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Oconee Federal Financial(NASDAQ) OFED

Market CapN/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2011)+153%
5 Year+11%
1 Year+76%
1 Month+23%
N/A
Oconee Federal Financial last closing stock price
MetricPriceDate
Last closeUSD 21.502026-07-22
Oconee Federal Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+17.49%USD 18.302026-07-14
1 month+22.79%USD 17.512026-06-22
3 month+39.51%USD 15.412026-04-22
Year to date+26.4%USD 17.012025-12-30
1 year+76.18%USD 12.202025-07-22
3 year+54.63%USD 13.902023-07-21
5 year+10.53%USD 19.452021-07-23
Since inception+152.83%USD 8.502011-01-14

Oconee Federal Financial Financials at a Glance

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$30.49M

Net Income (TTM)

$5.02M

EPS (TTM)

N/A

P/E Ratio

N/A

Dividend

N/A

Beta (Volatility)

N/A

Price

N/A

Volume

N/A

Open

N/A

Previous Close

N/A

Daily Range

N/A

52-Week Range

N/A

Estimated Earnings Date

Apr 22, 2026

OFED News

No articles available.

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About Oconee Federal Financial

Oconee Federal Financial Corp. serves as the parent company for Oconee Federal Savings and Loan Association, offering a wide array of banking solutions and financial services. The company operates primarily in Oconee County, South Carolina, and the northeast region of Georgia, focusing on both deposit and loan products.

Products and Services
  • Comprehensive deposit products including checking and savings accounts
  • Diverse loan offerings such as residential mortgages and commercial financing
  • Investment services including individual retirement accounts and certificates of deposit
Growth Outlook
  • Recent quarterly revenue reached $7.4 million, indicating stable performance
  • Net income for the latest quarter was $1.13 million, reflecting solid profitability
  • Return on equity stands at 5.79%, showcasing effective capital utilization
Financial Highlights
  • Trailing twelve months (TTM) revenue of $30.3 million demonstrates consistent growth
  • Net profit margin of 16.45% indicates strong operational efficiency
  • Dividend yield of 1.86% offers attractive returns for investors
Oconee Federal Financial Corp. has established a strong presence in its operational regions, providing essential banking services to both individuals and businesses. The company's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial financing. Recent financial performance highlights a stable revenue stream and solid profitability, positioning the company favorably for future growth. The consistent return on equity and attractive dividend yield further enhance its appeal to potential investors. Overall, Oconee Federal Financial Corp. represents a compelling opportunity within the regional banking sector.
AI Generated • Jul 27, 2026

Industry

Thrifts and Mortgage Finance

Sector

Financials

Employees

79

CEO

Curtis T. Evatt

Website

www.oconeefederal.com

Headquarters

Seneca, SC 29678, US

OFED Financials

Key Financial Metrics (TTM)

Gross Margin

61.38%

Operating Margin

21.26%

Net Income Margin

16.45%

Return on Equity

5.79%

Return on Capital

4.54%

Return on Assets

0.76%

Earnings Yield

N/A

Dividend Yield

1.86%

Payout Ratio

0.00%

Stock Overview

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

N/A

Volume

N/A

Avg. Volume

N/A

Financials (TTM)

Gross Profit

$18.72M

Operating Income

$6.48M

EBITDA

$6.48M

Operating Cash Flow

$6.33M

Capital Expenditure

-$375.00K

Free Cash Flow

$5.96M

Cash & ST Invst.

$3.56M

Total Debt

$16.75M

Oconee Federal Financial Performance Analysis

Oconee Federal Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 18,173,000N/A
20232023-06-30USD 20,952,00015.3%
20242024-06-30USD 30,652,00046.3%
20252025-06-30USD 29,394,000-4.1%
Oconee Federal Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-307.0%
Q12025-09-30-1.5%
Q22025-12-31-5.3%
Q32026-03-310.2%
Oconee Federal Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD 0.73N/A
20232023-06-30USD 0.60-18.5%
20242024-06-30USD 1.1083.7%
20252025-06-30USD 0.73-33.7%
Oconee Federal Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-3047.1%
Q12025-09-30-12.0%
Q22025-12-31-9.1%
Q32026-03-31-5.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$7.40M

+0.0%

Gross Profit

$4.55M

+4.0%

Gross Margin

61.50%

N/A

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

N/A

N/A

Employees

79

N/A

Net Income

$1.13M

+11.8%

EBITDA

$1.47M

+11.7%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$3.56M

-97.3%

Total Debt

$16.75M

-57.9%

Accounts Receivable

$2.08M

+24.4%

Inventory

$0.00

N/A

Long Term Debt

$16.75M

-57.9%

Short Term Debt

$0.00

N/A

Return on Assets

0.76%

N/A

Return on Invested Capital

0.98%

N/A

Free Cash Flow

$1.74M

+81.6%

Operating Cash Flow

$2.01M

+96.0%

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Questions About OFED

What is the current price of Oconee Federal Financial?

Oconee Federal Financial is trading at N/A per share.

What is the 52-week range for Oconee Federal Financial?

Over the past 52 weeks, Oconee Federal Financial has traded between N/A and N/A.

How much debt does Oconee Federal Financial have?

As of the most recent reporting period, Oconee Federal Financial reported total debt of $16.75M.

How much cash does Oconee Federal Financial have on hand?

Oconee Federal Financial does not have cash on hand data available.

What is Oconee Federal Financial’s dividend yield?

Oconee Federal Financial does not currently have a dividend yield.

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