Consumers Bancorp logo

Consumers Bancorp(OTC) CBKM

Market Cap$102.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1999)+355%
5 Year+70%
1 Year+40%
1 Month-0%
$32.39
-0.03%
-0.01Today
Consumers Bancorp last closing stock price
MetricPriceDate
Last closeUSD 32.392026-10-01
Consumers Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.95%USD 32.702026-09-24
1 month-0.34%USD 32.502026-09-01
3 month+13.28%USD 28.592026-07-01
Year to date+26.96%USD 25.512025-12-31
1 year+40.18%USD 23.112025-10-01
3 year+115.13%USD 15.062023-10-02
5 year+70.36%USD 19.012021-10-01
Since inception+354.54%USD 7.131999-10-13

Consumers Bancorp Financials at a Glance

Market Cap

$102.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$65.49M

Net Income (TTM)

$11.16M

EPS (TTM)

$3.55

P/E Ratio

9.13

Dividend

$0.85

Beta (Volatility)

0.12 (Low)

Price

$32.39

Volume

1,478

Open

$31.96

Previous Close

$32.39

Daily Range

$31.75 - $32.39

52-Week Range

$22.20 - $34.02

Estimated Earnings Date

Jul 29, 2026

CBKM News

Foolcom-Featured.png

Consumers Q4 Profit Up 9 Percent

Motley Fool Markets TeamJul 29, 2025

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Consumers Bancorp

Consumers Bancorp, Inc. operates as the holding company for Consumers National Bank, providing a wide range of commercial and retail banking services. The company serves individual customers, agricultural businesses, and small to medium-sized enterprises across Ohio.

Products and Services
  • Comprehensive deposit accounts for personal and business needs
  • Diverse lending options including commercial and residential real estate loans
  • Investment in securities such as municipal bonds and mortgage-backed securities
Growth Outlook
  • Recent revenue growth of 7.5% year-over-year, indicating strong demand for banking services
  • Expansion of branch network to enhance customer accessibility and service
  • Focus on digital banking solutions to attract younger demographics
Financial Highlights
  • Quarterly revenue of $17.68 million, up from $16.34 million in the previous quarter
  • Net income of $2.96 million, reflecting a net profit margin of 16.73%
  • Dividend yield of 2.58%, providing attractive returns to shareholders
Consumers Bancorp, Inc. has established itself as a reliable player in the regional banking sector, with a strong focus on customer service and community engagement. The company’s diverse product offerings cater to a wide range of clients, from individuals to businesses, ensuring a steady revenue stream. Recent financial performance indicates a positive trajectory, with increasing revenues and net income, which may appeal to potential investors. The strategic focus on expanding services and enhancing digital capabilities positions the company well for future growth in an evolving financial landscape.
AI Generated • Sep 16, 2026

Industry

Banks

Sector

Financials

Employees

190

CEO

Ralph J. Lober, II, MBA

Website

www.consumersbank.com

Headquarters

Minerva, OH 44657, US

CBKM Financials

Key Financial Metrics (TTM)

Gross Margin

68.17%

Operating Margin

20.12%

Net Income Margin

17.05%

Return on Equity

12.96%

Return on Capital

9.02%

Return on Assets

0.87%

Earnings Yield

10.95%

Dividend Yield

2.62%

Payout Ratio

23.68%

Stock Overview

Market Cap

$102.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.16M

Volume

1.48K

Avg. Volume

1.71K

Financials (TTM)

Gross Profit

$44.65M

Operating Income

$13.18M

EBITDA

$13.21M

Operating Cash Flow

$1.48M

Capital Expenditure

-$865.00K

Free Cash Flow

$617.00K

Cash & ST Invst.

$283.85M

Total Debt

$56.22M

Consumers Bancorp Performance Analysis

Consumers Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 45,700,00017.4%
20242024-06-30USD 54,119,00018.4%
20252025-06-30USD 58,488,0008.1%
20262026-06-30USD 65,489,00012.0%
Consumers Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-305.9%
Q22025-12-313.5%
Q32026-03-312.1%
Q42026-06-308.2%
Consumers Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD 3.45-6.2%
20242024-06-30USD 2.76-20.1%
20252025-06-30USD 2.770.2%
20262026-06-30USD 3.5528.2%
Consumers Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-3015.1%
Q22025-12-313.6%
Q32026-03-313.4%
Q42026-06-305.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

$17.68M

+21.1%

Gross Profit

$12.24M

+27.8%

Gross Margin

69.24%

N/A

Market Cap

$102.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$538.14K

N/A

Employees

190

N/A

Net Income

$2.96M

+29.0%

EBITDA

$3.48M

+27.7%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

$283.85M

+56.7%

Total Debt

$56.22M

+47.7%

Accounts Receivable

$4.03M

+8.8%

Inventory

$0.00

N/A

Long Term Debt

$56.22M

+149.3%

Short Term Debt

$225.00K

-98.5%

Return on Assets

0.87%

N/A

Return on Invested Capital

1.03%

N/A

Free Cash Flow

-$6.99M

-1068.7%

Operating Cash Flow

-$6.13M

-685.9%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
SEBCSoutheastern Banking Corporation
$31.75+0.00%
FABPFarmers Bancorp (Frankfort IN)
$54.00+0.47%
JBTCJBT Bancorp Inc.
$40.59-0.27%
NACBNational Capital Bancorp, Inc.
$85.00+0.00%

Trending Stocks

Symbol / CompanyPricePrice Chg
NKENike
$33.87-3.64%
NVDANvidia
$233.95+1.34%
SPCXSpace Exploration Technologies
$158.96+7.36%
SOXSDirexion Shares ETF Trust - Direxion Daily Semiconductor Bear 3x ETF
$29.71-6.46%

Questions About CBKM

What is the current price of Consumers Bancorp?

Consumers Bancorp is trading at $32.39 per share.

What is the 52-week range for Consumers Bancorp?

Over the past 52 weeks, Consumers Bancorp has traded between $22.20 and $34.02.

How much debt does Consumers Bancorp have?

As of the most recent reporting period, Consumers Bancorp reported total debt of $57.03M.

How much cash does Consumers Bancorp have on hand?

Consumers Bancorp does not have cash on hand data available.

What is Consumers Bancorp’s dividend yield?

Consumers Bancorp currently has a dividend yield of 2.62%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services