First Robinson Financial(OTC) FRFC

First Robinson Financial Corporation operates as the parent company of First Robinson Savings Bank, providing a wide range of banking and financial services to individual and commercial clients. Established in 1997, the corporation is dedicated to delivering comprehensive financial solutions through its multiple branches in Illinois and Indiana.

Products and Services

• Deposit products including checking, savings, and retirement accounts
• Extensive loan offerings such as personal, mortgage, and business loans
• Additional services like online banking, mobile deposits, and cash management

Growth Outlook

• Recent quarterly revenue increased to $7.1 million, reflecting strong operational performance
• Net income for the latest quarter reached $1.2 million, showcasing profitability
• Consistent growth in total assets, now exceeding $512 million, indicates financial stability

Financial Highlights

• Trailing twelve months (TTM) revenue of $27.5 million demonstrates solid revenue generation
• TTM net profit margin stands at 17.3%, indicating effective cost management
• Current ratio of 5.55 suggests strong liquidity position for meeting short-term obligations

First Robinson Financial Corporation has established itself as a reliable player in the regional banking sector. The diverse range of products and services caters to various customer needs, enhancing client satisfaction and loyalty. The recent financial performance highlights a robust growth trajectory, with increasing revenues and net income, which may attract potential investors looking for stability and growth in the financial services industry. The company's strong liquidity position further supports its ability to navigate market challenges effectively.