Elmer Bancorp(OTC) ELMA

Elmer Bancorp, Inc. operates as the parent company of The First National Bank of Elmer, providing a wide range of financial services to both individual and commercial clients. Established in 1903, the bank has built a strong reputation in New Jersey, offering various deposit and lending products through its six branch locations.

Products and Services

• Comprehensive deposit products including checking, savings, and retirement accounts
• Diverse lending options such as mortgages, business loans, and agricultural financing
• Enhanced services like cash management, merchant processing, and online banking

Growth Outlook

• Recent quarterly revenue increased to $5.59 million, reflecting strong operational performance
• Net income for Q2 2026 reached $809,000, showcasing profitability
• Consistent growth in total assets, now at $407.78 million, indicates financial stability

Financial Highlights

• Trailing twelve months (TTM) revenue of $22.3 million demonstrates solid revenue generation
• Net profit margin of 13.11% indicates effective cost management and profitability
• Dividend yield of 2.07% offers attractive returns for investors

Elmer Bancorp, Inc. has established itself as a reliable financial institution with a diverse range of products and services tailored to meet the needs of its clients. The recent financial performance highlights a positive trajectory, with increasing revenues and net income, reflecting the bank's operational efficiency. The growth in total assets further underscores the company's stability and potential for future expansion. With a commitment to customer service and a strong community presence, Elmer Bancorp is well-positioned for continued success in the regional banking sector.