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Golden State Bancorp(OTC) GSBX

Current Price$38.35
Market Cap$107.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)-81%
5 Year+102%
1 Year+46%
1 Month+1%
Golden State Bancorp last closing stock price
MetricPriceDate
Last closeUSD 38.352026-07-07
Golden State Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.26%USD 38.252026-06-30
1 month+1.13%USD 37.922026-06-03
3 month+9.57%USD 35.002026-04-08
Year to date+22.13%USD 31.402025-12-30
1 year+45.54%USD 26.352025-07-07
3 year+94.18%USD 19.752023-07-07
5 year+101.84%USD 19.002021-06-15
Since inception-80.83%USD 200.002004-04-13

Golden State Bancorp Financials at a Glance

Market Cap

$107.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$65.27M

Net Income (TTM)

$10.03M

EPS (TTM)

$4.64

P/E Ratio

8.27

Dividend

$0.00

Beta (Volatility)

0.10 (Low)

Price

$38.35

Volume

1,250

Open

$38.35

Previous Close

$38.35

Daily Range

$38.35 - $38.35

52-Week Range

$26.50 - $38.46

Estimated Earnings Date

N/A

GSBX News

No articles available.

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About Golden State Bancorp

Golden State Bancorp operates as the holding company for Golden State Bank, providing personal and business banking services across several counties in California. The company focuses on delivering a range of financial products tailored to meet the needs of its diverse clientele.

Products and Services
  • Checking, savings, and money market accounts
  • Commercial real estate and construction loans
  • Online and mobile banking services
Growth Outlook
  • Revenue increased to $16.93 million in Q1 2026
  • Net income rose to $2.52 million, reflecting strong operational performance
  • Consistent growth in loan products supports future expansion
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio stands at 10.59
  • Net profit margin of 15.36% indicates effective cost management
  • Return on equity (ROE) at 12.51% showcases strong profitability
Golden State Bancorp has established itself as a key player in the regional banking sector, focusing on customer-centric services. The recent financial performance highlights a positive trajectory, with significant revenue growth and profitability metrics that suggest a robust operational framework. The company's diverse product offerings and strategic focus on loan growth position it well for future expansion in the competitive banking landscape. Investors may find the company's solid financial ratios and growth potential appealing as it continues to navigate the evolving market.
AI Generated • Jul 21, 2026

Industry

Banks

Sector

Financials

CEO

Robert H. Setrakian

Website

www.goldenstatebancorp.com

Headquarters

Glendale, CA 91203, US

GSBX Financials

Key Financial Metrics (TTM)

Gross Margin

56.82%

Operating Margin

21.73%

Net Income Margin

15.36%

Return on Equity

12.51%

Return on Capital

9.40%

Return on Assets

1.03%

Earnings Yield

12.09%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$107.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.79M

Volume

1.25K

Avg. Volume

451.355

Financials (TTM)

Gross Profit

$37.09M

Operating Income

$14.18M

EBITDA

$14.18M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$4.71M

Total Debt

$59.58M

Golden State Bancorp Performance Analysis

Golden State Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 30,954,66136.8%
20232023-12-31USD 43,715,47541.2%
20242024-12-31USD 55,870,82427.8%
20252025-12-31USD 62,967,96112.7%
Golden State Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-307.1%
Q32025-09-304.1%
Q42025-12-310.4%
Q12026-03-313.4%
Golden State Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.1173.7%
20232023-12-31USD 2.85-8.5%
20242024-12-31USD 2.984.5%
20252025-12-31USD 3.3211.7%
Golden State Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-9.0%
Q32025-09-304.4%
Q42025-12-31-10.5%
Q12026-03-317.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$16.93M

+15.8%

Gross Profit

$9.92M

+22.1%

Gross Margin

58.59%

N/A

Market Cap

$107.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.49M

N/A

Employees

72

N/A

Net Income

$2.52M

+38.1%

EBITDA

$3.60M

+34.4%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$4.71M

-96.0%

Total Debt

$59.58M

+5.3%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$59.58M

+5.3%

Short Term Debt

$0.00

N/A

Return on Assets

1.03%

N/A

Return on Invested Capital

9.54%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About GSBX

What is the current price of Golden State Bancorp?

Golden State Bancorp is trading at $38.35 per share.

What is the 52-week range for Golden State Bancorp?

Over the past 52 weeks, Golden State Bancorp has traded between $26.50 and $38.46.

How much debt does Golden State Bancorp have?

As of the most recent reporting period, Golden State Bancorp reported total debt of $59.58M.

How much cash does Golden State Bancorp have on hand?

Golden State Bancorp does not have cash on hand data available.

What is Golden State Bancorp’s dividend yield?

Golden State Bancorp does not currently have a dividend yield.

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