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First Pacific Bancorp(OTC) FPBC

Market Cap$36.18MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2007)-18%
5 Year-19%
1 Year+55%
1 Month+3%
$8.25
+0.00%
+0.00Today
First Pacific Bancorp last closing stock price
MetricPriceDate
Last closeUSD 8.252026-09-11
First Pacific Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 8.252026-09-04
1 month+3.13%USD 8.002026-08-11
3 month+47.57%USD 5.592026-06-12
Year to date+60.19%USD 5.152025-12-29
1 year+54.78%USD 5.332025-09-10
3 year+24.62%USD 6.622023-09-08
5 year-19.12%USD 10.202021-09-10
Since inception-17.5%USD 10.002007-01-17

First Pacific Bancorp Financials at a Glance

Market Cap

$36.18MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$25.71M

Net Income (TTM)

$1.65M

EPS (TTM)

$0.38

P/E Ratio

21.83

Dividend

$0.00

Beta (Volatility)

0.09 (Low)

Price

$8.25

Volume

1,300

Open

$8.25

Previous Close

$8.25

Daily Range

$8.25 - $8.26

52-Week Range

$5.05 - $8.30

Estimated Earnings Date

N/A

FPBC News

No articles available.

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About First Pacific Bancorp

First Pacific Bancorp operates as the holding company for First Pacific Bank, providing a wide array of financial and banking products and services. Established in 2006 and headquartered in Whittier, California, the company primarily serves small and mid-sized businesses and individual clients across several counties in California.

Products and Services
  • Comprehensive deposit offerings including checking, savings, and retirement accounts
  • Diverse lending solutions for real estate, commercial, and personal financing
  • Cash management services and extensive online banking platforms
Growth Outlook
  • Recent revenue growth of 5% from Q1 to Q2 2026
  • Strong gross profit margin of 60% in Q2 2026
  • Continued expansion in California's competitive banking market
Financial Highlights
  • Q2 2026 net income of $28,101, reflecting a 6% increase from Q1 2026
  • Trailing twelve months (TTM) revenue of $25,000,000, indicating steady growth
  • Operating profit margin of 0.5% in Q2 2026, showcasing operational efficiency
First Pacific Bancorp has demonstrated resilience and growth potential in the regional banking sector. The company's diverse product offerings cater to a broad customer base, enhancing its competitive edge. Recent financial performance indicates a positive trajectory, with increasing revenues and net income. The strong gross profit margin reflects effective cost management and operational efficiency. As the company continues to expand its services and strengthen its market presence, it remains well-positioned for future growth.
AI Generated • Aug 21, 2026

Industry

Banks

Sector

Financials

Employees

57

CEO

Nathan L. Rogge

Website

www.firstpacbank.com

Headquarters

Whittier, CA 90603, US

FPBC Financials

Key Financial Metrics (TTM)

Gross Margin

65.51%

Operating Margin

8.70%

Net Income Margin

6.40%

Return on Equity

3.91%

Return on Capital

3.52%

Return on Assets

0.32%

Earnings Yield

4.58%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$36.18MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

4.39M

Volume

1.30K

Avg. Volume

5.66K

Financials (TTM)

Gross Profit

$16.84M

Operating Income

$2.24M

EBITDA

$2.24M

Operating Cash Flow

$3.41M

Capital Expenditure

-$284.02K

Free Cash Flow

$3.12M

Cash & ST Invst.

$7.47M

Total Debt

$47.22M

First Pacific Bancorp Performance Analysis

First Pacific Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 10,566,31249.2%
20232023-12-31USD 20,782,37896.7%
20242024-12-31USD 23,490,17513.0%
20252025-12-31USD 24,634,7644.9%
First Pacific Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-306.5%
Q42025-12-310.4%
Q12026-03-31-2.8%
Q22026-06-305.3%
First Pacific Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -0.40N/A
20232023-12-31USD -0.04-89.8%
20242024-12-31USD 0.26N/A
20252025-12-31USD 0.4679.3%
First Pacific Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3040.0%
Q42025-12-31-7.1%
Q12026-03-31-23.1%
Q22026-06-30-93.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$6.59M

+9.5%

Gross Profit

$3.97M

-0.7%

Gross Margin

60.18%

N/A

Market Cap

$36.18MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$753.72K

N/A

Employees

48

N/A

Net Income

$28.10K

-93.8%

EBITDA

$33.02K

-94.8%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$7.47M

-10.4%

Total Debt

$47.22M

-14.1%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$47.22M

-14.1%

Short Term Debt

$0.00

N/A

Return on Assets

0.32%

N/A

Return on Invested Capital

0.43%

N/A

Free Cash Flow

N/A

N/A

Operating Cash Flow

N/A

N/A

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Questions About FPBC

What is the current price of First Pacific Bancorp?

First Pacific Bancorp is trading at $8.25 per share.

What is the 52-week range for First Pacific Bancorp?

Over the past 52 weeks, First Pacific Bancorp has traded between $5.05 and $8.30.

How much debt does First Pacific Bancorp have?

As of the most recent reporting period, First Pacific Bancorp reported total debt of $47.22M.

How much cash does First Pacific Bancorp have on hand?

First Pacific Bancorp does not have cash on hand data available.

What is First Pacific Bancorp’s dividend yield?

First Pacific Bancorp does not currently have a dividend yield.

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