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M&f Bancorp(OTC) MFBP

Current Price$47.53
Market Cap$93.75MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1990)+1,840%
5 Year+540%
1 Year+152%
1 Month+48%
M&f Bancorp last closing stock price
MetricPriceDate
Last closeUSD 47.352026-07-23
M&f Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+61.88%USD 29.252026-07-16
1 month+48.29%USD 31.932026-06-23
3 month+80.46%USD 26.242026-04-23
Year to date+153.84%USD 18.652025-12-31
1 year+151.95%USD 18.792025-07-23
3 year+144.87%USD 19.342023-07-24
5 year+540.01%USD 7.402021-07-23
Since inception+1,839.99%USD 2.441990-12-28

M&f Bancorp Financials at a Glance

Market Cap

$93.75MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$29.22M

Net Income (TTM)

$4.21M

EPS (TTM)

$1.15

P/E Ratio

41.20

Dividend

$0.24

Beta (Volatility)

0.14 (Low)

Price

$47.53

Volume

8,485

Open

$47.35

Previous Close

$47.53

Daily Range

$47.35 - $47.90

52-Week Range

$18.40 - $48.00

Estimated Earnings Date

Apr 30, 2026

MFBP News

No articles available.

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About M&f Bancorp

M&F Bancorp, Inc. serves as the parent company for Mechanics and Farmers Bank, providing a comprehensive array of banking products and services to individual consumers and businesses across North Carolina. Established in 1907, M&F Bancorp operates seven branch locations throughout the state, focusing on community banking and financial solutions.

Products and Services
  • Various deposit solutions including checking and savings accounts
  • Credit offerings for commercial and residential real estate
  • ATM services and personal loans
Growth Outlook
  • Recent quarterly revenue reached $6.9 million, indicating strong demand
  • Net income for Q1 2026 was $958,000, showcasing profitability
  • Operating income margin improved to 17.76% in the latest quarter
Financial Highlights
  • Trailing twelve months revenue of $28.5 million reflects consistent growth
  • Net profit margin stands at 14.42%, indicating effective cost management
  • Dividend yield of 0.83% offers a return to shareholders
M&F Bancorp, Inc. has demonstrated resilience and growth potential in the regional banking sector. The company's focus on community banking and a diverse range of financial products positions it well for future expansion. Recent financial performance highlights, including a significant increase in revenue and net income, suggest a robust operational framework. The steady dividend yield further enhances its appeal to investors seeking income-generating opportunities. With a commitment to serving the North Carolina community, M&F Bancorp continues to build on its legacy while adapting to the evolving financial landscape.
AI Generated • Jun 28, 2026

Industry

Banks

Sector

Financials

CEO

James H. Sills, III

Website

www.mfbonline.com

Headquarters

Durham, NC 27707, US

MFBP Financials

Key Financial Metrics (TTM)

Gross Margin

77.96%

Operating Margin

18.29%

Net Income Margin

14.42%

Return on Equity

3.17%

Return on Capital

4.05%

Return on Assets

0.81%

Earnings Yield

2.43%

Dividend Yield

0.51%

Payout Ratio

0.00%

Stock Overview

Market Cap

$93.75MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.98M

Volume

8.48K

Avg. Volume

1.65K

Financials (TTM)

Gross Profit

$22.78M

Operating Income

$5.35M

EBITDA

$5.35M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$2.59M

Total Debt

$898.00K

M&f Bancorp Performance Analysis

M&f Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 20,484,00029.7%
20232023-12-31USD 25,386,00023.9%
20242024-12-31USD 27,671,0009.0%
20252025-12-31USD 29,366,0006.1%
M&f Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-301.8%
Q32025-09-30-1.6%
Q42025-12-310.9%
Q12026-03-31-7.2%
M&f Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.1860.1%
20232023-12-31USD 2.7224.7%
20242024-12-31USD 1.82-33.3%
20252025-12-31USD 1.19-34.5%
M&f Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-3.6%
Q32025-09-30114.8%
Q42025-12-31-89.7%
Q12026-03-31300.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$6.90M

-6.2%

Gross Profit

$5.61M

-5.1%

Gross Margin

81.21%

N/A

Market Cap

$93.75MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.34M

N/A

Employees

70

N/A

Net Income

$958.00K

-8.5%

EBITDA

$1.23M

-8.2%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$2.59M

-92.5%

Total Debt

$898.00K

-19.5%

Accounts Receivable

$2.26M

+6.9%

Inventory

$0.00

N/A

Long Term Debt

$898.00K

-19.5%

Short Term Debt

$0.00

N/A

Return on Assets

0.81%

N/A

Return on Invested Capital

3.80%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About MFBP

What is the current price of M&f Bancorp?

M&f Bancorp is trading at $47.53 per share.

What is the 52-week range for M&f Bancorp?

Over the past 52 weeks, M&f Bancorp has traded between $18.40 and $48.00.

How much debt does M&f Bancorp have?

As of the most recent reporting period, M&f Bancorp reported total debt of $898.00K.

How much cash does M&f Bancorp have on hand?

M&f Bancorp does not have cash on hand data available.

What is M&f Bancorp’s dividend yield?

M&f Bancorp currently has a dividend yield of 0.51%.

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