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Redwood Capital Bancorp(OTC) RWCB

Current Price$32.50
Market Cap$61.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+292%
5 Year+68%
1 Year+34%
1 Month+1%
Redwood Capital Bancorp last closing stock price
MetricPriceDate
Last closeUSD 32.502026-07-22
Redwood Capital Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.03%USD 32.492026-07-14
1 month+1.15%USD 32.132026-06-17
3 month+1.79%USD 31.932026-04-21
Year to date+14.74%USD 28.322025-12-26
1 year+34.42%USD 24.182025-07-22
3 year+76.46%USD 18.422023-07-21
5 year+67.61%USD 19.392021-07-23
Since inception+291.58%USD 8.272004-05-26

Redwood Capital Bancorp Financials at a Glance

Market Cap

$61.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$28.45M

Net Income (TTM)

$5.41M

EPS (TTM)

$2.83

P/E Ratio

11.48

Dividend

$0.37

Beta (Volatility)

0.10 (Low)

Price

$32.50

Volume

8,800

Open

$32.40

Previous Close

$32.50

Daily Range

$32.35 - $32.50

52-Week Range

$24.10 - $33.47

Estimated Earnings Date

N/A

RWCB News

No articles available.

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About Redwood Capital Bancorp

Redwood Capital Bancorp operates as the holding entity for Redwood Capital Bank, providing a comprehensive suite of banking products and services to individual and business customers across California. Established in 2004 and headquartered in Eureka, California, the bank focuses on delivering quality financial solutions through its physical branches in Eureka, Fortuna, and Arcata.

Products and Services
  • Variety of deposit options including checking and savings accounts
  • Extensive loan products such as real estate and construction loans
  • Modern banking conveniences like online and mobile banking platforms
Growth Outlook
  • Revenue increased to $7.39 million in Q1 2026, up from $6.99 million in Q4 2025
  • Net income for Q1 2026 reached $1.37 million, reflecting strong operational performance
  • Return on equity stands at 9.84%, indicating effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $28.4 million, showcasing consistent growth
  • Net profit margin of 18.99% TTM, demonstrating strong profitability
  • Dividend yield of 1.16%, providing a return to shareholders
AI Generated • Jul 3, 2026

Industry

Banks

Sector

Financials

Employees

81

CEO

John E. Dalby

Website

www.redwoodcapitalbank.com

Headquarters

Eureka, CA 95501, US

RWCB Financials

Key Financial Metrics (TTM)

Gross Margin

83.04%

Operating Margin

26.31%

Net Income Margin

19.00%

Return on Equity

9.84%

Return on Capital

12.97%

Return on Assets

1.00%

Earnings Yield

8.71%

Dividend Yield

1.14%

Payout Ratio

0.00%

Stock Overview

Market Cap

$61.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.90M

Volume

8.80K

Avg. Volume

1.55K

Financials (TTM)

Gross Profit

$23.62M

Operating Income

$7.49M

EBITDA

$7.49M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$19.98M

Total Debt

$0.00

Redwood Capital Bancorp Performance Analysis

Redwood Capital Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 22,325,0045.8%
20232023-12-31USD 25,829,09015.7%
20242024-12-31USD 26,978,4094.4%
20252025-12-31USD 27,801,9873.1%
Redwood Capital Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3014.2%
Q32025-09-305.9%
Q42025-12-31-3.5%
Q12026-03-315.7%
Redwood Capital Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.037.2%
20232023-12-31USD 3.5818.2%
20242024-12-31USD 2.70-24.4%
20252025-12-31USD 2.67-1.2%
Redwood Capital Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-3.4%
Q32025-09-3040.4%
Q42025-12-31-8.8%
Q12026-03-31N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$7.39M

+23.4%

Gross Profit

$6.12M

+30.5%

Gross Margin

82.84%

N/A

Market Cap

$61.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.38M

N/A

Employees

26

N/A

Net Income

$1.37M

+19.1%

EBITDA

$1.90M

+19.6%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$19.98M

N/A

Total Debt

$0.00

N/A

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

1.00%

N/A

Return on Invested Capital

12.97%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About RWCB

What is the current price of Redwood Capital Bancorp?

Redwood Capital Bancorp is trading at $32.50 per share.

What is the 52-week range for Redwood Capital Bancorp?

Over the past 52 weeks, Redwood Capital Bancorp has traded between $24.10 and $33.47.

How much debt does Redwood Capital Bancorp have?

As of the most recent reporting period, Redwood Capital Bancorp reported total debt of $0.00.

How much cash does Redwood Capital Bancorp have on hand?

Redwood Capital Bancorp does not have cash on hand data available.

What is Redwood Capital Bancorp’s dividend yield?

Redwood Capital Bancorp currently has a dividend yield of 1.14%.

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