Citba Financial logo

Citba Financial(OTC) CBAF

Market Cap$69.93MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+1,278%
5 Year+89%
1 Year+62%
1 Month-3%
$46.39
+0.00%
+0.00Today
Citba Financial last closing stock price
MetricPriceDate
Last closeUSD 46.392026-10-15
Citba Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.35%USD 46.232026-10-08
1 month-3.29%USD 47.972026-09-15
3 month+22.79%USD 37.782026-07-17
Year to date+26.04%USD 36.812025-12-29
1 year+61.95%USD 28.652025-10-06
3 year+174.4%USD 16.912023-10-16
5 year+88.79%USD 24.572021-10-13
Since inception+1,277.72%USD 3.371996-04-16

Citba Financial Financials at a Glance

Market Cap

$69.93MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$37.79M

Net Income (TTM)

$6.82M

EPS (TTM)

$4.39

P/E Ratio

11.07

Dividend

$1.01

Beta (Volatility)

0.06 (Low)

Price

$46.39

Volume

1,050

Open

$46.39

Previous Close

$46.39

Daily Range

$46.39 - $46.39

52-Week Range

$30.50 - $48.25

Estimated Earnings Date

N/A

CBAF News

No articles available.

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About Citba Financial

CITBA Financial Corporation operates as the parent entity for Citizens Bank, providing a wide range of banking services across the United States. Established in 1931 in Mooresville, Indiana, the company offers diverse personal and business banking solutions.

Products and Services
  • Personal banking options including checking and savings accounts
  • Comprehensive lending products such as mortgages and auto loans
  • Digital services including online banking and treasury management
Growth Outlook
  • Revenue of $9.28 million in Q2 2026 indicates stable performance
  • Net income of $1.67 million reflects strong profitability
  • Consistent growth in interest income supports future expansion
Financial Highlights
  • Trailing twelve month (TTM) net profit margin of 17.73% demonstrates effective cost management
  • TTM return on equity stands at 10.15%, indicating efficient use of shareholder funds
  • Dividend yield of 2.10% offers attractive returns to investors
CITBA Financial Corporation has established itself as a reliable player in the regional banking sector. The company's diverse product offerings cater to both individual and commercial clients, ensuring a broad customer base. Recent financial performance highlights a solid revenue stream and profitability, with a focus on maintaining a healthy net profit margin. The growth outlook remains positive, supported by increasing interest income and a commitment to expanding digital services. Investors may find CITBA Financial Corporation an appealing option within the financial services sector, given its stable performance and potential for future growth.
AI Generated • Sep 28, 2026

Industry

Banks

CEO

Keith A. Lindauer, MBA

Headquarters

Mooresville, IN 46158, US

CBAF Financials

Key Financial Metrics (TTM)

Gross Margin

71.41%

Operating Margin

20.80%

Net Income Margin

18.04%

Return on Equity

10.73%

Return on Capital

11.73%

Return on Assets

1.00%

Earnings Yield

9.03%

Dividend Yield

2.18%

Payout Ratio

0.00%

Stock Overview

Market Cap

$69.93MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.51M

Volume

1.05K

Avg. Volume

582.877

Financials (TTM)

Gross Profit

$26.99M

Operating Income

$7.86M

EBITDA

$7.86M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$4.32M

Total Debt

$0.00

Citba Financial Performance Analysis

Citba Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 24,650,76811.4%
20232023-12-31USD 30,475,96523.6%
20242024-12-31USD 33,450,6989.8%
20252025-12-31USD 37,330,76411.6%
Citba Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-313.4%
Q12026-03-31-2.8%
Q22026-06-30-0.3%
Q32026-09-303.7%
Citba Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.8916.9%
20232023-12-31USD 3.2311.7%
20242024-12-31USD 2.23-30.8%
20252025-12-31USD 4.1987.3%
Citba Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-319.4%
Q12026-03-312.9%
Q22026-06-301.9%
Q32026-09-305.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$9.63M

+4.0%

Gross Profit

$6.92M

+6.6%

Gross Margin

71.86%

N/A

Market Cap

$69.93MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$297.59K

N/A

Employees

235

N/A

Net Income

$1.74M

+11.5%

EBITDA

$2.03M

+13.2%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$4.32M

-13.6%

Total Debt

$0.00

N/A

Accounts Receivable

$3.36M

+6.4%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

1.00%

N/A

Return on Invested Capital

1.15%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About CBAF

What is the current price of Citba Financial?

Citba Financial is trading at $46.39 per share.

What is the 52-week range for Citba Financial?

Over the past 52 weeks, Citba Financial has traded between $30.50 and $48.25.

How much debt does Citba Financial have?

As of the most recent reporting period, Citba Financial reported total debt of $0.00.

How much cash does Citba Financial have on hand?

Citba Financial does not have cash on hand data available.

What is Citba Financial’s dividend yield?

Citba Financial currently has a dividend yield of 2.18%.

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