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Citba Financial(OTC) CBAF

Market Cap$79.63MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+1,168%
5 Year+75%
1 Year+55%
1 Month+16%
$42.95
+3.49%
+1.45Today
Citba Financial last closing stock price
MetricPriceDate
Last closeUSD 42.952026-08-14
Citba Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+6.05%USD 40.502026-08-06
1 month+15.64%USD 37.142026-07-14
3 month+9.36%USD 39.282026-05-13
Year to date+16.02%USD 37.022025-12-29
1 year+54.82%USD 27.742025-08-06
3 year+105.25%USD 20.932023-08-15
5 year+75.13%USD 24.522021-08-12
Since inception+1,168.15%USD 3.391996-04-16

Citba Financial Financials at a Glance

Market Cap

$79.63MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$37.42M

Net Income (TTM)

$6.64M

EPS (TTM)

$4.19

P/E Ratio

10.25

Dividend

$0.96

Beta (Volatility)

0.07 (Low)

Price

$42.95

Volume

3,816

Open

$41.50

Previous Close

$42.95

Daily Range

$41.50 - $42.95

52-Week Range

$28.50 - $42.95

Estimated Earnings Date

N/A

CBAF News

No articles available.

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About Citba Financial

CITBA Financial Corporation operates as the parent entity for Citizens Bank, providing a wide range of banking services across the United States. Established in 1931 in Mooresville, Indiana, the company offers various personal and business banking solutions.

Products and Services
  • Personal banking options including checking and savings accounts
  • Comprehensive lending products such as mortgages and auto loans
  • Digital services including online banking and treasury management
Growth Outlook
  • Revenue of $9.28 million in Q2 2026 indicates stable performance
  • Net income of $1.67 million reflects strong profitability
  • Consistent growth in interest income supports future expansion
Financial Highlights
  • Trailing twelve month (TTM) net profit margin of 17.73% demonstrates effective cost management
  • TTM return on equity stands at 10.15%, indicating efficient use of shareholder funds
  • Dividend yield of 2.48% offers attractive returns to investors
CITBA Financial Corporation has established itself as a reliable player in the regional banking sector. The diverse range of products and services caters to both individual and commercial clients, enhancing customer loyalty and retention. Recent financial performance showcases a solid revenue stream and profitability, positioning the company favorably for future growth. The strong return on equity and net profit margin highlight effective management strategies, making CITBA Financial Corporation an intriguing option for potential investors.
AI Generated • Jul 30, 2026

Industry

Banks

Sector

Financials

CEO

Keith A. Lindauer, MBA

Headquarters

Mooresville, IN 46158, US

CBAF Financials

Key Financial Metrics (TTM)

Gross Margin

70.97%

Operating Margin

20.37%

Net Income Margin

17.73%

Return on Equity

10.15%

Return on Capital

11.73%

Return on Assets

0.96%

Earnings Yield

9.76%

Dividend Yield

2.24%

Payout Ratio

0.00%

Stock Overview

Market Cap

$79.63MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.85M

Volume

3.82K

Avg. Volume

1.24K

Financials (TTM)

Gross Profit

$26.56M

Operating Income

$7.62M

EBITDA

$7.62M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$207.43M

Total Debt

$0.00

Citba Financial Performance Analysis

Citba Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 24,650,76811.4%
20232023-12-31USD 30,475,96523.6%
20242024-12-31USD 33,450,6989.8%
20252025-12-31USD 37,330,76411.6%
Citba Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-306.7%
Q42025-12-313.4%
Q12026-03-31-2.8%
Q22026-06-30-0.3%
Citba Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.8916.9%
20232023-12-31USD 3.2311.7%
20242024-12-31USD 2.23-30.8%
20252025-12-31USD 4.1987.3%
Citba Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-309.1%
Q42025-12-319.4%
Q12026-03-312.9%
Q22026-06-301.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$9.28M

+7.0%

Gross Profit

$6.58M

+7.4%

Gross Margin

70.90%

N/A

Market Cap

$79.63MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$338.84K

N/A

Employees

235

N/A

Net Income

$1.67M

+16.7%

EBITDA

$1.93M

+18.7%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$207.43M

+4.7%

Total Debt

$0.00

N/A

Accounts Receivable

$3.43M

+6.5%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

0.96%

N/A

Return on Invested Capital

11.15%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About CBAF

What is the current price of Citba Financial?

Citba Financial is trading at $42.95 per share.

What is the 52-week range for Citba Financial?

Over the past 52 weeks, Citba Financial has traded between $28.50 and $42.95.

How much debt does Citba Financial have?

As of the most recent reporting period, Citba Financial reported total debt of $0.00.

How much cash does Citba Financial have on hand?

Citba Financial does not have cash on hand data available.

What is Citba Financial’s dividend yield?

Citba Financial currently has a dividend yield of 2.24%.

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