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XP(NASDAQ) XP

Market Cap$8.12BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2019)-48%
5 Year-60%
1 Year-9%
1 Month-6%
$15.70
-0.76%
-0.12Today
Pre market$15.50-$0.20 (-1.27%)
XP last closing stock price
MetricPriceDate
Last closeUSD 15.702026-08-17
XP stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.09%USD 16.202026-08-10
1 month-5.82%USD 16.672026-07-17
3 month-4.6%USD 16.462026-05-19
Year to date-2.85%USD 16.162025-12-31
1 year-8.52%USD 17.162025-08-15
3 year-28.27%USD 21.892023-08-18
5 year-59.97%USD 39.222021-08-18
Since inception-48.22%USD 30.322019-12-11

XP Financials at a Glance

Market Cap

$8.12BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

R$18.65B

Net Income (TTM)

R$5.17B

EPS (TTM)

$1.82

P/E Ratio

8.52

Dividend

$0.38

Beta (Volatility)

1.19 (Average)

Price

$15.70

Volume

4,520.558

Open

$15.93

Previous Close

$15.70

Daily Range

$15.46 - $15.98

52-Week Range

$14.80 - $23.13

Estimated Earnings Date

Nov 16, 2026

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About XP

XP Inc. is a leading financial services company in Brazil, providing a diverse range of investment products and services. The company operates the XP Platform, which offers clients access to various financial instruments, including brokerage services, mutual funds, and wealth management solutions.

Products and Services
  • Brokerage services for retail and institutional clients
  • Wealth management and investment advisory services
  • Financial education courses and events
Growth Outlook
  • Strong revenue growth with Q1 2026 revenue of BRL 4.62 billion
  • Consistent net income growth, reaching BRL 1.29 billion in Q1 2026
  • Expanding client base with over 3 million active users on the XP Platform
Financial Highlights
  • TTM revenue of BRL 18.5 billion, reflecting robust market demand
  • Net profit margin of 27.7% in Q1 2026, indicating strong profitability
  • Dividend yield of 2.26% TTM, showcasing commitment to returning value to shareholders
XP Inc. has established itself as a significant player in Brazil's financial market, leveraging technology to enhance customer experience and broaden access to investment opportunities. The company's diverse offerings cater to a wide range of clients, from individual investors to large institutions. Recent financial performance highlights a strong upward trajectory, with impressive revenue and net income figures, underscoring the effectiveness of its business model. The growth outlook remains positive, driven by an expanding user base and a commitment to innovation in financial services.
AI Generated • Jul 21, 2026

Industry

Capital Markets

Employees

8,069

CEO

Thiago Maffra, CFA, MBA

Headquarters

George Town, SP KY-1-1208, KY

XP Financials

Key Financial Metrics (TTM)

Gross Margin

66.96%

Operating Margin

31.84%

Net Income Margin

27.70%

Return on Equity

22.01%

Return on Capital

5.43%

Return on Assets

1.26%

Earnings Yield

11.74%

Dividend Yield

2.42%

Payout Ratio

9.57%

Stock Overview

Market Cap

$8.12BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

517.01M

Volume

4.52K

Avg. Volume

5.55M

Financials (TTM)

Gross Profit

R$12.49B

Operating Income

R$5.94B

EBITDA

R$6.31B

Operating Cash Flow

R$15.42B

Capital Expenditure

-R$376.06M

Free Cash Flow

R$15.05B

Cash & ST Invst.

R$8.68B

Total Debt

R$89.50B

XP Performance Analysis

XP annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31BRL 2,650,688,14114.6%
20232023-12-31BRL 3,014,643,38413.7%
20242024-12-31BRL 3,213,131,5606.6%
20252025-12-31BRL 3,328,973,4443.6%
XP sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-301.5%
Q32025-09-304.8%
Q42025-12-3110.2%
Q12026-03-31-8.8%
XP annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31BRL 1.214.3%
20232023-12-31BRL 1.4318.6%
20242024-12-31BRL 1.536.5%
20252025-12-31BRL 1.7413.9%
XP sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-307.4%
Q32025-09-300.4%
Q42025-12-310.8%
Q12026-03-31-2.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

R$4.62B

+6.9%

Gross Profit

R$3.04B

+4.4%

Gross Margin

65.79%

N/A

Market Cap

$8.12BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.01M

N/A

Employees

8,069

N/A

Net Income

R$1.29B

+5.6%

EBITDA

R$1.50B

+0.7%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

R$8.68B

-87.8%

Total Debt

R$89.50B

+45.8%

Accounts Receivable

R$33.59B

+6.8%

Inventory

R$0.00

N/A

Long Term Debt

R$3.12B

-11.0%

Short Term Debt

R$86.38B

+49.3%

Return on Assets

1.26%

N/A

Return on Invested Capital

1.84%

N/A

Free Cash Flow

R$694.21M

+126.2%

Operating Cash Flow

R$746.14M

+128.3%

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Questions About XP

What is the current price of XP?

XP is trading at $15.70 per share.

What is the 52-week range for XP?

Over the past 52 weeks, XP has traded between $14.80 and $23.13.

How much debt does XP have?

As of the most recent reporting period, XP reported total debt of R$17.35B.

How much cash does XP have on hand?

XP reported R$1.68B in cash and cash equivalents in its most recent financial results.

What is XP’s dividend yield?

XP currently has a dividend yield of 2.42%.

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