Citizens

(OTC) CIZN

Current Price$9.60

Market Cap$53.99M

Since IPO (1999)+69%

5 Year-36%

1 Year+11%

1 Month+7%

Citizens Financials at a Glance

Market Cap

$53.99M

Revenue (TTM)

$82.84M

Net Income (TTM)

$8.17M

EPS (TTM)

$1.44

P/E Ratio

6.65

Dividend

$0.02

Beta (Volatility)

0.14 (Low)

Dividend

$0.02

Beta (Volatility)

0.14 (Low)

Price

$9.60

Volume

377

Open

$9.60

Price

$9.60

Volume

377

Open

$9.60

Previous Close

$9.60

Daily Range

$9.60 - $9.60

52-Week Range

$6.44 - $10.20

Dividend

$0.02

Beta (Volatility)

0.14 (Low)

Price

$9.60

Volume

377

Open

$9.60

Previous Close

$9.60

Daily Range

$9.60 - $9.60

52-Week Range

$6.44 - $10.20

CIZN News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Citizens

Industry

Banks

Sector

Financials

Employees

246

CEO

Stacy M. Brantley

Website

www.thecitizensbankphila.com

Headquarters

Philadelphia, MS 39350, US

CIZN Financials

Key Financial Metrics (TTM)

Gross Margin

32%

Operating Margin

11%

Net Income Margin

10%

Return on Equity

14%

Return on Capital

Return on Assets

Earnings Yield

15.04%

Dividend Yield

0.21%

Payout Ratio

0.00%

Stock Overview

Market Cap

$53.99M

Shares Outstanding

5.62M

Volume

377

Avg. Volume

2.74K

Financials (TTM)

Gross Profit

$52.00M

Operating Income

$9.55M

EBITDA

$9.55M

Operating Cash Flow

$15.21M

Capital Expenditure

$1.61M

Free Cash Flow

$13.59M

Cash & ST Invst.

$17.14M

Total Debt

$87.70M

Citizens Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$20.55M

+0.9%

Gross Profit

$13.05M

N/A

Gross Margin

63.53%

N/A

Market Cap

$53.99M

N/A

Market Cap/Employee

$219.48K

N/A

Employees

246

N/A

Net Income

$1.88M

+1.7%

EBITDA

$2.20M

-1.7%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

$73.77M

+73.7%

Accounts Receivable

$5.27M

N/A

Inventory

$0.00

N/A

Long Term Debt

$18.05M

+22.8%

Short Term Debt

$78.92M

-70.3%

Return on Assets

0.53%

N/A

Return on Invested Capital

0.66%

N/A

Free Cash Flow

$1.05M

-57.3%

Operating Cash Flow

$1.14M

-60.7%

Other Investments to Explore

People Also Watch

SymbolSymbol / CompanyCompanyPricePrice Chg

MFBPM&F Bancorp, Inc.

MFBPM&F Bancorp, Inc.$26.99+2.62%

WDFNWoodlands Financial Services Company

WDFNWoodlands Financial Services Company$31.50+0.00%

OAKVOak View Bankshares, Inc.

OAKVOak View Bankshares, Inc.$14.70+0.00%

TMAKTouchmark Bancshares, Inc.

TMAKTouchmark Bancshares, Inc.$9.50+0.00%

ALBYCommunity Capital Bancshares, Inc.

ALBYCommunity Capital Bancshares, Inc.$33.01+10.03%

FMFPFirst Community Financial Corporation

FMFPFirst Community Financial Corporation$14.14+0.00%

ANDCAndover Bancorp, Inc.

ANDCAndover Bancorp, Inc.$20.00+0.00%

Trending Stocks

SymbolSymbol / CompanyCompanyPricePrice Chg

INTCIntel

INTCIntel$99.60+0.05%

NVDANvidia

NVDANvidia$198.61-0.00%

AAPLApple

AAPLApple$280.19+0.03%

TSLATesla

TSLATesla$390.97+0.02%

NOKNokia

NOKNokia$13.30+0.03%

AMZNAmazon

AMZNAmazon$268.36+0.01%

MUMicron Technology

MUMicron Technology$541.99+0.05%

Questions About CIZN

What is the current price of Citizens?

Citizens is trading at $9.60 per share.

What is the 52-week range for Citizens?

Over the past 52 weeks, Citizens has traded between $6.44 and $10.20.

How much debt does Citizens have?

As of the most recent reporting period, Citizens reported total debt of $96.97M.

How much cash does Citizens have on hand?

Citizens does not have cash on hand data available.

What is Citizens’s dividend yield?

Citizens currently has a dividend yield of 0.21%.

Citizens

Citizens Financials at a Glance

CIZN News

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Citizens

CIZN Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Citizens Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About CIZN

What is the current price of Citizens?

What is the 52-week range for Citizens?

How much debt does Citizens have?

How much cash does Citizens have on hand?

What is Citizens’s dividend yield?

Premium Investing Services