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Amb Financial(OTC) AMFC

Current Price$34.25
Market Cap$33.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+596%
5 Year+75%
1 Year+50%
1 Month+0%
Amb Financial last closing stock price
MetricPriceDate
Last closeUSD 34.252026-07-23
Amb Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.72%USD 34.502026-07-09
1 month+0.15%USD 34.202026-06-17
3 month+1.99%USD 33.582026-04-23
Year to date+13.14%USD 30.272025-12-31
1 year+49.67%USD 22.882025-07-21
3 year+76.78%USD 19.372023-07-24
5 year+74.51%USD 19.632021-07-20
Since inception+595.85%USD 4.921996-04-01

Amb Financial Financials at a Glance

Market Cap

$33.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$23.62M

Net Income (TTM)

$3.63M

EPS (TTM)

$4.23

P/E Ratio

8.10

Dividend

$0.28

Beta (Volatility)

0.04 (Low)

Price

$34.25

Volume

2,000

Open

$34.55

Previous Close

$34.25

Daily Range

$34.25 - $34.55

52-Week Range

$22.50 - $34.55

Estimated Earnings Date

Apr 9, 2025

AMFC News

No articles available.

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About Amb Financial

AMB Financial Corp. operates as the holding company for American Community Bank of Indiana, providing a range of financial solutions primarily in northwest Indiana. Established in 1910 and headquartered in Saint John, Indiana, the company offers diverse banking services to both individual and business clients.

Products and Services
  • Comprehensive deposit options including savings, checking, and IRAs
  • Diverse lending portfolio featuring mortgages, construction loans, and vehicle loans
  • Specialized services such as merchant services and digital banking solutions
Growth Outlook
  • Consistent revenue growth with Q1 2026 revenue reaching $5.77 million
  • Strong net income of $1.03 million reported in Q1 2026
  • Robust return on equity at 10.76% for the trailing twelve months
Financial Highlights
  • Trailing twelve months revenue of $23.4 million, reflecting steady performance
  • Quarterly net income increased by 10% from Q4 2025 to Q1 2026
  • Dividend yield of 0.82%, indicating a commitment to shareholder returns
AMB Financial Corp. has established a solid foundation in the regional banking sector, focusing on customer-centric services and innovative financial solutions. The company's diverse product offerings cater to a wide range of client needs, from personal banking to business services. Recent financial performance highlights a positive trajectory, with significant revenue and net income growth, showcasing the company's resilience and operational efficiency. The commitment to shareholder value is evident through a consistent dividend yield, making AMB Financial Corp. an intriguing option for potential investors looking for stability in the regional banking industry.
AI Generated • Jun 26, 2026

Industry

Banks

Sector

Financials

CEO

Michael J. Mellon, MBA

Website

www.acbanker.com

Headquarters

Saint John, IN 46373, US

AMFC Financials

Key Financial Metrics (TTM)

Gross Margin

62.62%

Operating Margin

20.37%

Net Income Margin

15.36%

Return on Equity

10.76%

Return on Capital

12.13%

Return on Assets

0.96%

Earnings Yield

12.35%

Dividend Yield

0.82%

Payout Ratio

6.89%

Stock Overview

Market Cap

$33.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

967.70K

Volume

2.00K

Avg. Volume

493.903

Financials (TTM)

Gross Profit

$14.79M

Operating Income

$4.81M

EBITDA

$5.33M

Operating Cash Flow

$5.54M

Capital Expenditure

-$313.00K

Free Cash Flow

$5.23M

Cash & ST Invst.

$2.71M

Total Debt

$3.09M

Amb Financial Performance Analysis

Amb Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 14,586,514-1.3%
20232023-12-31USD 18,968,68630.0%
20242024-12-31USD 21,782,00014.8%
20252025-12-31USD 23,368,0007.3%
Amb Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-304.4%
Q32025-09-305.1%
Q42025-12-31N/A
Q12026-03-31-4.6%
Amb Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.42-13.8%
20232023-12-31USD 2.41-29.6%
20242024-12-31USD 2.7313.3%
20252025-12-31USD 3.8240.1%
Amb Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-14.1%
Q32025-09-3035.4%
Q42025-12-31-2.8%
Q12026-03-3111.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$5.77M

+4.6%

Gross Profit

$3.95M

+23.3%

Gross Margin

68.42%

N/A

Market Cap

$33.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$895.79K

N/A

Employees

37

N/A

Net Income

$1.03M

+25.3%

EBITDA

$1.52M

+23.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$2.71M

-95.7%

Total Debt

$3.09M

+0.0%

Accounts Receivable

$1.63M

+7.0%

Inventory

$0.00

N/A

Long Term Debt

$3.09M

+0.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.96%

N/A

Return on Invested Capital

1.28%

N/A

Free Cash Flow

$1.61M

+688.7%

Operating Cash Flow

$1.61M

+555.3%

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Questions About AMFC

What is the current price of Amb Financial?

Amb Financial is trading at $34.25 per share.

What is the 52-week range for Amb Financial?

Over the past 52 weeks, Amb Financial has traded between $22.50 and $34.55.

How much debt does Amb Financial have?

As of the most recent reporting period, Amb Financial reported total debt of $3.09M.

How much cash does Amb Financial have on hand?

Amb Financial does not have cash on hand data available.

What is Amb Financial’s dividend yield?

Amb Financial currently has a dividend yield of 0.82%.

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