Jsb Financial logo

Jsb Financial(OTC) JFWV

Market Cap$33.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+262%
5 Year+54%
1 Year+30%
1 Month+0%
$130.00
+0.00%
+0.00Today
Jsb Financial last closing stock price
MetricPriceDate
Last closeUSD 130.002026-10-02
Jsb Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 130.002026-09-24
1 month+0%USD 130.002026-08-31
3 month+7.82%USD 120.572026-07-01
Year to date+29.15%USD 100.662025-12-24
1 year+29.59%USD 100.312025-09-30
3 year+78.34%USD 72.892023-10-03
5 year+53.96%USD 84.442021-09-22
Since inception+262.09%USD 35.902003-06-27

Jsb Financial Financials at a Glance

Market Cap

$33.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$30.94M

Net Income (TTM)

$8.34M

EPS (TTM)

$19.31

P/E Ratio

6.73

Dividend

$3.00

Beta (Volatility)

-0.12 (Low)

Price

$130.00

Volume

22

Open

$130.00

Previous Close

$130.00

Daily Range

$130.00 - $130.00

52-Week Range

$93.00 - $135.00

Estimated Earnings Date

Feb 8, 2023

JFWV News

No articles available.

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About Jsb Financial

JSB Financial Inc. is a holding company based in West Virginia, primarily operating through its subsidiary, Jefferson Security Bank. Established in 2023, the company offers a comprehensive range of banking services to individuals, businesses, and local governments in its target markets.

Products and Services
  • Full-service banking solutions for individuals and businesses
  • Financial services through Jefferson Security Bank
  • Community-focused banking tailored to local needs
Growth Outlook
  • Revenue increased to $8.02 million in Q2 2026, up from $7.38 million in Q1 2026
  • Net income rose to $1.63 million in Q2 2026, reflecting strong operational performance
  • Consistent growth in gross profit margin, reaching 70% in Q2 2026
Financial Highlights
  • Trailing twelve-month revenue of $30.5 million, showcasing robust financial health
  • Net profit margin of 26.96% indicates effective cost management
  • Dividend yield of 2.31% offers attractive returns for investors
JSB Financial Inc. operates in the regional banking sector, leveraging its long-standing history through Jefferson Security Bank, which has been serving the community since 1869. The company is well-positioned to capitalize on growth opportunities in its markets, supported by a solid financial foundation and a commitment to community service. Recent financial performance highlights a positive trajectory, with increasing revenues and net income, reflecting effective management and operational efficiency. The attractive dividend yield further enhances the investment appeal, making JSB Financial Inc. a noteworthy consideration for potential investors.
AI Generated • Sep 30, 2026

Industry

Banks

Sector

Financials

CEO

Cynthia A. Kitner, CPA

Website

www.jsb.bank

Headquarters

Shepherdstown, WV 25443, US

JFWV Financials

Key Financial Metrics (TTM)

Gross Margin

67.98%

Operating Margin

28.33%

Net Income Margin

26.96%

Return on Equity

23.50%

Return on Capital

14.42%

Return on Assets

0.00%

Earnings Yield

14.86%

Dividend Yield

2.31%

Payout Ratio

0.00%

Stock Overview

Market Cap

$33.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

257.50K

Volume

22

Avg. Volume

89.547

Financials (TTM)

Gross Profit

$21.03M

Operating Income

$8.76M

EBITDA

$8.76M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$0.00

Total Debt

$0.00

Jsb Financial Performance Analysis

Jsb Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 17,453,68316.7%
20232023-12-31USD 21,310,44022.1%
20242024-12-31USD 27,576,18929.4%
20252025-12-31USD 28,502,8483.4%
Jsb Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.8%
Q42025-12-3114.7%
Q12026-03-31-11.0%
Q22026-06-308.7%
Jsb Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 14.018.3%
20232023-12-31USD 11.15-20.4%
20242024-12-31USD 15.9443.0%
20252025-12-31USD 16.171.5%
Jsb Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-309.4%
Q42025-12-31-24.5%
Q12026-03-31-2.2%
Q22026-06-3043.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$8.02M

+13.0%

Gross Profit

$5.62M

+24.7%

Gross Margin

70.00%

N/A

Market Cap

$33.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$408.20K

N/A

Employees

82

N/A

Net Income

$1.63M

+16.0%

EBITDA

$2.05M

+46.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$0.00

-100.0%

Total Debt

$0.00

-100.0%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

-100.0%

Return on Assets

0.00%

N/A

Return on Invested Capital

0.00%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About JFWV

What is the current price of Jsb Financial?

Jsb Financial is trading at $130.00 per share.

What is the 52-week range for Jsb Financial?

Over the past 52 weeks, Jsb Financial has traded between $93.00 and $135.00.

How much debt does Jsb Financial have?

As of the most recent reporting period, Jsb Financial reported total debt of $0.00.

How much cash does Jsb Financial have on hand?

Jsb Financial does not have cash on hand data available.

What is Jsb Financial’s dividend yield?

Jsb Financial currently has a dividend yield of 2.31%.

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