Jsb Financial(OTC) JFWV

JSB Financial Inc. is a holding company based in West Virginia, primarily operating through its subsidiary, Jefferson Security Bank. Established in 2023, the company offers a comprehensive range of banking services to individuals, businesses, and local governments in its target markets.

Products and Services

• Full-service banking solutions for individuals and businesses
• Financial services through Jefferson Security Bank
• Community-focused banking tailored to local needs

Growth Outlook

• Revenue increased to $7.38 million in Q1 2026, showing strong demand
• Net income reached $2.58 million in Q1 2026, reflecting operational efficiency
• Consistent growth in customer base across Jefferson and Berkeley Counties

Financial Highlights

• Trailing twelve months (TTM) revenue of $30.5 million, indicating robust performance
• Net profit margin of 27% TTM, showcasing effective cost management
• Dividend yield of 2.24% TTM, appealing for income-focused investors

JSB Financial Inc. operates in the regional banking sector, leveraging its long-standing history through Jefferson Security Bank, which has been serving the community since 1869. The company has demonstrated a solid financial performance, with a TTM revenue of $30.5 million and a net profit margin of 27%. The recent quarterly results indicate a revenue increase to $7.38 million in Q1 2026, alongside a net income of $2.58 million, underscoring the company's operational efficiency and growth potential. The dividend yield of 2.24% TTM may attract income-focused investors, while the company's strategic focus on community banking positions it well for continued growth in its target markets. With a strong balance sheet and a commitment to serving local needs, JSB Financial Inc. presents a compelling opportunity for potential investors looking to engage with a stable and community-oriented financial institution.