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Amb Financial(OTC) AMFC

Market Cap$34.09MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+616%
5 Year+76%
1 Year+53%
1 Month+2%
$35.23
+0.00%
+0.00Today
Amb Financial last closing stock price
MetricPriceDate
Last closeUSD 35.232026-08-14
Amb Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.32%USD 34.772026-08-05
1 month+2.12%USD 34.502026-07-09
3 month+4.45%USD 33.732026-05-14
Year to date+16.37%USD 30.272025-12-31
1 year+52.63%USD 23.082025-08-07
3 year+73.61%USD 20.292023-08-04
5 year+76.08%USD 20.012021-08-05
Since inception+615.76%USD 4.921996-04-01

Amb Financial Financials at a Glance

Market Cap

$34.09MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$23.95M

Net Income (TTM)

$3.79M

EPS (TTM)

$4.23

P/E Ratio

8.33

Dividend

$0.28

Beta (Volatility)

0.04 (Low)

Price

$35.23

Volume

1,300

Open

$34.88

Previous Close

$35.23

Daily Range

$34.88 - $35.23

52-Week Range

$23.30 - $35.23

Estimated Earnings Date

Apr 9, 2025

AMFC News

No articles available.

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About Amb Financial

AMB Financial Corp. operates as the holding company for American Community Bank of Indiana, providing a range of financial services primarily in northwest Indiana. Established in 1910, the company focuses on delivering comprehensive banking solutions to both individual and business clients.

Products and Services
  • Deposit options including savings, checking, and IRAs
  • Diverse lending portfolio featuring mortgages and vehicle loans
  • Specialized services such as merchant services and digital banking
Growth Outlook
  • Revenue increased to $6.08 million in Q2 2026, up from $5.77 million in Q1 2026
  • Net income rose to $861,000 in Q2 2026, reflecting strong operational performance
  • Return on equity stands at 10.92%, indicating effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $23.1 million, showcasing consistent growth
  • Net profit margin of 15.81% TTM, demonstrating strong profitability
  • Dividend yield of 0.82%, providing a steady income stream for investors
AMB Financial Corp. has established a solid foundation in the regional banking sector, with a focus on customer-centric services. The company's diverse product offerings cater to a wide range of financial needs, from personal banking to business solutions. Recent financial performance indicates a positive trajectory, with increasing revenues and net income, reflecting effective operational strategies. The strong return on equity further underscores the company's commitment to maximizing shareholder value. With a competitive dividend yield, AMB Financial Corp. presents an attractive opportunity for investors seeking stability and growth in the financial services sector.
AI Generated • Jul 27, 2026

Industry

Banks

Sector

Financials

CEO

Michael J. Mellon, MBA

Website

www.acbanker.com

Headquarters

Saint John, IN 46373, US

AMFC Financials

Key Financial Metrics (TTM)

Gross Margin

61.88%

Operating Margin

20.94%

Net Income Margin

15.81%

Return on Equity

10.92%

Return on Capital

12.13%

Return on Assets

0.99%

Earnings Yield

12.00%

Dividend Yield

0.79%

Payout Ratio

6.60%

Stock Overview

Market Cap

$34.09MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

967.70K

Volume

1.30K

Avg. Volume

451.952

Financials (TTM)

Gross Profit

$14.82M

Operating Income

$5.01M

EBITDA

$5.53M

Operating Cash Flow

$4.45M

Capital Expenditure

-$261.00K

Free Cash Flow

$4.19M

Cash & ST Invst.

$2.71M

Total Debt

$3.09M

Amb Financial Performance Analysis

Amb Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 14,586,514-1.3%
20232023-12-31USD 18,968,68630.0%
20242024-12-31USD 21,782,00014.8%
20252025-12-31USD 23,368,0007.3%
Amb Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-305.1%
Q42025-12-31N/A
Q12026-03-31-4.6%
Q22026-06-305.4%
Amb Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.42-13.8%
20232023-12-31USD 2.41-29.6%
20242024-12-31USD 2.7313.3%
20252025-12-31USD 3.8240.1%
Amb Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3035.4%
Q42025-12-31-2.8%
Q12026-03-3111.5%
Q22026-06-30-17.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$6.08M

+5.7%

Gross Profit

$3.59M

+0.8%

Gross Margin

59.10%

N/A

Market Cap

$34.09MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$921.42K

N/A

Employees

37

N/A

Net Income

$861.00K

+22.3%

EBITDA

$1.28M

+18.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$2.71M

-95.5%

Total Debt

$3.09M

+0.0%

Accounts Receivable

$1.64M

+11.0%

Inventory

$0.00

N/A

Long Term Debt

$3.09M

+0.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.99%

N/A

Return on Invested Capital

1.31%

N/A

Free Cash Flow

$596.00K

-63.7%

Operating Cash Flow

$610.00K

-64.2%

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Questions About AMFC

What is the current price of Amb Financial?

Amb Financial is trading at $35.23 per share.

What is the 52-week range for Amb Financial?

Over the past 52 weeks, Amb Financial has traded between $23.30 and $35.23.

How much debt does Amb Financial have?

As of the most recent reporting period, Amb Financial reported total debt of $3.09M.

How much cash does Amb Financial have on hand?

Amb Financial does not have cash on hand data available.

What is Amb Financial’s dividend yield?

Amb Financial currently has a dividend yield of 0.79%.

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