Chino Commercial Bancorp(OTC) CCBC

Chino Commercial Bancorp operates as the holding company for Chino Commercial Bank, N.A., providing a range of commercial banking services primarily to individuals and small businesses in Southern California's Inland Empire region. Established in 1999, the bank offers various deposit and loan products, along with additional financial services to meet diverse customer needs.

Products and Services

• Deposit options including checking, savings, and CDs
• Commercial loans such as lines of credit and real estate financing
• Personal loans including auto loans and home equity lines

Growth Outlook

• Recent quarterly revenue increased to $6.85 million, reflecting strong demand
• Net income for Q1 2026 reached $1.69 million, showcasing profitability
• Return on equity stands at 12.90%, indicating effective capital utilization

Financial Highlights

• Trailing twelve months (TTM) revenue of $25.5 million demonstrates consistent growth
• Net profit margin of 24.98% highlights operational efficiency
• Price-to-earnings ratio of 9.77 suggests potential value for investors

Chino Commercial Bancorp has established a solid foundation in the regional banking sector, focusing on personalized service and a diverse product offering. The bank's recent financial performance indicates a positive trajectory, with increasing revenues and profitability. The strong return on equity further emphasizes the company's ability to generate value for shareholders. With a competitive price-to-earnings ratio, Chino Commercial Bancorp presents an intriguing opportunity for potential investors looking to engage with a regional bank poised for growth.