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Century Financial

(OTC) CYFL

Current Price$47.50
Market Cap$309.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1991)+5,019%
5 Year+123%
1 Year+7%
1 Month+3%
Century Financial last closing stock price
MetricPriceDate
Last closeUSD 47.502026-07-10
Century Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.04%USD 47.482026-06-29
1 month+3.24%USD 46.012026-06-10
3 month-0.26%USD 47.622026-03-26
Year to date+3.19%USD 46.032025-12-31
1 year+6.68%USD 44.522025-07-03
3 year+95.51%USD 24.302023-07-11
5 year+122.92%USD 21.312021-07-09
Since inception+5,018.63%USD 0.931991-01-31

Century Financial Financials at a Glance

Market Cap

$309.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$30.29M

Net Income (TTM)

$9.24M

EPS (TTM)

$5.60

P/E Ratio

8.49

Dividend

$1.02

Beta (Volatility)

0.06 (Low)

Price

$47.50

Volume

100

Open

$47.50

Previous Close

$47.50

Daily Range

$47.50 - $47.50

52-Week Range

$42.96 - $48.50

Estimated Earnings Date

May 4, 2026

CYFL News

No articles available.

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About Century Financial

Century Financial Corporation operates as the parent entity for Century Bank and Trust, providing a wide range of financial and trust services. Established in 1890 and based in Coldwater, Michigan, the company serves both individual consumers and businesses across several counties.

Products and Services
  • Comprehensive banking services including checking and savings accounts
  • Diverse lending options such as mortgages, vehicle financing, and business loans
  • Investment planning, estate planning, and insurance consultation services
Growth Outlook
  • Recent quarterly revenue reached $7.36 million, indicating strong operational performance
  • Net income for the latest quarter was $2.36 million, showcasing profitability
  • Consistent dividend yield of approximately 2.99% reflects commitment to shareholder returns
Financial Highlights
  • Trailing twelve months (TTM) revenue of $30.5 million demonstrates solid growth
  • Net profit margin stands at 30.5%, indicating effective cost management
  • Return on equity (ROE) of 14.2% highlights strong financial performance
Century Financial Corporation has established itself as a reliable player in the regional banking sector. The company offers a comprehensive suite of products and services tailored to meet the diverse needs of its clients. With a focus on both individual and commercial banking, Century Financial is well-positioned to capitalize on growth opportunities in the financial services industry. The recent financial performance underscores the company's operational efficiency and profitability, making it an attractive option for potential investors. The consistent revenue growth and strong net income figures reflect a robust business model, while the commitment to returning value to shareholders through dividends further enhances its appeal. Overall, Century Financial Corporation presents a compelling case for those interested in the regional banking sector.
AI Generated • Jun 23, 2026

Industry

Banks

CEO

Eric H. Beckhusen

Headquarters

Coldwater, MI 49036, US

CYFL Financials

Key Financial Metrics (TTM)

Gross Margin

84.88%

Operating Margin

37.71%

Net Income Margin

30.50%

Return on Equity

14.20%

Return on Capital

15.90%

Return on Assets

1.87%

Earnings Yield

11.78%

Dividend Yield

2.14%

Payout Ratio

0.00%

Stock Overview

Market Cap

$309.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

6.51M

Volume

100

Avg. Volume

576.807

Financials (TTM)

Gross Profit

$25.71M

Operating Income

$11.42M

EBITDA

$11.85M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$12.70M

Total Debt

$5.00M

Century Financial Performance Analysis

Century Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 19,997,00010.9%
20232023-12-31USD 26,522,00032.6%
20242024-12-31USD 29,661,00011.8%
20252025-12-31USD 30,210,0001.9%
Century Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-302.1%
Q32025-09-303.9%
Q42025-12-310.8%
Q12026-03-31-5.5%
Century Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.3513.7%
20232023-12-31USD 4.7140.6%
20242024-12-31USD 5.4114.9%
20252025-12-31USD 5.542.4%
Century Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-7.2%
Q32025-09-3020.3%
Q42025-12-31-13.0%
Q12026-03-316.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$7.36M

+1.0%

Gross Profit

$6.36M

+0.7%

Gross Margin

86.46%

N/A

Market Cap

$309.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.43M

N/A

Employees

127

N/A

Net Income

$2.36M

+3.4%

EBITDA

$2.92M

+3.4%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$12.70M

-10.6%

Total Debt

$5.00M

+0.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$5.00M

+0.0%

Short Term Debt

$0.00

N/A

Return on Assets

1.87%

N/A

Return on Invested Capital

2.31%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About CYFL

What is the current price of Century Financial?

Century Financial is trading at $47.50 per share.

What is the 52-week range for Century Financial?

Over the past 52 weeks, Century Financial has traded between $42.96 and $48.50.

How much debt does Century Financial have?

As of the most recent reporting period, Century Financial reported total debt of $5.00M.

How much cash does Century Financial have on hand?

Century Financial does not have cash on hand data available.

What is Century Financial’s dividend yield?

Century Financial currently has a dividend yield of 2.14%.

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