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Jsb Financial(OTC) JFWV

Current Price$123.99
Market Cap$37.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+241%
5 Year+29%
1 Year+18%
1 Month-1%
Jsb Financial last closing stock price
MetricPriceDate
Last closeUSD 123.992026-07-24
Jsb Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+5.08%USD 118.002026-07-17
1 month-0.61%USD 124.752026-06-02
3 month+0.8%USD 123.002026-04-24
Year to date+21.74%USD 101.852025-12-24
1 year+17.61%USD 105.422025-07-23
3 year+67.88%USD 73.862023-07-12
5 year+29.33%USD 95.872021-06-07
Since inception+241.29%USD 36.332003-06-27

Jsb Financial Financials at a Glance

Market Cap

$37.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$30.02M

Net Income (TTM)

$8.12M

EPS (TTM)

$16.22

P/E Ratio

7.65

Dividend

$2.80

Beta (Volatility)

-0.13 (Low)

Price

$123.99

Volume

100

Open

$123.99

Previous Close

$123.99

Daily Range

$123.99 - $123.99

52-Week Range

$93.00 - $130.00

Estimated Earnings Date

Feb 8, 2023

JFWV News

No articles available.

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About Jsb Financial

JSB Financial Inc. is a holding company based in West Virginia, primarily operating through its subsidiary, Jefferson Security Bank. Established in 2023, the company offers a comprehensive range of banking services to individuals, businesses, and local governments in its target markets.

Products and Services
  • Full-service banking solutions for individuals and businesses
  • Financial services through Jefferson Security Bank
  • Community-focused banking tailored to local needs
Growth Outlook
  • Projected revenue growth driven by expanding customer base
  • Strong market presence in Jefferson and Berkeley Counties
  • Potential for increased profitability through operational efficiencies
Financial Highlights
  • Recent quarterly revenue of 7.38 million, reflecting solid performance
  • Trailing twelve months (TTM) net profit margin of 27.04%
  • Dividend yield of 2.24%, indicating shareholder returns
JSB Financial Inc. operates in a stable banking environment, leveraging its long-standing history through Jefferson Security Bank, which has been serving the community since 1869. The company is well-positioned to capitalize on growth opportunities in its regional markets, supported by a diverse range of banking products and services. Recent financial performance indicates a robust revenue stream and a strong commitment to shareholder value through dividends. The company's focus on community banking enhances its reputation and customer loyalty, which are critical for sustained growth in the financial services sector.
AI Generated • Jun 30, 2026

Industry

Banks

Sector

Financials

CEO

Cynthia A. Kitner, CPA

Website

www.jsb.bank

Headquarters

Shepherdstown, WV 25443, US

JFWV Financials

Key Financial Metrics (TTM)

Gross Margin

66.35%

Operating Margin

27.04%

Net Income Margin

27.04%

Return on Equity

23.27%

Return on Capital

14.42%

Return on Assets

1.44%

Earnings Yield

13.07%

Dividend Yield

2.26%

Payout Ratio

0.00%

Stock Overview

Market Cap

$37.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

300.00K

Volume

100

Avg. Volume

46.129

Financials (TTM)

Gross Profit

$19.92M

Operating Income

$8.12M

EBITDA

$8.12M

Operating Cash Flow

$4.38M

Capital Expenditure

-$195.88K

Free Cash Flow

$4.18M

Cash & ST Invst.

$3.49M

Total Debt

$2.08M

Jsb Financial Performance Analysis

Jsb Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 17,453,68316.7%
20232023-12-31USD 21,310,44022.1%
20242024-12-31USD 27,576,18929.4%
20252025-12-31USD 28,502,8483.4%
Jsb Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3021.1%
Q32025-09-301.8%
Q42025-12-3114.7%
Q12026-03-31-11.0%
Jsb Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 14.018.3%
20232023-12-31USD 11.15-20.4%
20242024-12-31USD 15.9443.0%
20252025-12-31USD 16.171.5%
Jsb Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-301996.2%
Q32025-09-309.4%
Q42025-12-31-24.5%
Q12026-03-31-2.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$7.38M

+25.9%

Gross Profit

$4.98M

+57.4%

Gross Margin

67.50%

N/A

Market Cap

$37.20MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$453.62K

N/A

Employees

82

N/A

Net Income

$2.58M

+3756.7%

EBITDA

$2.58M

+3756.7%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$3.49M

+182.4%

Total Debt

$2.08M

-90.3%

Accounts Receivable

$1.56M

+22.9%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$2.08M

-90.3%

Return on Assets

1.44%

N/A

Return on Invested Capital

1.45%

N/A

Free Cash Flow

N/A

N/A

Operating Cash Flow

N/A

N/A

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Questions About JFWV

What is the current price of Jsb Financial?

Jsb Financial is trading at $123.99 per share.

What is the 52-week range for Jsb Financial?

Over the past 52 weeks, Jsb Financial has traded between $93.00 and $130.00.

How much debt does Jsb Financial have?

As of the most recent reporting period, Jsb Financial reported total debt of $0.00.

How much cash does Jsb Financial have on hand?

Jsb Financial does not have cash on hand data available.

What is Jsb Financial’s dividend yield?

Jsb Financial currently has a dividend yield of 2.26%.

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