It leverages regional footholds and customer loyalty, emphasizing a personalized touch to banking services. The company's focus on digital transformation ensures modern, efficient customer interactions, while its ongoing commitment to sustainable and community-oriented practices strengthens its market position.

Five Things You Need to Know

SB Financial was established in 1983 and operates several subsidiaries providing diversified financial services.

Its main subsidiary, State Bank and Trust Company, has 22 banking centers and six loan production offices.

The company is actively expanding its wealth management and mortgage services.

It is subject to various regulatory requirements, including those from the Federal Reserve and the FDIC.

SB Financial is a publicly traded company listed on NASDAQ under the symbol SBFG.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

258

CEO

Mark A. Klein, MBA

Website

www.yourstatebank.com

Headquarters

Defiance, OH 43512, US

SBFG Financials

Key Financial Metrics (TTM)

Gross Margin

71.19%

Operating Margin

21.85%

Net Income Margin

17.67%

Return on Equity

11.79%

Return on Capital

8.41%

Return on Assets

1.03%

Earnings Yield

10.43%

Dividend Yield

2.42%

Payout Ratio

23.14%

Stock Overview

Market Cap

$160.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

6.28M

Volume

25.22K

Avg. Volume

36.33K

Financials (TTM)

Gross Profit

$67.53M

Operating Income

$20.73M

EBITDA

$24.15M

Operating Cash Flow

$14.34M

Capital Expenditure

-$1.91M

Free Cash Flow

$12.43M

Cash & ST Invst.

$138.15M

Total Debt

$59.31M

Sb Financial Group Performance Analysis

Sb Financial Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 62,766,000-13.3%
20232023-12-31USD 75,739,00020.7%
20242024-12-31USD 81,087,0007.1%
20252025-12-31USD 90,664,00011.8%
Sb Financial Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-2.0%
Q42025-12-31-0.3%
Q12026-03-314.5%
Q22026-06-303.3%
Sb Financial Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.77-27.2%
20232023-12-31USD 1.74-1.7%
20242024-12-31USD 1.71-1.9%
20252025-12-31USD 2.1827.5%
Sb Financial Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-306.7%
Q42025-12-31-1.6%
Q12026-03-319.5%
Q22026-06-304.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$24.81M

+5.5%

Gross Profit

$17.64M

+6.4%

Gross Margin

71.12%

N/A

Market Cap

$160.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$613.62K

N/A

Employees

262

N/A

Net Income

$4.50M

+16.7%

EBITDA

$5.51M

-4.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$138.15M

-44.0%

Total Debt

$59.31M

-15.7%

Accounts Receivable

$5.46M

+2.9%

Inventory

$0.00

N/A

Long Term Debt

$52.57M

-3.9%

Short Term Debt

$6.73M

-57.0%

Return on Assets

1.03%

N/A

Return on Invested Capital

1.28%

N/A

Free Cash Flow

-$3.23M

-155.8%

Operating Cash Flow

-$3.00M

-144.7%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
RMBIRichmond Mutual Bancorporation, Inc.
$15.56+1.30%
SRBKSR Bancorp, Inc. Common stock
$19.09-0.42%
AFBIAffinity Bancshares, Inc.
$22.95+0.04%
EBMTEagle Bancorp Montana, Inc.
$23.37+2.50%

Trending Stocks

Symbol / CompanyPricePrice Chg
INTCIntel
$92.32-0.08%
NOKNokia
$9.10-0.06%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares
$7.42-0.04%
ONDSOndas
$7.80-0.02%

Questions About SBFG

What is the current price of Sb Financial Group?

Sb Financial Group is trading at $25.62 per share.

What is the 52-week range for Sb Financial Group?

Over the past 52 weeks, Sb Financial Group has traded between $18.16 and $27.69.

How much debt does Sb Financial Group have?

As of the most recent reporting period, Sb Financial Group reported total debt of $59.31M.

How much cash does Sb Financial Group have on hand?

Sb Financial Group does not have cash on hand data available.

What is Sb Financial Group’s dividend yield?

Sb Financial Group currently has a dividend yield of 2.42%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services