Redwood Capital Bancorp logo

Redwood Capital Bancorp(OTC) RWCB

Market Cap$64.30MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+317%
5 Year+85%
1 Year+29%
1 Month+2%
$34.43
+0.00%
+0.00Today
Redwood Capital Bancorp last closing stock price
MetricPriceDate
Last closeUSD 34.432026-10-19
Redwood Capital Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.52%USD 34.612026-10-05
1 month+2.17%USD 33.702026-09-08
3 month+6.59%USD 32.302026-07-21
Year to date+21.93%USD 28.242025-12-26
1 year+29%USD 26.692025-10-16
3 year+87.43%USD 18.372023-10-18
5 year+84.5%USD 18.662021-10-20
Since inception+317.4%USD 8.252004-05-26

Redwood Capital Bancorp Financials at a Glance

Market Cap

$64.30MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$29.07M

Net Income (TTM)

$5.87M

EPS (TTM)

$3.11

P/E Ratio

11.07

Dividend

$0.38

Beta (Volatility)

0.10 (Low)

Price

$34.43

Volume

255

Open

$33.11

Previous Close

$34.43

Daily Range

$33.11 - $34.43

52-Week Range

$26.70 - $34.62

Estimated Earnings Date

N/A

RWCB News

No articles available.

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About Redwood Capital Bancorp

Redwood Capital Bancorp operates as the holding entity for Redwood Capital Bank, providing a comprehensive suite of banking products and services to individual and business customers across California. Established in 2004 and headquartered in Eureka, California, the bank emphasizes modern banking conveniences alongside traditional financial services.

Products and Services
  • Variety of deposit options including checking and savings accounts
  • Extensive loan products such as real estate and construction loans
  • Modern banking conveniences like online and mobile banking platforms
Growth Outlook
  • Recent quarterly revenue increased to $7.46 million, reflecting strong demand
  • Trailing twelve months (TTM) net income reached $5.93 million, indicating profitability
  • Return on equity (ROE) stands at 10.54%, showcasing effective capital utilization
Financial Highlights
  • Quarterly net income of $1.58 million for Q2 2026, up from $1.37 million in Q1
  • TTM revenue of $29.56 million, demonstrating consistent growth
  • Dividend yield of 1.10%, providing a return to shareholders
Redwood Capital Bancorp is positioned to capitalize on the growing demand for banking services in California. The bank's diverse product offerings and commitment to customer service enhance its competitive edge. Recent financial performance indicates a solid growth trajectory, with increasing revenues and profitability. The bank's focus on modern banking solutions aligns with evolving customer preferences, further supporting its growth potential. Investors may find Redwood Capital Bancorp an intriguing opportunity within the regional banking sector.
AI Generated • Oct 7, 2026

Industry

Banks

Employees

81

CEO

John E. Dalby

Headquarters

Eureka, CA 95501, US

RWCB Financials

Key Financial Metrics (TTM)

Gross Margin

83.41%

Operating Margin

27.54%

Net Income Margin

20.18%

Return on Equity

10.54%

Return on Capital

12.97%

Return on Assets

1.04%

Earnings Yield

9.03%

Dividend Yield

1.10%

Payout Ratio

0.00%

Stock Overview

Market Cap

$64.30MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.87M

Volume

255

Avg. Volume

522.154

Financials (TTM)

Gross Profit

$24.25M

Operating Income

$8.01M

EBITDA

$8.01M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$23.96M

Total Debt

$0.00

Redwood Capital Bancorp Performance Analysis

Redwood Capital Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 22,325,0045.8%
20232023-12-31USD 25,829,09015.7%
20242024-12-31USD 26,978,4094.4%
20252025-12-31USD 27,801,9873.1%
Redwood Capital Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-305.9%
Q42025-12-31-3.5%
Q12026-03-315.7%
Q22026-06-301.0%
Redwood Capital Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.037.2%
20232023-12-31USD 3.5818.2%
20242024-12-31USD 2.70-24.4%
20252025-12-31USD 2.67-1.2%
Redwood Capital Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3040.4%
Q42025-12-31-8.8%
Q12026-03-31N/A
Q22026-06-3015.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$7.46M

+9.1%

Gross Profit

$6.20M

+11.2%

Gross Margin

83.19%

N/A

Market Cap

$64.30MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.47M

N/A

Employees

26

N/A

Net Income

$1.58M

+41.4%

EBITDA

$2.06M

+34.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$23.96M

-6.7%

Total Debt

$0.00

-100.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

-100.0%

Short Term Debt

$0.00

N/A

Return on Assets

1.04%

N/A

Return on Invested Capital

13.61%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About RWCB

What is the current price of Redwood Capital Bancorp?

Redwood Capital Bancorp is trading at $34.43 per share.

What is the 52-week range for Redwood Capital Bancorp?

Over the past 52 weeks, Redwood Capital Bancorp has traded between $26.70 and $34.62.

How much debt does Redwood Capital Bancorp have?

As of the most recent reporting period, Redwood Capital Bancorp reported total debt of $0.00.

How much cash does Redwood Capital Bancorp have on hand?

Redwood Capital Bancorp does not have cash on hand data available.

What is Redwood Capital Bancorp’s dividend yield?

Redwood Capital Bancorp currently has a dividend yield of 1.10%.

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