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XP(NASDAQ) XP

Market Cap$10.60BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2019)-32%
5 Year-47%
1 Year+11%
1 Month+15%
Premium Feature
Moneyball Superscore
69/100
$20.52
-0.02%
-0.00Today
After hours$20.52+$0.00 (+0.00%)
XP last closing stock price
MetricPriceDate
Last closeUSD 20.512026-09-25
XP stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.5%USD 20.012026-09-18
1 month+15.16%USD 17.812026-08-26
3 month+27.15%USD 16.132026-06-26
Year to date+26.91%USD 16.162025-12-31
1 year+11.27%USD 18.432025-09-25
3 year+0.2%USD 20.472023-09-26
5 year-47.32%USD 38.932021-09-24
Since inception-32.36%USD 30.322019-12-11

XP Financials at a Glance

Market Cap

$10.60BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

R$19.27B

Net Income (TTM)

R$5.32B

EPS (TTM)

$1.92

P/E Ratio

10.58

Dividend

$0.38

Beta (Volatility)

1.19 (Average)

Price

$20.52

Volume

5,232,350.589

Open

$20.52

Previous Close

$20.51

Daily Range

$19.92 - $20.66

52-Week Range

$14.80 - $23.13

Estimated Earnings Date

Nov 16, 2026

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About XP

XP Inc. is a leading financial services company in Brazil, providing a comprehensive range of investment products and services. The company operates the XP Platform, which offers clients access to various financial instruments, including brokerage services, mutual funds, and wealth management solutions.

Products and Services
  • Brokerage services for retail and institutional clients
  • Wealth management and investment advisory services
  • Financial education courses and events
Growth Outlook
  • Revenue increased to BRL 4.99 billion in Q2 2026, up from BRL 4.62 billion in Q1 2026
  • Net income for Q2 2026 reached BRL 1.42 billion, reflecting strong operational performance
  • Continued expansion in client base and product offerings supports future growth
Financial Highlights
  • Trailing twelve-month revenue of BRL 19.5 billion, showcasing consistent growth
  • Net profit margin of 27.6% indicates strong profitability
  • Dividend yield of 1.88% provides attractive returns to shareholders
XP Inc. has established itself as a significant player in the Brazilian financial market, leveraging technology to enhance customer experience and broaden access to investment opportunities. The company's diverse product offerings cater to a wide range of clients, from individual investors to large institutions. Recent financial performance highlights a robust growth trajectory, with increasing revenues and net income, underscoring the effectiveness of its business model. The strong profit margins and consistent dividend payments further enhance the appeal for potential investors. As XP Inc. continues to innovate and expand its services, it remains well-positioned to capitalize on the growing demand for financial products in Brazil.
AI Generated • Sep 19, 2026

Industry

Capital Markets

Employees

8,069

CEO

Thiago Simões Maffra, CFA, MBA

Headquarters

George Town, SP KY1-1208, KY

XP Financials

Key Financial Metrics (TTM)

Gross Margin

66.69%

Operating Margin

31.83%

Net Income Margin

27.59%

Return on Equity

22.05%

Return on Capital

5.43%

Return on Assets

1.30%

Earnings Yield

9.45%

Dividend Yield

1.85%

Payout Ratio

19.04%

Stock Overview

Market Cap

$10.60BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

517.01M

Volume

5.23M

Avg. Volume

5.79M

Financials (TTM)

Gross Profit

R$12.85B

Operating Income

R$6.13B

EBITDA

R$6.56B

Operating Cash Flow

R$21.83B

Capital Expenditure

-R$308.49M

Free Cash Flow

R$21.52B

Cash & ST Invst.

R$7.97B

Total Debt

R$92.75B

XP Performance Analysis

XP annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31BRL 2,650,688,14114.6%
20232023-12-31BRL 3,014,643,38413.7%
20242024-12-31BRL 3,213,131,5606.6%
20252025-12-31BRL 3,328,973,4443.6%
XP sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.8%
Q42025-12-3110.2%
Q12026-03-31-8.8%
Q22026-06-308.2%
XP annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31BRL 1.214.3%
20232023-12-31BRL 1.4318.6%
20242024-12-31BRL 1.536.5%
20252025-12-31BRL 1.7413.9%
XP sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-300.4%
Q42025-12-310.8%
Q12026-03-31-2.8%
Q22026-06-3013.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

R$4.99B

+14.0%

Gross Profit

R$3.32B

+12.1%

Gross Margin

66.41%

N/A

Market Cap

$10.60BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.31M

N/A

Employees

8,069

N/A

Net Income

R$1.42B

+11.7%

EBITDA

R$1.77B

+16.8%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

R$7.97B

-89.6%

Total Debt

R$92.75B

+25.1%

Accounts Receivable

R$37.12B

+6.8%

Inventory

R$0.00

N/A

Long Term Debt

R$2.98B

N/A

Short Term Debt

R$89.77B

+21.0%

Return on Assets

1.30%

N/A

Return on Invested Capital

1.93%

N/A

Free Cash Flow

R$11.12B

+139.1%

Operating Cash Flow

R$11.16B

+134.6%

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Questions About XP

What is the current price of XP?

XP is trading at $20.51 per share.

What is the 52-week range for XP?

Over the past 52 weeks, XP has traded between $14.80 and $23.13.

How much debt does XP have?

As of the most recent reporting period, XP reported total debt of R$17.95B.

How much cash does XP have on hand?

XP reported R$1.54B in cash and cash equivalents in its most recent financial results.

What is XP’s dividend yield?

XP currently has a dividend yield of 1.85%.

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