Century Financial logo

Century Financial(OTC) CYFL

Market Cap$79.53MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1991)+5,122%
5 Year+125%
1 Year+4%
1 Month-4%
$48.21
+0.00%
+0.00Today
Century Financial last closing stock price
MetricPriceDate
Last closeUSD 48.212026-10-12
Century Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.59%USD 48.992026-10-01
1 month-3.54%USD 49.982026-09-10
3 month+2.02%USD 47.252026-07-10
Year to date+5.28%USD 45.792025-12-31
1 year+3.5%USD 46.582025-10-01
3 year+110.61%USD 22.892023-10-13
5 year+125.18%USD 21.412021-10-08
Since inception+5,122.13%USD 0.921991-01-31

Century Financial Financials at a Glance

Market Cap

$79.53MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$30.49M

Net Income (TTM)

$9.28M

EPS (TTM)

$5.62

P/E Ratio

8.57

Dividend

$1.03

Beta (Volatility)

0.06 (Low)

Price

$48.21

Volume

100

Open

$48.21

Previous Close

$48.21

Daily Range

$48.21 - $48.21

52-Week Range

$43.63 - $50.30

Estimated Earnings Date

May 4, 2026

CYFL News

No articles available.

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About Century Financial

Century Financial Corporation operates as the parent entity for Century Bank and Trust, providing a wide range of financial and trust services. Established in 1890 and based in Coldwater, Michigan, the company serves both individual consumers and business enterprises across various financial needs.

Products and Services
  • Comprehensive banking services including checking and savings accounts
  • Diverse lending options such as mortgages, vehicle financing, and business loans
  • Investment planning, estate planning, and insurance consultation services
Growth Outlook
  • Consistent revenue growth with Q2 2026 revenue reaching $7.63 million
  • Net income for Q2 2026 at $2.16 million, reflecting strong profitability
  • Return on equity at 13.90%, indicating effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $30.5 million, showcasing robust performance
  • Net profit margin of 30.42%, highlighting operational efficiency
  • Dividend yield of 2.87%, providing attractive returns to shareholders
Century Financial Corporation has demonstrated a solid financial performance, with a focus on delivering value to its customers through a diverse range of banking and financial services. The company's strategic positioning in the regional banking sector, combined with its long-standing history, provides a strong foundation for future growth. Recent financial results indicate a healthy balance sheet and profitability, making it an appealing option for potential investors interested in the financial services industry.
AI Generated • Sep 24, 2026

Industry

Banks

CEO

Eric H. Beckhusen

Headquarters

Coldwater, MI 49036, US

CYFL Financials

Key Financial Metrics (TTM)

Gross Margin

84.57%

Operating Margin

37.53%

Net Income Margin

30.42%

Return on Equity

13.90%

Return on Capital

15.90%

Return on Assets

1.88%

Earnings Yield

11.67%

Dividend Yield

2.14%

Payout Ratio

0.00%

Stock Overview

Market Cap

$79.53MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.65M

Volume

100

Avg. Volume

320.092

Financials (TTM)

Gross Profit

$25.79M

Operating Income

$11.44M

EBITDA

$11.87M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$13.69M

Total Debt

$5.00M

Century Financial Performance Analysis

Century Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 19,997,00010.9%
20232023-12-31USD 26,522,00032.6%
20242024-12-31USD 29,661,00011.8%
20252025-12-31USD 30,210,0001.9%
Century Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.9%
Q42025-12-310.8%
Q12026-03-31-5.5%
Q22026-06-303.8%
Century Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.3513.7%
20232023-12-31USD 4.7140.6%
20242024-12-31USD 5.4114.9%
20252025-12-31USD 5.542.4%
Century Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3020.3%
Q42025-12-31-13.0%
Q12026-03-316.7%
Q22026-06-30-8.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$7.63M

+2.8%

Gross Profit

$6.48M

+1.2%

Gross Margin

84.83%

N/A

Market Cap

$79.53MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$626.21K

N/A

Employees

127

N/A

Net Income

$2.16M

+1.8%

EBITDA

$2.64M

+0.8%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$13.69M

-24.9%

Total Debt

$5.00M

+0.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$5.00M

+0.0%

Short Term Debt

$0.00

N/A

Return on Assets

1.88%

N/A

Return on Invested Capital

2.31%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About CYFL

What is the current price of Century Financial?

Century Financial is trading at $48.21 per share.

What is the 52-week range for Century Financial?

Over the past 52 weeks, Century Financial has traded between $43.63 and $50.30.

How much debt does Century Financial have?

As of the most recent reporting period, Century Financial reported total debt of $5.00M.

How much cash does Century Financial have on hand?

Century Financial does not have cash on hand data available.

What is Century Financial’s dividend yield?

Century Financial currently has a dividend yield of 2.14%.

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