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Consumers Bancorp(OTC) CBKM

Market Cap$99.44MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1999)+348%
5 Year+68%
1 Year+39%
1 Month-4%
$31.50
-1.25%
-0.40Today
Consumers Bancorp last closing stock price
MetricPriceDate
Last closeUSD 31.502026-10-26
Consumers Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.22%USD 31.892026-10-19
1 month-3.64%USD 32.692026-09-25
3 month+5.8%USD 29.772026-07-28
Year to date+23.47%USD 25.512025-12-31
1 year+39.06%USD 22.652025-10-24
3 year+133.74%USD 13.482023-10-26
5 year+68%USD 18.752021-10-27
Since inception+347.67%USD 7.131999-10-13

Consumers Bancorp Financials at a Glance

Market Cap

$99.44MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$67.75M

Net Income (TTM)

$11.57M

EPS (TTM)

$3.67

P/E Ratio

8.58

Dividend

$0.85

Beta (Volatility)

0.13 (Low)

Price

$31.50

Volume

38,036

Open

$31.67

Previous Close

$31.50

Daily Range

$31.21 - $31.97

52-Week Range

$22.20 - $34.02

Estimated Earnings Date

Oct 21, 2026

CBKM News

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Consumers Q4 Profit Up 9 Percent

Motley Fool Markets TeamJul 29, 2025

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About Consumers Bancorp

Consumers Bancorp, Inc. operates as the holding company for Consumers National Bank, providing a wide range of commercial and retail banking services. The company serves individual customers, agricultural businesses, and small to medium-sized enterprises across Ohio.

Products and Services
  • Comprehensive deposit accounts for personal and business needs
  • Diverse lending options including commercial and residential real estate loans
  • Investment in securities such as municipal bonds and mortgage-backed securities
Growth Outlook
  • Recent quarterly revenue reached $17.68 million, showing consistent growth
  • Trailing twelve months (TTM) net income stands at $16.43 million, indicating strong profitability
  • Dividend yield of 2.69% reflects commitment to returning value to shareholders
Financial Highlights
  • Net income for the latest quarter was $2.96 million, with an EPS of $0.95
  • Operating income margin at 19.65% demonstrates efficient cost management
  • Current ratio of 1261.54 indicates strong liquidity position
Consumers Bancorp, Inc. has established itself as a reliable player in the regional banking sector. With a focus on serving diverse customer needs, the company has built a robust portfolio of financial products. The recent financial performance highlights a solid revenue stream and profitability, positioning the company favorably for future growth. The strong liquidity and commitment to shareholder returns further enhance its attractiveness to potential investors.
AI Generated • Oct 17, 2026

Industry

Banks

Sector

Financials

Employees

190

CEO

Ralph J. Lober, II, MBA

Website

www.consumersbank.com

Headquarters

Minerva, OH 44657, US

CBKM Financials

Key Financial Metrics (TTM)

Gross Margin

68.26%

Operating Margin

20.16%

Net Income Margin

17.07%

Return on Equity

2.97%

Return on Capital

9.02%

Return on Assets

0.89%

Earnings Yield

11.66%

Dividend Yield

2.70%

Payout Ratio

22.86%

Stock Overview

Market Cap

$99.44MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.16M

Volume

38.04K

Avg. Volume

2.33K

Financials (TTM)

Gross Profit

$46.25M

Operating Income

$13.66M

EBITDA

$13.71M

Operating Cash Flow

$1.48M

Capital Expenditure

-$865.00K

Free Cash Flow

$617.00K

Cash & ST Invst.

$264.27M

Total Debt

$53.50M

Consumers Bancorp Performance Analysis

Consumers Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 45,700,00017.4%
20242024-06-30USD 54,119,00018.4%
20252025-06-30USD 58,488,0008.1%
20262026-06-30USD 65,489,00012.0%
Consumers Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-12-313.5%
Q32026-03-312.1%
Q42026-06-308.2%
Q12026-09-300.3%
Consumers Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD 3.45-6.2%
20242024-06-30USD 2.76-20.1%
20252025-06-30USD 2.770.2%
20262026-06-30USD 3.5528.2%
Consumers Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-12-313.6%
Q32026-03-313.4%
Q42026-06-305.6%
Q12026-09-301.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2027YOY CHG

Revenue

$17.73M

+14.6%

Gross Profit

$11.94M

+15.5%

Gross Margin

67.34%

N/A

Market Cap

$99.44MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$523.35K

N/A

Employees

190

N/A

Net Income

$3.04M

+15.3%

EBITDA

$3.60M

+15.1%

Quarterly Fundamentals

Name
Q1 2027YOY CHG

Total Cash

$264.27M

+1395.0%

Total Debt

$53.50M

+124.4%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$53.50M

+1224.8%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.89%

N/A

Return on Invested Capital

1.06%

N/A

Free Cash Flow

-$6.99M

-1068.7%

Operating Cash Flow

-$6.13M

-685.9%

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Questions About CBKM

What is the current price of Consumers Bancorp?

Consumers Bancorp is trading at $31.50 per share.

What is the 52-week range for Consumers Bancorp?

Over the past 52 weeks, Consumers Bancorp has traded between $22.20 and $34.02.

How much debt does Consumers Bancorp have?

As of the most recent reporting period, Consumers Bancorp reported total debt of $53.50M.

How much cash does Consumers Bancorp have on hand?

Consumers Bancorp does not have cash on hand data available.

What is Consumers Bancorp’s dividend yield?

Consumers Bancorp currently has a dividend yield of 2.70%.

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