Sturgis Bancorp logo

Sturgis Bancorp(OTC) STBI

Market Cap$62.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1994)+1,169%
5 Year+83%
1 Year+58%
1 Month-1%
$28.75
-1.37%
-0.40Today
Sturgis Bancorp last closing stock price
MetricPriceDate
Last closeUSD 28.752026-10-01
Sturgis Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 28.752026-09-24
1 month-0.86%USD 29.002026-08-25
3 month+6.6%USD 26.972026-07-02
Year to date+36.97%USD 20.992025-12-31
1 year+57.52%USD 18.252025-09-30
3 year+71.48%USD 16.772023-09-29
5 year+83.31%USD 15.682021-09-30
Since inception+1,168.94%USD 2.271994-10-25

Sturgis Bancorp Financials at a Glance

Market Cap

$62.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$60.48M

Net Income (TTM)

$8.80M

EPS (TTM)

$4.06

P/E Ratio

7.09

Dividend

$0.71

Beta (Volatility)

0.06 (Low)

Price

$28.75

Volume

37

Open

$28.55

Previous Close

$28.75

Daily Range

$28.55 - $28.75

52-Week Range

$18.81 - $29.79

Estimated Earnings Date

Mar 19, 2026

STBI News

No articles available.

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About Sturgis Bancorp

Sturgis Bancorp, Inc. operates as the parent company for Sturgis Bank & Trust Company, providing a wide range of banking solutions across Michigan. Established in 1905, the company has built a strong reputation for delivering personalized financial services to both individuals and businesses.

Products and Services
  • Various deposit accounts including checking, savings, and money market accounts
  • Diverse lending options such as mortgages, personal loans, and business lines of credit
  • Investment and financial advisory services along with insurance products
Growth Outlook
  • Recent quarterly revenue of $14.9 million indicates stable performance
  • Trailing twelve months (TTM) net income of $9.5 million shows consistent profitability
  • Strong return on equity at 13.75% reflects effective management of shareholder funds
Financial Highlights
  • Dividend yield of 2.47% offers attractive income potential
  • Price-to-earnings (P/E) ratio of 7.08 suggests potential undervaluation
  • Net profit margin of 14.55% indicates efficient cost management
Sturgis Bancorp, Inc. has demonstrated resilience in its financial performance, with a solid revenue stream and a commitment to providing quality banking services. The company's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial financing. With a focus on growth and profitability, Sturgis Bancorp is well-positioned to capitalize on opportunities in the regional banking sector. The attractive dividend yield and favorable financial ratios further enhance its appeal to potential investors.
AI Generated • Oct 1, 2026

Industry

Banks

Sector

Financials

CEO

Jason Hyska

Website

www.sturgisbank.com

Headquarters

Sturgis, MI 49091, US

STBI Financials

Key Financial Metrics (TTM)

Gross Margin

73.88%

Operating Margin

18.07%

Net Income Margin

14.55%

Return on Equity

13.75%

Return on Capital

9.79%

Return on Assets

0.85%

Earnings Yield

14.10%

Dividend Yield

2.47%

Payout Ratio

0.00%

Stock Overview

Market Cap

$62.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.17M

Volume

37

Avg. Volume

1.83K

Financials (TTM)

Gross Profit

$44.69M

Operating Income

$10.93M

EBITDA

$10.93M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$11.29M

Total Debt

$56.62M

Sturgis Bancorp Performance Analysis

Sturgis Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 35,608,0009.6%
20232023-12-31USD 48,659,00036.7%
20242024-12-31USD 55,385,00013.8%
20252025-12-31USD 58,583,0005.8%
Sturgis Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-306.1%
Q42025-12-311.8%
Q12026-03-31-2.1%
Q22026-06-30-1.1%
Sturgis Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.093.9%
20232023-12-31USD 2.80-9.5%
20242024-12-31USD 1.31-53.1%
20252025-12-31USD 3.45162.6%
Sturgis Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3043.4%
Q42025-12-31-14.7%
Q12026-03-31-5.4%
Q22026-06-3031.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$14.91M

+4.6%

Gross Profit

$11.56M

+16.7%

Gross Margin

77.56%

N/A

Market Cap

$62.50MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$529.63K

N/A

Employees

118

N/A

Net Income

$2.52M

+53.5%

EBITDA

$3.14M

+55.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$11.29M

-90.2%

Total Debt

$56.62M

+84.8%

Accounts Receivable

$3.60M

-2.3%

Inventory

$0.00

N/A

Long Term Debt

$56.62M

+84.8%

Short Term Debt

$0.00

N/A

Return on Assets

0.85%

N/A

Return on Invested Capital

1.06%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About STBI

What is the current price of Sturgis Bancorp?

Sturgis Bancorp is trading at $28.75 per share.

What is the 52-week range for Sturgis Bancorp?

Over the past 52 weeks, Sturgis Bancorp has traded between $18.81 and $29.79.

How much debt does Sturgis Bancorp have?

As of the most recent reporting period, Sturgis Bancorp reported total debt of $56.62M.

How much cash does Sturgis Bancorp have on hand?

Sturgis Bancorp does not have cash on hand data available.

What is Sturgis Bancorp’s dividend yield?

Sturgis Bancorp currently has a dividend yield of 2.47%.

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