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Southeastern Banking(OTC) SEBC

Market Cap$99.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+391%
5 Year+83%
1 Year+36%
1 Month+3%
$31.00
+0.00%
+0.00Today
Southeastern Banking last closing stock price
MetricPriceDate
Last closeUSD 31.002026-08-21
Southeastern Banking stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+6.64%USD 29.072026-08-03
1 month+3.37%USD 29.992026-07-10
3 month+5.92%USD 29.272026-05-11
Year to date+21.17%USD 25.582025-12-31
1 year+35.58%USD 22.872025-08-20
3 year+86.45%USD 16.632023-08-21
5 year+83.24%USD 16.922021-08-20
Since inception+390.87%USD 6.321996-10-29

Southeastern Banking Financials at a Glance

Market Cap

$99.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$35.71M

Net Income (TTM)

$10.09M

EPS (TTM)

$3.23

P/E Ratio

9.77

Dividend

$0.89

Beta (Volatility)

0.11 (Low)

Price

$31.00

Volume

750

Open

$30.47

Previous Close

$31.00

Daily Range

$30.47 - $31.90

52-Week Range

$23.75 - $31.90

Estimated Earnings Date

May 13, 2026

SEBC News

No articles available.

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About Southeastern Banking

Southeastern Banking Corporation operates as a bank holding company for Southeastern Bank, providing a range of commercial and consumer banking products and services in the United States. Founded in 1888 and headquartered in Darien, Georgia, the company focuses on delivering quality financial solutions to its customers.

Products and Services
  • Checking, savings, and money market accounts
  • Various loan options including auto, personal, and business loans
  • Online and mobile banking services, including bill payment
Growth Outlook
  • Revenue increased to $9.01 million in Q1 2026, up from $8.80 million in Q4 2025
  • Net income rose to $2.73 million in Q1 2026, reflecting strong operational performance
  • Consistent growth in loan offerings supports future revenue expansion
Financial Highlights
  • Trailing twelve months (TTM) net profit margin stands at 28.25%
  • TTM return on equity is 11.97%, indicating effective management of shareholder funds
  • Quarterly dividend yield of 2.97% provides attractive returns to investors
Southeastern Banking Corporation has demonstrated a solid financial performance, with a notable increase in revenue and net income in the most recent quarter. The company's diverse range of banking products and services positions it well for continued growth in the competitive financial services sector. The strong return on equity and net profit margin reflect effective management and operational efficiency, making it an appealing option for potential investors. The consistent dividend yield further enhances its attractiveness as a stable investment opportunity.
AI Generated • Jul 25, 2026

Industry

Banks

Sector

Financials

CEO

Donald J. Torbert, Jr., CPA

Website

www.southeasternbank.com

Headquarters

Darien, GA 31305-0455, US

SEBC Financials

Key Financial Metrics (TTM)

Gross Margin

85.82%

Operating Margin

35.98%

Net Income Margin

28.25%

Return on Equity

11.97%

Return on Capital

14.77%

Return on Assets

1.62%

Earnings Yield

10.24%

Dividend Yield

2.87%

Payout Ratio

0.00%

Stock Overview

Market Cap

$99.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.20M

Volume

750

Avg. Volume

48.413

Financials (TTM)

Gross Profit

$30.64M

Operating Income

$12.85M

EBITDA

$12.85M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$68.68M

Total Debt

$0.00

Southeastern Banking Performance Analysis

Southeastern Banking annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 25,977,05316.9%
20232023-12-31USD 31,109,05819.8%
20242024-12-31USD 33,663,2748.2%
20252025-12-31USD 35,257,6674.7%
Southeastern Banking sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-302.8%
Q32025-09-303.2%
Q42025-12-31-3.2%
Q12026-03-312.3%
Southeastern Banking annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.8820.8%
20232023-12-31USD 3.3616.8%
20242024-12-31USD 3.370.2%
20252025-12-31USD 3.11-7.8%
Southeastern Banking sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-2.5%
Q32025-09-306.5%
Q42025-12-31-11.0%
Q12026-03-3117.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$9.01M

+5.1%

Gross Profit

$7.91M

+6.9%

Gross Margin

87.87%

N/A

Market Cap

$99.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

N/A

N/A

Employees

0

N/A

Net Income

$2.73M

+8.3%

EBITDA

$3.46M

+5.6%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$68.68M

+23.6%

Total Debt

$0.00

N/A

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

1.62%

N/A

Return on Invested Capital

14.10%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About SEBC

What is the current price of Southeastern Banking?

Southeastern Banking is trading at $31.00 per share.

What is the 52-week range for Southeastern Banking?

Over the past 52 weeks, Southeastern Banking has traded between $23.75 and $31.90.

How much debt does Southeastern Banking have?

As of the most recent reporting period, Southeastern Banking reported total debt of $0.00.

How much cash does Southeastern Banking have on hand?

Southeastern Banking does not have cash on hand data available.

What is Southeastern Banking’s dividend yield?

Southeastern Banking currently has a dividend yield of 2.87%.

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