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Ssb Bancorp(OTC) SSBP

Market Cap$50.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)+141%
5 Year+143%
1 Year+117%
1 Month-9%
$22.82
-0.78%
-0.18Today
Ssb Bancorp last closing stock price
MetricPriceDate
Last closeUSD 22.822026-10-02
Ssb Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.06%USD 23.302026-09-25
1 month-8.54%USD 24.952026-09-02
3 month+41.74%USD 16.102026-07-02
Year to date+73.8%USD 13.132025-12-31
1 year+117.33%USD 10.502025-10-02
3 year+222.91%USD 7.072023-10-02
5 year+142.77%USD 9.402021-09-28
Since inception+141.48%USD 9.452018-01-26

Ssb Bancorp Financials at a Glance

Market Cap

$50.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$25.63M

Net Income (TTM)

$3.81M

EPS (TTM)

$1.76

P/E Ratio

12.99

Dividend

$0.00

Beta (Volatility)

0.10 (Low)

Price

$22.82

Volume

200

Open

$22.82

Previous Close

$22.82

Daily Range

$22.82 - $22.82

52-Week Range

$10.50 - $48.63

Estimated Earnings Date

N/A

SSBP News

No articles available.

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About Ssb Bancorp

SSB Bancorp, Inc. operates as the parent organization of SSB Bank, providing a variety of financial services to individual and business clients in Pennsylvania. Established in 1922, the company is headquartered in Pittsburgh and offers a range of deposit and lending products.

Products and Services
  • Traditional savings, checking, and money market accounts
  • Diverse lending options including mortgages and commercial loans
  • Online banking and credit card processing solutions
Growth Outlook
  • Recent quarterly revenue increased to $6.8 million, up from $6.1 million
  • Net income for Q2 2026 reached $1.36 million, reflecting strong operational performance
  • Return on equity stands at 11.91%, indicating effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $26.5 million, showcasing consistent growth
  • Net profit margin of 14.88% demonstrates strong profitability
  • Price-to-earnings (P/E) ratio of 13.84 suggests attractive valuation compared to peers
SSB Bancorp, Inc. has established a solid foundation in the regional banking sector, with a focus on customer-centric financial solutions. The recent growth in revenue and net income highlights the company's ability to adapt and thrive in a competitive market. With a strong return on equity and a favorable P/E ratio, SSB Bancorp presents an intriguing opportunity for potential investors looking for stability and growth in the financial services industry. The company's commitment to providing a diverse range of products and services positions it well for future expansion and profitability.
AI Generated • Sep 9, 2026

Industry

Banks

CEO

J. Daniel Moon, IV, MBA

Headquarters

Pittsburgh, PA 15237, US

SSBP Financials

Key Financial Metrics (TTM)

Gross Margin

66.41%

Operating Margin

19.76%

Net Income Margin

14.88%

Return on Equity

11.91%

Return on Capital

6.26%

Return on Assets

0.89%

Earnings Yield

7.70%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$50.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.20M

Volume

200

Avg. Volume

2.74K

Financials (TTM)

Gross Profit

$17.02M

Operating Income

$5.06M

EBITDA

$5.36M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$121.37M

Total Debt

$19.00M

Ssb Bancorp Performance Analysis

Ssb Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 11,295,5487.6%
20232023-12-31USD 16,268,43544.0%
20242024-12-31USD 20,209,00824.2%
20252025-12-31USD 23,528,72916.4%
Ssb Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3010.6%
Q42025-12-315.5%
Q12026-03-31-6.0%
Q22026-06-3011.1%
Ssb Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.6222.7%
20232023-12-31USD 0.8842.8%
20242024-12-31USD 0.88-0.4%
20252025-12-31USD 1.1227.9%
Ssb Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3038.1%
Q42025-12-3144.8%
Q12026-03-31-2.4%
Q22026-06-3053.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$6.80M

+21.8%

Gross Profit

$4.85M

+46.9%

Gross Margin

71.31%

N/A

Market Cap

$50.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.39M

N/A

Employees

21

N/A

Net Income

$1.36M

+191.7%

EBITDA

$2.03M

+143.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$121.37M

+64.6%

Total Debt

$19.00M

-20.8%

Accounts Receivable

$1.77M

+8.0%

Inventory

$0.00

N/A

Long Term Debt

$19.00M

-20.8%

Short Term Debt

$0.00

N/A

Return on Assets

0.89%

N/A

Return on Invested Capital

9.34%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About SSBP

What is the current price of Ssb Bancorp?

Ssb Bancorp is trading at $22.82 per share.

What is the 52-week range for Ssb Bancorp?

Over the past 52 weeks, Ssb Bancorp has traded between $10.50 and $48.63.

How much debt does Ssb Bancorp have?

As of the most recent reporting period, Ssb Bancorp reported total debt of $19.00M.

How much cash does Ssb Bancorp have on hand?

Ssb Bancorp does not have cash on hand data available.

What is Ssb Bancorp’s dividend yield?

Ssb Bancorp does not currently have a dividend yield.

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