1st Federal Savings Bank Of Sc(OTC) FSGB

1st Federal Savings Bank of SC, Inc. is a regional financial institution based in Walterboro, South Carolina, offering a wide range of banking services. Established in 1962, the bank provides various deposit and lending products tailored for both individuals and businesses.

Products and Services

• Diverse deposit products, including checking and savings accounts
• Comprehensive lending options, such as mortgages and personal loans
• Robust online banking capabilities and ancillary services

Growth Outlook

• Market capitalization stands at approximately $11 million
• Stock price has fluctuated between $9.21 and $11.25 in the past year
• Low beta of 0.227 indicates stability compared to the overall market

Financial Highlights

• Net profit margin of 10.15% reflects efficient operations
• Return on equity at 6.41% demonstrates effective use of shareholder funds
• Debt ratio of 1.51% indicates strong financial health and low leverage

1st Federal Savings Bank of SC, Inc. has established itself as a reliable provider of financial solutions in the regional banking sector. The bank's diverse product offerings cater to a wide customer base, enhancing its competitive position. The growth outlook appears promising, supported by a stable stock price and low volatility, which may attract risk-averse investors. Financial highlights indicate a solid profit margin and effective management of equity, showcasing the bank's operational efficiency. Overall, 1st Federal Savings Bank of SC, Inc. presents a compelling opportunity for potential investors interested in the regional banking industry.