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Jsb Financial(OTC) JFWV

Market Cap$33.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+262%
5 Year+51%
1 Year+28%
1 Month+5%
$130.00
-0.35%
-0.45Today
Jsb Financial last closing stock price
MetricPriceDate
Last closeUSD 130.002026-08-31
Jsb Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.83%USD 132.432026-08-24
1 month+5.03%USD 123.782026-07-31
3 month+5.45%USD 123.292026-06-02
Year to date+29.15%USD 100.662025-12-24
1 year+28.34%USD 101.292025-08-27
3 year+80.21%USD 72.142023-08-30
5 year+51.07%USD 86.062021-08-26
Since inception+262.09%USD 35.902003-06-27

Jsb Financial Financials at a Glance

Market Cap

$33.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$30.94M

Net Income (TTM)

$8.34M

EPS (TTM)

$18.71

P/E Ratio

6.95

Dividend

$4.35

Beta (Volatility)

-0.12 (Low)

Price

$130.00

Volume

719

Open

$128.45

Previous Close

$130.00

Daily Range

$125.00 - $130.00

52-Week Range

$93.00 - $134.00

Estimated Earnings Date

Feb 8, 2023

JFWV News

No articles available.

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About Jsb Financial

JSB Financial Inc. is a holding company based in West Virginia, primarily operating through its subsidiary, Jefferson Security Bank. Established in 2023, the company offers a comprehensive range of banking services to individuals, businesses, and local governments in its target markets.

Products and Services
  • Full-service banking solutions for individuals and businesses
  • Financial services through Jefferson Security Bank
  • Community-focused banking tailored to local needs
Growth Outlook
  • Revenue increased to $8.02 million in Q2 2026, up from $7.38 million in Q1 2026
  • Net income rose to $1.63 million in Q2 2026, reflecting strong operational performance
  • Consistent growth in gross profit margin, reaching 70% in Q2 2026
Financial Highlights
  • Trailing twelve-month revenue of $30.5 million, indicating robust financial health
  • Net profit margin of 26.96% for the trailing twelve months
  • Dividend yield of 2.23%, showcasing commitment to shareholder returns
JSB Financial Inc. operates in the regional banking sector, leveraging its long-standing history through Jefferson Security Bank, which has been serving the community since 1869. The company has demonstrated a solid financial performance, with a notable increase in revenue and net income in recent quarters. The growth in gross profit margin indicates effective cost management and operational efficiency. With a strong dividend yield, JSB Financial Inc. reflects a commitment to returning value to its shareholders while continuing to expand its services in the local market. The company's focus on community banking positions it well for sustained growth in the future.
AI Generated • Aug 31, 2026

Industry

Banks

Sector

Financials

CEO

Cynthia A. Kitner, CPA

Website

www.jsb.bank

Headquarters

Shepherdstown, WV 25443, US

JFWV Financials

Key Financial Metrics (TTM)

Gross Margin

67.98%

Operating Margin

28.33%

Net Income Margin

26.96%

Return on Equity

23.50%

Return on Capital

14.42%

Return on Assets

0.00%

Earnings Yield

14.39%

Dividend Yield

3.35%

Payout Ratio

0.00%

Stock Overview

Market Cap

$33.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

257.50K

Volume

719

Avg. Volume

66.766

Financials (TTM)

Gross Profit

$21.03M

Operating Income

$8.76M

EBITDA

$8.76M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$0.00

Total Debt

$0.00

Jsb Financial Performance Analysis

Jsb Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 17,453,68316.7%
20232023-12-31USD 21,310,44022.1%
20242024-12-31USD 27,576,18929.4%
20252025-12-31USD 28,502,8483.4%
Jsb Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.8%
Q42025-12-3114.7%
Q12026-03-31-11.0%
Q22026-06-308.7%
Jsb Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 14.018.3%
20232023-12-31USD 11.15-20.4%
20242024-12-31USD 15.9443.0%
20252025-12-31USD 16.171.5%
Jsb Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-309.4%
Q42025-12-31-24.5%
Q12026-03-31-2.2%
Q22026-06-3043.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$8.02M

+13.0%

Gross Profit

$5.62M

+24.7%

Gross Margin

70.00%

N/A

Market Cap

$33.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$408.20K

N/A

Employees

82

N/A

Net Income

$1.63M

+16.0%

EBITDA

$2.05M

+46.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$0.00

-100.0%

Total Debt

$0.00

-100.0%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

-100.0%

Return on Assets

0.00%

N/A

Return on Invested Capital

0.00%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About JFWV

What is the current price of Jsb Financial?

Jsb Financial is trading at $130.00 per share.

What is the 52-week range for Jsb Financial?

Over the past 52 weeks, Jsb Financial has traded between $93.00 and $134.00.

How much debt does Jsb Financial have?

As of the most recent reporting period, Jsb Financial reported total debt of $0.00.

How much cash does Jsb Financial have on hand?

Jsb Financial does not have cash on hand data available.

What is Jsb Financial’s dividend yield?

Jsb Financial currently has a dividend yield of 3.35%.

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