1st Federal Savings Bank Of Sc(OTC) FSGB

1st Federal Savings Bank of SC, Inc. is a regional financial institution based in Walterboro, South Carolina, offering a wide range of banking services. Established in 1962, the bank focuses on providing comprehensive financial solutions for both individuals and businesses.

Products and Services

• Diverse deposit products, including checking and savings accounts
• Various lending options, such as mortgages and personal loans
• Robust online banking capabilities and ancillary services

Growth Outlook

• Market capitalization stands at approximately $9.82 million
• Stock price has shown stability, ranging from $9.20 to $9.73
• Low beta of 0.22 indicates lower volatility compared to the market

Financial Highlights

• Net profit margin of 10.15% reflects efficient operations
• Return on equity at 6.41% indicates effective use of shareholder funds
• Debt ratio of 1.51% shows strong financial stability

1st Federal Savings Bank of SC, Inc. has established itself as a reliable player in the regional banking sector. The bank's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial financing. The growth outlook appears promising, supported by a stable stock price and low volatility, which may appeal to risk-averse investors. Financial highlights indicate a solid net profit margin and return on equity, showcasing the bank's operational efficiency and effective management of resources. Overall, 1st Federal Savings Bank of SC, Inc. presents a compelling opportunity for potential investors interested in the regional banking industry.