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Golden State Bancorp(OTC) GSBX

Market Cap$114.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)-80%
5 Year+151%
1 Year+34%
1 Month+5%
$40.20
-0.74%
-0.30Today
Golden State Bancorp last closing stock price
MetricPriceDate
Last closeUSD 40.202026-09-04
Golden State Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+6.04%USD 37.912026-08-13
1 month+4.82%USD 38.352026-07-27
3 month+6.01%USD 37.922026-06-03
Year to date+28.03%USD 31.402025-12-30
1 year+33.55%USD 30.102025-09-02
3 year+95.86%USD 20.532023-09-01
5 year+151.25%USD 16.002021-09-03
Since inception-79.75%USD 200.002004-04-13

Golden State Bancorp Financials at a Glance

Market Cap

$114.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$67.03M

Net Income (TTM)

$10.52M

EPS (TTM)

$4.64

P/E Ratio

8.67

Dividend

$0.00

Beta (Volatility)

0.10 (Low)

Price

$40.20

Volume

100

Open

$40.20

Previous Close

$40.20

Daily Range

$40.20 - $40.20

52-Week Range

$28.85 - $40.50

Estimated Earnings Date

N/A

GSBX News

No articles available.

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About Golden State Bancorp

Golden State Bancorp operates as the holding company for Golden State Bank, providing personal and business banking services across several counties in California. The company focuses on delivering a range of financial products tailored to meet the needs of its diverse clientele.

Products and Services
  • Checking, savings, and money market accounts
  • Commercial real estate and construction loans
  • Online and mobile banking services
Growth Outlook
  • Revenue increased to $17.42 million in Q2 2026, up from $16.93 million in Q1 2026
  • Net income rose to $3.00 million in Q2 2026, reflecting strong operational performance
  • Return on equity stands at 12.65%, indicating effective management of shareholder funds
Financial Highlights
  • Gross profit margin of 58.68% in Q2 2026, showcasing efficient cost management
  • Net income margin improved to 17.24% in Q2 2026, highlighting profitability
  • Price-to-earnings ratio of 10.03, suggesting potential value for investors
Golden State Bancorp has established itself as a significant player in the regional banking sector, particularly in Southern California. The company's diverse range of products and services caters to both personal and business clients, enhancing its market presence. Recent financial performance indicates a positive trajectory, with notable increases in revenue and net income over the last quarters. The strong gross profit margin and net income margin reflect effective cost management and operational efficiency. Additionally, the attractive price-to-earnings ratio may present an appealing opportunity for potential investors looking for value in the banking sector. Overall, Golden State Bancorp's solid financial foundation and growth potential make it a noteworthy consideration for those interested in regional banking investments.
AI Generated • Aug 21, 2026

Industry

Banks

Sector

Financials

CEO

Robert H. Setrakian

Website

www.goldenstatebancorp.com

Headquarters

Glendale, CA 91203, US

GSBX Financials

Key Financial Metrics (TTM)

Gross Margin

57.57%

Operating Margin

22.10%

Net Income Margin

15.70%

Return on Equity

12.65%

Return on Capital

9.40%

Return on Assets

1.05%

Earnings Yield

11.53%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$114.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.85M

Volume

100

Avg. Volume

83.938

Financials (TTM)

Gross Profit

$38.59M

Operating Income

$14.81M

EBITDA

$14.81M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$4.14M

Total Debt

$54.48M

Golden State Bancorp Performance Analysis

Golden State Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 30,954,66136.8%
20232023-12-31USD 43,715,47541.2%
20242024-12-31USD 55,870,82427.8%
20252025-12-31USD 62,967,96112.7%
Golden State Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.1%
Q42025-12-310.4%
Q12026-03-313.4%
Q22026-06-302.9%
Golden State Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.1173.7%
20232023-12-31USD 2.85-8.5%
20242024-12-31USD 2.984.5%
20252025-12-31USD 3.3211.7%
Golden State Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.4%
Q42025-12-31-10.5%
Q12026-03-317.1%
Q22026-06-3017.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$17.42M

+11.2%

Gross Profit

$10.22M

+17.2%

Gross Margin

58.68%

N/A

Market Cap

$114.40MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.59M

N/A

Employees

72

N/A

Net Income

$3.00M

+19.8%

EBITDA

$4.28M

+17.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$4.14M

-96.7%

Total Debt

$54.48M

+1.9%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$54.48M

+1.9%

Short Term Debt

$0.00

N/A

Return on Assets

1.05%

N/A

Return on Invested Capital

1.48%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About GSBX

What is the current price of Golden State Bancorp?

Golden State Bancorp is trading at $40.20 per share.

What is the 52-week range for Golden State Bancorp?

Over the past 52 weeks, Golden State Bancorp has traded between $28.85 and $40.50.

How much debt does Golden State Bancorp have?

As of the most recent reporting period, Golden State Bancorp reported total debt of $54.48M.

How much cash does Golden State Bancorp have on hand?

Golden State Bancorp does not have cash on hand data available.

What is Golden State Bancorp’s dividend yield?

Golden State Bancorp does not currently have a dividend yield.

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