Southeastern Banking logo

Southeastern Banking(OTC) SEBC

Market Cap$102.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+411%
5 Year+92%
1 Year+38%
1 Month+11%
$32.00
+3.23%
+1.00Today
Southeastern Banking last closing stock price
MetricPriceDate
Last closeUSD 32.002026-09-11
Southeastern Banking stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.4%USD 31.252026-09-03
1 month+10.94%USD 28.852026-08-03
3 month+12.88%USD 28.352026-06-10
Year to date+26.05%USD 25.392025-12-31
1 year+37.67%USD 23.242025-09-09
3 year+97.28%USD 16.222023-09-12
5 year+92.04%USD 16.662021-09-10
Since inception+410.65%USD 6.271996-10-29

Southeastern Banking Financials at a Glance

Market Cap

$102.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$36.17M

Net Income (TTM)

$10.28M

EPS (TTM)

$3.23

P/E Ratio

9.90

Dividend

$0.92

Beta (Volatility)

0.11 (Low)

Price

$32.00

Volume

4,500

Open

$32.00

Previous Close

$32.00

Daily Range

$32.00 - $32.00

52-Week Range

$23.75 - $32.00

Estimated Earnings Date

May 13, 2026

SEBC News

No articles available.

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About Southeastern Banking

Southeastern Banking Corporation operates as a bank holding company for Southeastern Bank, providing a range of commercial and consumer banking products and services in the United States. Founded in 1888 and headquartered in Darien, Georgia, the company has established a strong presence in the regional banking sector.

Products and Services
  • Checking, savings, and money market accounts
  • Various loan options including auto, personal, and business loans
  • Online and mobile banking services, including bill payment
Growth Outlook
  • Revenue increased to $9.27 million in Q2 2026, up from $9.01 million in Q1 2026
  • Net income rose to $2.63 million in Q2 2026, reflecting strong operational efficiency
  • Return on equity stands at 11.87%, indicating effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $35.5 million, showcasing consistent growth
  • Net profit margin of 28.41% in Q2 2026, highlighting strong profitability
  • Dividend yield of 2.87%, providing attractive returns to shareholders
Southeastern Banking Corporation has demonstrated robust financial performance, with a notable increase in revenue and net income in recent quarters. The company's focus on providing a diverse range of banking products and services positions it well for continued growth in the regional banking sector. With a solid return on equity and a competitive dividend yield, Southeastern Banking Corporation presents an appealing opportunity for potential investors seeking exposure to the financial services industry.
AI Generated • Aug 24, 2026

Industry

Banks

CEO

Donald J. Torbert, Jr., CPA

Headquarters

Darien, GA 31305-0455, US

SEBC Financials

Key Financial Metrics (TTM)

Gross Margin

85.55%

Operating Margin

36.00%

Net Income Margin

28.41%

Return on Equity

11.87%

Return on Capital

14.77%

Return on Assets

1.64%

Earnings Yield

10.10%

Dividend Yield

2.88%

Payout Ratio

0.00%

Stock Overview

Market Cap

$102.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.20M

Volume

4.50K

Avg. Volume

243.238

Financials (TTM)

Gross Profit

$30.94M

Operating Income

$13.02M

EBITDA

$13.02M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$6.36M

Total Debt

$0.00

Southeastern Banking Performance Analysis

Southeastern Banking annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 25,977,05316.9%
20232023-12-31USD 31,109,05819.8%
20242024-12-31USD 33,663,2748.2%
20252025-12-31USD 35,257,6674.7%
Southeastern Banking sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.2%
Q42025-12-31-3.2%
Q12026-03-312.3%
Q22026-06-302.9%
Southeastern Banking annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.8820.8%
20232023-12-31USD 3.3616.8%
20242024-12-31USD 3.370.2%
20252025-12-31USD 3.11-7.8%
Southeastern Banking sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-306.5%
Q42025-12-31-11.0%
Q12026-03-3117.8%
Q22026-06-30-3.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$9.27M

+5.2%

Gross Profit

$7.99M

+3.9%

Gross Margin

86.21%

N/A

Market Cap

$102.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

N/A

N/A

Employees

0

N/A

Net Income

$2.63M

+7.7%

EBITDA

$3.37M

+5.3%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$6.36M

-88.0%

Total Debt

$0.00

N/A

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

1.64%

N/A

Return on Invested Capital

13.99%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About SEBC

What is the current price of Southeastern Banking?

Southeastern Banking is trading at $32.00 per share.

What is the 52-week range for Southeastern Banking?

Over the past 52 weeks, Southeastern Banking has traded between $23.75 and $32.00.

How much debt does Southeastern Banking have?

As of the most recent reporting period, Southeastern Banking reported total debt of $0.00.

How much cash does Southeastern Banking have on hand?

Southeastern Banking does not have cash on hand data available.

What is Southeastern Banking’s dividend yield?

Southeastern Banking currently has a dividend yield of 2.88%.

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