Huron Valley Bancorp(OTC) HVLM

Huron Valley Bancorp, Inc. operates as the parent company of Huron Valley State Bank, providing a wide range of banking products and services. Established in 2005 and headquartered in Milford, Michigan, the company focuses on serving both individual and business clients with tailored financial solutions.

Products and Services

• Comprehensive deposit accounts including checking, savings, and CDs
• Extensive lending options such as residential mortgages and commercial loans
• Convenient digital banking services including mobile deposit and online bill payment

Growth Outlook

• Recent quarterly revenue increased to $3.14 million, up from $2.61 million
• Net income for Q2 2025 reached $915,000, reflecting strong operational performance
• Return on equity stands at 11.38%, indicating effective management of shareholder funds

Financial Highlights

• Trailing twelve-month revenue of $11.5 million, showcasing consistent growth
• Net profit margin of 18.38%, demonstrating strong profitability
• Price-to-earnings ratio of 11.24, suggesting potential value for investors

Huron Valley Bancorp, Inc. has established itself as a reliable player in the regional banking sector. The company's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial financing. Recent financial performance indicates a positive trajectory, with significant increases in both revenue and net income. The strong return on equity further emphasizes the company's ability to generate value for shareholders. With a competitive price-to-earnings ratio, Huron Valley Bancorp presents an intriguing opportunity for potential investors looking to explore the regional banking landscape.