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Consumers Bancorp(OTC) CBKM

Market Cap$95.92MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1999)+325%
5 Year+90%
1 Year+49%
1 Month+6%
$30.50
-1.39%
-0.43Today
Consumers Bancorp last closing stock price
MetricPriceDate
Last closeUSD 30.502026-07-31
Consumers Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.73%USD 29.982026-07-24
1 month+5.94%USD 28.792026-07-01
3 month+13.89%USD 26.782026-05-01
Year to date+18.73%USD 25.692025-12-31
1 year+48.59%USD 20.532025-07-31
3 year+89.96%USD 16.062023-08-01
5 year+89.77%USD 16.072021-07-30
Since inception+325.08%USD 7.181999-10-13

Consumers Bancorp Financials at a Glance

Market Cap

$95.92MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$65.49M

Net Income (TTM)

$11.16M

EPS (TTM)

$3.55

P/E Ratio

8.60

Dividend

$0.84

Beta (Volatility)

0.11 (Low)

Price

$30.50

Volume

26

Open

$30.71

Previous Close

$30.50

Daily Range

$30.50 - $31.01

52-Week Range

$20.25 - $31.12

Estimated Earnings Date

Jul 29, 2026

CBKM News

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Consumers Q4 Profit Up 9 Percent

Motley Fool Markets TeamJul 29, 2025

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About Consumers Bancorp

Consumers Bancorp, Inc. operates as the holding company for Consumers National Bank, providing a wide range of commercial and retail banking services. The company serves individual customers, agricultural businesses, and small to medium-sized enterprises across Ohio.

Products and Services
  • Comprehensive deposit accounts for personal and business needs
  • Diverse lending options including commercial and residential real estate loans
  • Investment in securities such as municipal bonds and mortgage-backed securities
Growth Outlook
  • Consistent revenue growth with Q3 2026 revenue reaching $16.34 million
  • Strong net income of $2.82 million in the latest quarter
  • Robust return on equity at 12.69% over the trailing twelve months
Financial Highlights
  • Trailing twelve months revenue of $63.1 million, reflecting steady performance
  • Quarterly net income increased by 2.5% compared to the previous quarter
  • Dividend yield of 2.84%, indicating a commitment to shareholder returns
Consumers Bancorp, Inc. has established itself as a reliable player in the regional banking sector, with a focus on serving diverse customer needs. The company's strategic investments and comprehensive product offerings position it well for continued growth. Recent financial performance highlights a solid revenue trajectory and profitability, making it an attractive option for potential investors interested in the regional banking industry. The commitment to shareholder returns through dividends further enhances its appeal.
AI Generated • Jul 15, 2026

Industry

Banks

Sector

Financials

Employees

178

CEO

Ralph J. Lober, II, MBA

Website

www.consumersbank.com

Headquarters

Minerva, OH 44657, US

CBKM Financials

Key Financial Metrics (TTM)

Gross Margin

68.17%

Operating Margin

20.12%

Net Income Margin

17.05%

Return on Equity

12.96%

Return on Capital

9.02%

Return on Assets

0.87%

Earnings Yield

11.63%

Dividend Yield

2.75%

Payout Ratio

23.12%

Stock Overview

Market Cap

$95.92MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.14M

Volume

26

Avg. Volume

4.71K

Financials (TTM)

Gross Profit

$44.65M

Operating Income

$13.18M

EBITDA

$13.21M

Operating Cash Flow

$8.66M

Capital Expenditure

-$324.00K

Free Cash Flow

$8.33M

Cash & ST Invst.

$283.85M

Total Debt

$56.22M

Consumers Bancorp Performance Analysis

Consumers Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 45,700,00017.4%
20242024-06-30USD 54,119,00018.4%
20252025-06-30USD 58,488,0008.1%
20262026-06-30USD 65,489,00012.0%
Consumers Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-305.9%
Q22025-12-313.5%
Q32026-03-312.1%
Q42026-06-308.2%
Consumers Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD 3.45-6.2%
20242024-06-30USD 2.76-20.1%
20252025-06-30USD 2.770.2%
20262026-06-30USD 3.5528.3%
Consumers Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-3015.1%
Q22025-12-313.6%
Q32026-03-313.4%
Q42026-06-305.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

$17.68M

+21.1%

Gross Profit

$12.24M

+27.8%

Gross Margin

69.24%

N/A

Market Cap

$95.92MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$538.85K

N/A

Employees

178

N/A

Net Income

$2.96M

+29.0%

EBITDA

$3.48M

+27.7%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

$283.85M

+56.7%

Total Debt

$56.22M

+47.7%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$56.22M

+149.3%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.87%

N/A

Return on Invested Capital

1.03%

N/A

Free Cash Flow

$2.15M

+32.0%

Operating Cash Flow

$1.60M

-21.5%

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Questions About CBKM

What is the current price of Consumers Bancorp?

Consumers Bancorp is trading at $30.50 per share.

What is the 52-week range for Consumers Bancorp?

Over the past 52 weeks, Consumers Bancorp has traded between $20.25 and $31.12.

How much debt does Consumers Bancorp have?

As of the most recent reporting period, Consumers Bancorp reported total debt of $56.22M.

How much cash does Consumers Bancorp have on hand?

Consumers Bancorp does not have cash on hand data available.

What is Consumers Bancorp’s dividend yield?

Consumers Bancorp currently has a dividend yield of 2.75%.

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