Us Metro Bancorp logo

Us Metro Bancorp(OTC) USMT

Market Cap$101.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2007)-34%
5 Year+71%
1 Year+33%
1 Month+1%
$6.04
-0.17%
-0.01Today
Us Metro Bancorp last closing stock price
MetricPriceDate
Last closeUSD 6.042026-10-07
Us Metro Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.33%USD 6.062026-09-30
1 month+0.5%USD 6.012026-09-04
3 month+6.48%USD 5.672026-07-08
Year to date+19.84%USD 5.042025-12-31
1 year+32.64%USD 4.552025-10-07
3 year+94.95%USD 3.102023-10-05
5 year+71.27%USD 3.532021-10-07
Since inception-33.8%USD 9.142007-03-19

Us Metro Bancorp Financials at a Glance

Market Cap

$101.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$115.99M

Net Income (TTM)

$9.80M

EPS (TTM)

$0.63

P/E Ratio

9.63

Dividend

$0.15

Beta (Volatility)

0.10 (Low)

Price

$6.04

Volume

3,100

Open

$6.04

Previous Close

$6.04

Daily Range

$6.04 - $6.04

52-Week Range

$4.68 - $6.15

Estimated Earnings Date

Apr 26, 2025

USMT News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Us Metro Bancorp

US Metro Bancorp, Inc. operates as the holding company for US Metro Bank, providing a wide range of banking services to both commercial and individual clients. The company is headquartered in Garden Grove, California, and has established a presence in Southern California with additional loan production offices across major U.S. cities.

Products and Services
  • Comprehensive banking solutions including checking and savings accounts
  • Diverse lending products such as real estate and SBA loans
  • Online and mobile banking services for convenient access
Growth Outlook
  • Recent quarterly revenue increased to $30.2 million, reflecting strong demand
  • Net income for Q2 2026 reached $4.1 million, showcasing profitability
  • Consistent growth in interest income supports future expansion plans
Financial Highlights
  • Trailing twelve months (TTM) revenue of $116.5 million indicates solid performance
  • Net profit margin of 8.4% demonstrates effective cost management
  • Price-to-earnings (P/E) ratio of 7.73 suggests potential undervaluation
US Metro Bancorp, Inc. has positioned itself as a reliable player in the regional banking sector, offering a comprehensive suite of products tailored to meet the needs of its diverse clientele. The recent financial performance highlights a robust growth trajectory, with significant increases in both revenue and net income. The company's focus on expanding its lending capabilities and enhancing digital banking services aligns with current market trends, making it well-suited for future growth. With a competitive P/E ratio, US Metro Bancorp presents an intriguing opportunity for investors looking to explore the regional banking landscape.
AI Generated • Oct 3, 2026

Industry

Banks

Sector

Financials

Employees

151

CEO

Dong Il Kim

Website

www.usmetrobank.com

Headquarters

Garden Grove, CA 92844, US

USMT Financials

Key Financial Metrics (TTM)

Gross Margin

42.80%

Operating Margin

12.38%

Net Income Margin

8.45%

Return on Equity

6.37%

Return on Capital

12.70%

Return on Assets

0.60%

Earnings Yield

10.38%

Dividend Yield

2.48%

Payout Ratio

0.00%

Stock Overview

Market Cap

$101.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

16.79M

Volume

3.10K

Avg. Volume

3.00K

Financials (TTM)

Gross Profit

$49.65M

Operating Income

$14.36M

EBITDA

$14.36M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$14.82M

Total Debt

$25.00M

Us Metro Bancorp Performance Analysis

Us Metro Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 58,150,04014.9%
20232023-12-31USD 79,643,37537.0%
20242024-12-31USD 93,721,34717.7%
20252025-12-31USD 104,736,27511.8%
Us Metro Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3013.1%
Q42025-12-314.4%
Q12026-03-310.2%
Q22026-06-304.1%
Us Metro Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.015.9%
20232023-12-31USD 0.64-36.6%
20242024-12-31USD 0.43-32.7%
20252025-12-31USD 0.6141.2%
Us Metro Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3020.0%
Q42025-12-31-22.2%
Q12026-03-3171.4%
Q22026-06-30-12.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$30.24M

+23.3%

Gross Profit

$17.37M

+30.1%

Gross Margin

57.44%

N/A

Market Cap

$101.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$672.77K

N/A

Employees

151

N/A

Net Income

$4.06M

+37.5%

EBITDA

$5.76M

+37.7%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$14.82M

+17.0%

Total Debt

$25.00M

+25.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$25.00M

+25.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.60%

N/A

Return on Invested Capital

0.87%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
MPCBMountain Pacific Bancorp Inc
$17.00+0.00%
MVLYMission Valley Bancorp
$21.64-0.05%
CBWACommencement Bancorp Inc.
$19.09+0.00%
PVBKPacific Valley Bancorp
$9.28+0.00%

Trending Stocks

Symbol / CompanyPricePrice Chg
INTCIntel
$113.12+0.55%
NUNu Holdings
$15.58-0.51%
NVDANvidia
$237.47-0.74%
BULLWebull
$5.89-19.09%

Questions About USMT

What is the current price of Us Metro Bancorp?

Us Metro Bancorp is trading at $6.04 per share.

What is the 52-week range for Us Metro Bancorp?

Over the past 52 weeks, Us Metro Bancorp has traded between $4.68 and $6.15.

How much debt does Us Metro Bancorp have?

As of the most recent reporting period, Us Metro Bancorp reported total debt of $25.00M.

How much cash does Us Metro Bancorp have on hand?

Us Metro Bancorp does not have cash on hand data available.

What is Us Metro Bancorp’s dividend yield?

Us Metro Bancorp currently has a dividend yield of 2.48%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services