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Bnccorp(OTC) BNCC

Market Cap$112.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1995)+445%
5 Year+17%
1 Year-1%
1 Month-10%
$31.75
-0.22%
-0.07Today
Bnccorp last closing stock price
MetricPriceDate
Last closeUSD 31.752026-08-31
Bnccorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.16%USD 31.802026-08-24
1 month-10.31%USD 35.402026-07-31
3 month-5.84%USD 33.722026-06-02
Year to date-4.65%USD 33.302025-12-31
1 year-0.78%USD 32.002025-08-29
3 year+63.24%USD 19.452023-09-01
5 year+17.41%USD 27.042021-09-01
Since inception+445.33%USD 5.841995-07-13

Bnccorp Financials at a Glance

Market Cap

$112.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$60.16M

Net Income (TTM)

$8.89M

EPS (TTM)

$2.51

P/E Ratio

12.68

Dividend

$0.00

Beta (Volatility)

0.22 (Low)

Price

$31.75

Volume

401

Open

$31.75

Previous Close

$31.75

Daily Range

$31.75 - $31.75

52-Week Range

$30.10 - $38.00

Estimated Earnings Date

Apr 28, 2026

BNCC News

No articles available.

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About Bnccorp

BNCCORP, Inc. operates as the holding company for BNC National Bank, offering a wide array of financial services to both commercial and individual clients. The company specializes in community banking, retail and mortgage solutions, and comprehensive wealth management.

Products and Services
  • Community banking services for individuals and businesses
  • Mortgage banking solutions through various channels
  • Wealth management services including retirement planning
Growth Outlook
  • Revenue of $15.03 million in Q1 2026, showing consistent performance
  • Net income of $1.91 million in Q2 2026, reflecting strong profitability
  • Operating income margin of 16.47% in Q2 2026, indicating operational efficiency
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio of 12.68, suggesting attractive valuation
  • Net profit margin of 14.78% TTM, demonstrating effective cost management
  • Cash flow from operations of $5.53 million in Q2 2026, supporting liquidity
BNCCORP, Inc. has established a solid foundation in the regional banking sector, with a focus on delivering tailored financial solutions. The company’s diverse offerings cater to a wide range of clients, from small businesses to individual consumers. Recent financial performance indicates a stable revenue stream and effective cost management, positioning the company favorably for future growth. The strong operating income margin and net profit margin reflect the company's commitment to operational efficiency and profitability. With a robust cash flow from operations, BNCCORP is well-equipped to navigate market challenges and capitalize on growth opportunities.
AI Generated • Aug 30, 2026

Industry

Banks

Employees

132

CEO

Daniel J. Collins, MBA

Headquarters

Bismarck, ND 58501, US

BNCC Financials

Key Financial Metrics (TTM)

Gross Margin

67.35%

Operating Margin

19.22%

Net Income Margin

14.78%

Return on Equity

8.29%

Return on Capital

9.33%

Return on Assets

0.85%

Earnings Yield

7.89%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$112.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.54M

Volume

401

Avg. Volume

4.55K

Financials (TTM)

Gross Profit

$40.52M

Operating Income

$11.56M

EBITDA

$12.65M

Operating Cash Flow

$15.25M

Capital Expenditure

-$834.00K

Free Cash Flow

$14.41M

Cash & ST Invst.

$173.60M

Total Debt

$16.01M

Bnccorp Performance Analysis

Bnccorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 52,741,000-32.5%
20232023-12-31USD 53,282,0001.0%
20242024-12-31USD 52,348,000-1.8%
20252025-12-31USD 57,166,0009.2%
Bnccorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-305.6%
Q42025-12-312.2%
Q12026-03-311.6%
Q22026-06-30-1.9%
Bnccorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.82-70.4%
20232023-12-31USD 1.59-12.4%
20242024-12-31USD 2.2340.2%
20252025-12-31USD 2.4810.8%
Bnccorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3019.4%
Q42025-12-31-16.2%
Q12026-03-31-1.6%
Q22026-06-30-11.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$15.03M

+7.6%

Gross Profit

$10.81M

+11.9%

Gross Margin

71.91%

N/A

Market Cap

$112.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$888.02K

N/A

Employees

127

N/A

Net Income

$1.91M

-12.7%

EBITDA

$2.48M

-23.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$173.60M

+4.1%

Total Debt

$16.01M

-0.1%

Accounts Receivable

$3.89M

-5.2%

Inventory

$0.00

N/A

Long Term Debt

$16.01M

-0.1%

Short Term Debt

$0.00

N/A

Return on Assets

0.85%

N/A

Return on Invested Capital

1.10%

N/A

Free Cash Flow

$4.94M

+43.4%

Operating Cash Flow

$5.53M

+56.2%

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Questions About BNCC

What is the current price of Bnccorp?

Bnccorp is trading at $31.75 per share.

What is the 52-week range for Bnccorp?

Over the past 52 weeks, Bnccorp has traded between $30.10 and $38.00.

How much debt does Bnccorp have?

As of the most recent reporting period, Bnccorp reported total debt of $16.01M.

How much cash does Bnccorp have on hand?

Bnccorp does not have cash on hand data available.

What is Bnccorp’s dividend yield?

Bnccorp does not currently have a dividend yield.

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