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Sturgis Bancorp(OTC) STBI

Market Cap$70.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1994)+1,167%
5 Year+79%
1 Year+59%
1 Month-1%
$28.70
+0.11%
+0.03Today
Sturgis Bancorp last closing stock price
MetricPriceDate
Last closeUSD 28.702026-08-14
Sturgis Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 28.702026-08-07
1 month-1.47%USD 29.132026-07-15
3 month+17.96%USD 24.332026-05-13
Year to date+36.73%USD 20.992025-12-31
1 year+59.11%USD 18.042025-08-14
3 year+64.99%USD 17.392023-08-15
5 year+78.68%USD 16.062021-08-12
Since inception+1,166.73%USD 2.271994-10-25

Sturgis Bancorp Financials at a Glance

Market Cap

$70.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$60.48M

Net Income (TTM)

$8.80M

EPS (TTM)

$4.06

P/E Ratio

7.07

Dividend

$0.88

Beta (Volatility)

0.06 (Low)

Price

$28.70

Volume

3,900

Open

$28.80

Previous Close

$28.70

Daily Range

$28.70 - $28.80

52-Week Range

$18.60 - $29.75

Estimated Earnings Date

Mar 19, 2026

STBI News

No articles available.

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About Sturgis Bancorp

Sturgis Bancorp, Inc. operates as the parent company for Sturgis Bank & Trust Company, providing a wide range of banking solutions across Michigan. Established in 1905, the company has built a strong reputation for delivering personalized financial services to both individuals and businesses.

Products and Services
  • Various deposit accounts including checking, savings, and CDs
  • Diverse lending options such as mortgages, personal loans, and business lines of credit
  • Investment and financial advisory services, along with insurance products
Growth Outlook
  • Revenue of $14.91 million in Q2 2026, showing consistent performance
  • Net income of $2.52 million in Q2 2026, reflecting strong profitability
  • Return on equity at 13.75%, indicating effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio of 7.12, suggesting attractive valuation
  • Dividend yield of 2.42%, providing a steady income stream for investors
  • Net profit margin of 14.55% TTM, showcasing operational efficiency
Sturgis Bancorp, Inc. has established itself as a reliable financial institution with a comprehensive suite of products and services tailored to meet the needs of its customers. The company's focus on community banking and personalized service has contributed to its sustained growth and profitability. Recent financial performance indicates a solid foundation, with a strong return on equity and a competitive dividend yield, making it an appealing option for potential investors. The strategic positioning within Michigan's banking sector, combined with a diverse product offering, enhances the company's growth prospects in the coming years.
AI Generated • Jul 31, 2026

Industry

Banks

Sector

Financials

CEO

Jason Hyska

Website

www.sturgisbank.com

Headquarters

Sturgis, MI 49091, US

STBI Financials

Key Financial Metrics (TTM)

Gross Margin

73.88%

Operating Margin

18.07%

Net Income Margin

14.55%

Return on Equity

13.75%

Return on Capital

9.79%

Return on Assets

0.85%

Earnings Yield

14.14%

Dividend Yield

3.07%

Payout Ratio

0.00%

Stock Overview

Market Cap

$70.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.44M

Volume

3.90K

Avg. Volume

5.20K

Financials (TTM)

Gross Profit

$44.69M

Operating Income

$10.93M

EBITDA

$10.93M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$11.29M

Total Debt

$56.62M

Sturgis Bancorp Performance Analysis

Sturgis Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 35,608,0009.6%
20232023-12-31USD 48,659,00036.7%
20242024-12-31USD 55,385,00013.8%
20252025-12-31USD 58,583,0005.8%
Sturgis Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-306.1%
Q42025-12-311.8%
Q12026-03-31-2.1%
Q22026-06-30-1.1%
Sturgis Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.093.9%
20232023-12-31USD 2.80-9.5%
20242024-12-31USD 1.31-53.1%
20252025-12-31USD 3.45162.6%
Sturgis Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3043.4%
Q42025-12-31-14.7%
Q12026-03-31-5.4%
Q22026-06-3031.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$14.91M

+4.6%

Gross Profit

$11.56M

+16.7%

Gross Margin

77.56%

N/A

Market Cap

$70.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$594.43K

N/A

Employees

118

N/A

Net Income

$2.52M

+53.5%

EBITDA

$3.14M

+55.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$11.29M

-90.2%

Total Debt

$56.62M

+84.8%

Accounts Receivable

$3.60M

-2.3%

Inventory

$0.00

N/A

Long Term Debt

$56.62M

+84.8%

Short Term Debt

$0.00

N/A

Return on Assets

0.85%

N/A

Return on Invested Capital

1.06%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About STBI

What is the current price of Sturgis Bancorp?

Sturgis Bancorp is trading at $28.70 per share.

What is the 52-week range for Sturgis Bancorp?

Over the past 52 weeks, Sturgis Bancorp has traded between $18.60 and $29.75.

How much debt does Sturgis Bancorp have?

As of the most recent reporting period, Sturgis Bancorp reported total debt of $56.62M.

How much cash does Sturgis Bancorp have on hand?

Sturgis Bancorp does not have cash on hand data available.

What is Sturgis Bancorp’s dividend yield?

Sturgis Bancorp currently has a dividend yield of 3.07%.

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