Southern Michigan Bancorp

(OTC) SOMC

Current Price$28.00

Market Cap$128.37M

Since IPO (1995)+1,081%

5 Year+71%

1 Year+56%

1 Month+13%

Southern Michigan Bancorp Financials at a Glance

Market Cap

$128.37M

Revenue (TTM)

$86.58M

Net Income (TTM)

$12.47M

EPS (TTM)

$2.69

P/E Ratio

10.40

Dividend

$0.65

Beta (Volatility)

0.07 (Low)

Dividend

$0.65

Beta (Volatility)

0.07 (Low)

Price

$28.00

Volume

2,230

Open

$28.00

Price

$28.00

Volume

2,230

Open

$28.00

Previous Close

$28.00

Daily Range

$28.00 - $28.00

52-Week Range

$18.55 - $28.06

Dividend

$0.65

Beta (Volatility)

0.07 (Low)

Price

$28.00

Volume

2,230

Open

$28.00

Previous Close

$28.00

Daily Range

$28.00 - $28.00

52-Week Range

$18.55 - $28.06

SOMC News

No articles available.

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About Southern Michigan Bancorp

Industry

Banks

Sector

Financials

Employees

258

CEO

John R. Waldron

Website

www.smb-t.com

Headquarters

Coldwater, MI 49036, US

SOMC Financials

Key Financial Metrics (TTM)

Gross Margin

64%

Operating Margin

19%

Net Income Margin

14%

Return on Equity

11%

Return on Capital

Return on Assets

Earnings Yield

9.62%

Dividend Yield

2.32%

Payout Ratio

0.00%

Stock Overview

Market Cap

$128.37M

Shares Outstanding

4.58M

Volume

2.23K

Avg. Volume

1.26K

Financials (TTM)

Gross Profit

$54.06M

Operating Income

$14.39M

EBITDA

$14.39M

Operating Cash Flow

$22.11M

Capital Expenditure

$1.85M

Free Cash Flow

$20.26M

Cash & ST Invst.

$110.38M

Total Debt

$134.08M

Southern Michigan Bancorp Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$24.40M

+11.6%

Gross Profit

$14.57M

+11.1%

Gross Margin

59.70%

N/A

Market Cap

$128.37M

N/A

Market Cap/Employee

$742.04K

N/A

Employees

173

N/A

Net Income

$3.31M

+8.5%

EBITDA

$3.96M

+8.1%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

$46.01M

+61.3%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$132.71M

+12.8%

Short Term Debt

$1.12M

-3.8%

Return on Assets

0.73%

N/A

Return on Invested Capital

0.94%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About SOMC

What is the current price of Southern Michigan Bancorp?

Southern Michigan Bancorp is trading at $28.00 per share.

What is the 52-week range for Southern Michigan Bancorp?

Over the past 52 weeks, Southern Michigan Bancorp has traded between $18.55 and $28.06.

How much debt does Southern Michigan Bancorp have?

As of the most recent reporting period, Southern Michigan Bancorp reported total debt of $133.83M.

How much cash does Southern Michigan Bancorp have on hand?

Southern Michigan Bancorp does not have cash on hand data available.

What is Southern Michigan Bancorp’s dividend yield?

Southern Michigan Bancorp currently has a dividend yield of 2.32%.

Southern Michigan Bancorp

Southern Michigan Bancorp Financials at a Glance

SOMC News

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Southern Michigan Bancorp

SOMC Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Southern Michigan Bancorp Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About SOMC

What is the current price of Southern Michigan Bancorp?

What is the 52-week range for Southern Michigan Bancorp?

How much debt does Southern Michigan Bancorp have?

How much cash does Southern Michigan Bancorp have on hand?

What is Southern Michigan Bancorp’s dividend yield?

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