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Mission Valley Bancorp(OTC) MVLY

Current Price$20.89
Market Cap$67.81MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+277%
5 Year+48%
1 Year+33%
1 Month+5%
Mission Valley Bancorp last closing stock price
MetricPriceDate
Last closeUSD 20.892026-07-22
Mission Valley Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4.71%USD 19.952026-07-10
1 month+4.5%USD 19.992026-06-22
3 month+12.92%USD 18.502026-04-07
Year to date+19.37%USD 17.502025-12-31
1 year+33.06%USD 15.702025-07-11
3 year+66.56%USD 12.542023-07-21
5 year+48.04%USD 14.112021-07-23
Since inception+276.92%USD 5.542004-02-13

Mission Valley Bancorp Financials at a Glance

Market Cap

$67.81MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$41.21M

Net Income (TTM)

$7.16M

EPS (TTM)

$2.14

P/E Ratio

9.78

Dividend

$0.15

Beta (Volatility)

0.04 (Low)

Price

$20.89

Volume

7,164

Open

$19.90

Previous Close

$20.89

Daily Range

$19.90 - $20.89

52-Week Range

$15.01 - $20.89

Estimated Earnings Date

Apr 28, 2026

MVLY News

No articles available.

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About Mission Valley Bancorp

Mission Valley Bancorp, established in 2001 and headquartered in Sun Valley, California, serves as the parent company for Mission Valley Bank. This financial institution offers a wide range of banking solutions tailored for both individual and corporate clients.

Products and Services
  • Diverse checking and savings accounts, including money market options
  • Comprehensive lending portfolio, including personal and commercial loans
  • Additional services such as merchant processing and online banking
Growth Outlook
  • Recent quarterly revenue of $13.8 million indicates stable performance
  • Trailing twelve months (TTM) net income shows a positive trend at $2.5 million
  • Strong gross profit margin of 63.8% reflects operational efficiency
Financial Highlights
  • TTM revenue of $56.5 million demonstrates consistent growth
  • Net profit margin of 17.4% indicates effective cost management
  • Current ratio of 1.42 suggests strong liquidity position
Mission Valley Bancorp operates with a focus on providing quality banking services while maintaining a solid financial foundation. The bank's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial financing. Recent financial performance highlights a stable revenue stream and effective cost management, positioning the company favorably for future growth. The strong liquidity ratio further supports the bank's ability to navigate market fluctuations and invest in opportunities. Overall, Mission Valley Bancorp presents a compelling option for those interested in the regional banking sector.
AI Generated • Jul 17, 2026

Industry

Banks

Sector

Financials

CEO

Tamara Gurney

Website

www.missionvalleybank.com

Headquarters

Sun Valley, CA 91352, US

MVLY Financials

Key Financial Metrics (TTM)

Gross Margin

99.10%

Operating Margin

23.97%

Net Income Margin

17.38%

Return on Equity

10.90%

Return on Capital

10.20%

Return on Assets

0.93%

Earnings Yield

10.22%

Dividend Yield

0.72%

Payout Ratio

0.00%

Stock Overview

Market Cap

$67.81MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.25M

Volume

7.16K

Avg. Volume

571.065

Financials (TTM)

Gross Profit

$40.84M

Operating Income

$9.88M

EBITDA

$9.88M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$63.22M

Total Debt

$58.88M

Mission Valley Bancorp Performance Analysis

Mission Valley Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 30,315,00030.8%
20232023-12-31USD 40,499,00033.6%
20242024-12-31USD 52,846,00030.5%
20252025-12-31USD 58,002,0009.8%
Mission Valley Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-300.3%
Q32025-09-30-116.5%
Q42025-12-31795.2%
Q12026-03-31-13.1%
Mission Valley Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.45-3.7%
20232023-12-31USD 2.2253.1%
20242024-12-31USD 1.87-15.9%
20252025-12-31USD 2.3928.0%
Mission Valley Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-21.3%
Q32025-09-3067.6%
Q42025-12-3150.0%
Q12026-03-31-77.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$13.80M

+0.2%

Gross Profit

$8.81M

-9.9%

Gross Margin

63.81%

N/A

Market Cap

$67.81MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.74M

N/A

Employees

39

N/A

Net Income

$711.00K

-54.9%

EBITDA

$1.02M

-53.8%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$63.22M

+0.2%

Total Debt

$58.88M

+52.8%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$14.38M

-62.7%

Short Term Debt

$44.50M

N/A

Return on Assets

0.93%

N/A

Return on Invested Capital

1.35%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About MVLY

What is the current price of Mission Valley Bancorp?

Mission Valley Bancorp is trading at $20.89 per share.

What is the 52-week range for Mission Valley Bancorp?

Over the past 52 weeks, Mission Valley Bancorp has traded between $15.01 and $20.89.

How much debt does Mission Valley Bancorp have?

As of the most recent reporting period, Mission Valley Bancorp reported total debt of $58.88M.

How much cash does Mission Valley Bancorp have on hand?

Mission Valley Bancorp does not have cash on hand data available.

What is Mission Valley Bancorp’s dividend yield?

Mission Valley Bancorp currently has a dividend yield of 0.72%.

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