Pinnacle Bank(OTC) PBNK

Pinnacle Bank operates as a commercial financial institution, providing a diverse array of deposit and credit services across Santa Clara, San Benito, and Monterey counties. Founded in 2005 and headquartered in Gilroy, California, Pinnacle Bank serves individuals, businesses, and nonprofit organizations with a commitment to local community engagement.

Products and Services

• Various checking, savings, and money market accounts
• Home equity lines of credit and commercial loans
• Digital banking services including mobile check deposit

Growth Outlook

• Revenue of $11.83 million in Q2 2026, showing consistent performance
• Net income increased to $1.48 million in Q2 2026
• Strong cash management suite supports business growth

Financial Highlights

• Trailing twelve month (TTM) net profit margin of 8.42%
• Current ratio of 30.83 indicates strong liquidity
• Price-to-earnings (P/E) ratio of 26.28 reflects growth potential

Pinnacle Bank's diverse product offerings cater to a wide range of financial needs, from personal banking to commercial lending. The bank's recent financial performance demonstrates a solid revenue stream and profitability, with a notable increase in net income in the latest quarter. The strong liquidity position, as indicated by the current ratio, suggests that the bank is well-equipped to meet its short-term obligations. Additionally, the P/E ratio indicates that investors may see growth potential in the bank's future. Overall, Pinnacle Bank presents a compelling opportunity for those interested in regional banking institutions with a strong community focus.