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Third Century Bancorp(OTC) TDCB

Market Cap$22.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+190%
5 Year+42%
1 Year+120%
1 Month+11%
$19.48
+3.89%
+0.73Today
Third Century Bancorp last closing stock price
MetricPriceDate
Last closeUSD 19.482026-07-27
Third Century Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+9.38%USD 17.812026-07-20
1 month+11.31%USD 17.502026-06-26
3 month+11.72%USD 17.442026-04-28
Year to date+109.82%USD 9.282025-12-31
1 year+120.3%USD 8.842025-07-24
3 year+169.51%USD 7.232023-07-28
5 year+42.17%USD 13.702021-07-23
Since inception+190.06%USD 6.722004-06-30

Third Century Bancorp Financials at a Glance

Market Cap

$22.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$19.22M

Net Income (TTM)

$2.37M

EPS (TTM)

$2.02

P/E Ratio

9.63

Dividend

$0.21

Beta (Volatility)

0.10 (Low)

Price

$19.48

Volume

425

Open

$18.75

Previous Close

$19.48

Daily Range

$18.75 - $19.48

52-Week Range

$8.60 - $19.79

Estimated Earnings Date

Apr 23, 2026

TDCB News

No articles available.

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About Third Century Bancorp

Third Century Bancorp operates as the parent company of Mutual Savings Bank, providing a wide range of financial products and services to consumers and businesses in Johnson County and surrounding areas. Established in 1890, the bank focuses on delivering personalized banking solutions, including deposit accounts and various lending options.

Products and Services
  • Comprehensive deposit offerings including checking, savings, and retirement accounts
  • Diverse lending solutions for personal and commercial needs
  • Additional services such as treasury management and trust services
Growth Outlook
  • Consistent revenue growth with Q1 2026 revenue reaching $4.71 million
  • Strong net income of $605,000 in the latest quarter, indicating profitability
  • Low beta of 0.276 suggests stability compared to the overall market
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio of 9.88 indicates attractive valuation
  • Dividend yield of 1.22% reflects commitment to returning value to shareholders
  • Net profit margin of 10.84% demonstrates effective cost management
Third Century Bancorp has established a solid foundation in the regional banking sector, focusing on customer-centric services. The bank's diverse product offerings cater to both individual and business clients, enhancing its market presence. Recent financial performance highlights a positive trajectory, with increasing revenues and net income, showcasing the bank's operational efficiency. The low beta indicates a lower risk profile, making it an appealing option for investors seeking stability in the financial services sector.
AI Generated • Jul 14, 2026

Industry

Banks

Sector

Financials

CEO

David A. Coffey

Website

www.mutualsavingsbank.net

Headquarters

Franklin, IN 46131, US

TDCB Financials

Key Financial Metrics (TTM)

Gross Margin

58.76%

Operating Margin

13.72%

Net Income Margin

12.34%

Return on Equity

17.33%

Return on Capital

3.04%

Return on Assets

0.67%

Earnings Yield

10.38%

Dividend Yield

1.08%

Payout Ratio

0.00%

Stock Overview

Market Cap

$22.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.18M

Volume

425

Avg. Volume

452.113

Financials (TTM)

Gross Profit

$11.29M

Operating Income

$2.64M

EBITDA

$2.64M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$33.06M

Total Debt

$51.83M

Third Century Bancorp Performance Analysis

Third Century Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 11,270,4256.9%
20232023-12-31USD 14,743,48630.8%
20242024-12-31USD 17,012,74015.4%
20252025-12-31USD 18,302,7357.6%
Third Century Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-306.2%
Q42025-12-316.3%
Q12026-03-31-4.9%
Q22026-06-304.4%
Third Century Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.82-8.6%
20232023-12-31USD 0.88-51.8%
20242024-12-31USD 1.1328.8%
20252025-12-31USD 1.6142.8%
Third Century Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3034.4%
Q42025-12-319.3%
Q12026-03-3110.6%
Q22026-06-3019.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$4.91M

+12.0%

Gross Profit

$3.06M

+22.7%

Gross Margin

62.35%

N/A

Market Cap

$22.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$489.20K

N/A

Employees

47

N/A

Net Income

$719.00K

+92.2%

EBITDA

$822.00K

+94.8%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$33.06M

+86.3%

Total Debt

$51.83M

-23.6%

Accounts Receivable

$1.49M

N/A

Inventory

$0.00

N/A

Long Term Debt

$51.83M

-23.6%

Short Term Debt

$0.00

N/A

Return on Assets

0.67%

N/A

Return on Invested Capital

0.75%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About TDCB

What is the current price of Third Century Bancorp?

Third Century Bancorp is trading at $19.48 per share.

What is the 52-week range for Third Century Bancorp?

Over the past 52 weeks, Third Century Bancorp has traded between $8.60 and $19.79.

How much debt does Third Century Bancorp have?

As of the most recent reporting period, Third Century Bancorp reported total debt of $51.83M.

How much cash does Third Century Bancorp have on hand?

Third Century Bancorp does not have cash on hand data available.

What is Third Century Bancorp’s dividend yield?

Third Century Bancorp currently has a dividend yield of 1.08%.

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