First Capital Bancshares logo

First Capital Bancshares(OTC) FCPB

Market Cap$158.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1999)+297%
5 Year+66%
1 Year+20%
1 Month+0%
$14.33
+0.56%
+0.08Today
First Capital Bancshares last closing stock price
MetricPriceDate
Last closeUSD 14.332026-10-01
First Capital Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.43%USD 14.272026-09-24
1 month+0%USD 14.332026-08-28
3 month+11.52%USD 12.852026-07-01
Year to date+22.9%USD 11.662025-12-31
1 year+19.72%USD 11.972025-09-02
3 year+76.91%USD 8.102023-09-28
5 year+65.66%USD 8.652021-10-01
Since inception+297.17%USD 3.611999-12-28

First Capital Bancshares Financials at a Glance

Market Cap

$158.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$75.67M

Net Income (TTM)

$12.02M

EPS (TTM)

$1.12

P/E Ratio

12.81

Dividend

$0.00

Beta (Volatility)

0.04 (Low)

Price

$14.33

Volume

100

Open

$14.33

Previous Close

$14.33

Daily Range

$14.33 - $14.33

52-Week Range

$11.20 - $14.36

Estimated Earnings Date

N/A

FCPB News

No articles available.

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About First Capital Bancshares

First Capital Bancshares, Inc. operates as the parent company for First Capital Bank, specializing in a comprehensive range of commercial banking services. The bank serves communities primarily in South Carolina and North Carolina, offering diverse deposit and lending products.

Products and Services
  • Checking and savings accounts, IRAs, and CDs
  • Consumer and commercial loans, including real estate and vehicle loans
  • Online and mobile banking solutions with bill payment and merchant processing
Growth Outlook
  • Revenue increased to $20.29 million in Q2 2026, up from $18.85 million in Q1 2026
  • Net income rose to $3.30 million in Q2 2026, reflecting strong operational performance
  • Return on equity stands at 11.19%, indicating effective management of shareholder funds
Financial Highlights
  • Net profit margin of 16.26% in Q2 2026 demonstrates solid profitability
  • Price-to-earnings ratio of 12.22 suggests potential value for investors
  • Market capitalization of approximately $8.06 million reflects growth potential
First Capital Bancshares, Inc. has established a strong presence in the regional banking sector, focusing on customer-centric services and innovative banking solutions. The recent financial performance indicates a positive trajectory, with increasing revenues and net income, showcasing the bank's ability to adapt and thrive in a competitive market. The company's commitment to providing a diverse range of financial products positions it well for future growth, making it an intriguing option for potential investors.
AI Generated • Sep 21, 2026

Industry

Banks

Sector

Financials

CEO

Joseph S. Kassim

Website

www.fcbcarolinas.com

Headquarters

Charleston, SC 29401, US

FCPB Financials

Key Financial Metrics (TTM)

Gross Margin

51.49%

Operating Margin

20.19%

Net Income Margin

15.89%

Return on Equity

11.19%

Return on Capital

6.40%

Return on Assets

0.91%

Earnings Yield

7.81%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$158.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

11.07M

Volume

100

Avg. Volume

236.631

Financials (TTM)

Gross Profit

$38.97M

Operating Income

$15.28M

EBITDA

$15.28M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$104.40M

Total Debt

$86.00M

First Capital Bancshares Performance Analysis

First Capital Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 19,436,71765.0%
20232023-12-31USD 40,423,847108.0%
20242024-12-31USD 54,663,71035.2%
20252025-12-31USD 67,181,12122.9%
First Capital Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302165.9%
Q42025-12-316.9%
Q12026-03-31-0.1%
Q22026-06-307.6%
First Capital Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.47235.7%
20232023-12-31USD 0.471.0%
20242024-12-31USD 0.5414.1%
20252025-12-31USD 0.9473.5%
First Capital Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30861.5%
Q42025-12-3120.0%
Q12026-03-31-6.7%
Q22026-06-303.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$20.29M

+2505.0%

Gross Profit

$10.53M

+1251.9%

Gross Margin

51.89%

N/A

Market Cap

$158.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$10.57M

N/A

Employees

15

N/A

Net Income

$3.30M

+1078.2%

EBITDA

$4.20M

+1029.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$104.40M

N/A

Total Debt

$86.00M

-13.3%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$86.00M

-13.3%

Short Term Debt

$0.00

N/A

Return on Assets

0.91%

N/A

Return on Invested Capital

1.16%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About FCPB

What is the current price of First Capital Bancshares?

First Capital Bancshares is trading at $14.33 per share.

What is the 52-week range for First Capital Bancshares?

Over the past 52 weeks, First Capital Bancshares has traded between $11.20 and $14.36.

How much debt does First Capital Bancshares have?

As of the most recent reporting period, First Capital Bancshares reported total debt of $86.00M.

How much cash does First Capital Bancshares have on hand?

First Capital Bancshares does not have cash on hand data available.

What is First Capital Bancshares’s dividend yield?

First Capital Bancshares does not currently have a dividend yield.

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