U & I Financial

(OTC) UNIF

Current Price$3.50

Market Cap$18.28M

Since IPO (2016)-52%

5 Year-63%

1 Year+17%

1 Month-23%

U & I Financial Financials at a Glance

Market Cap

$18.28M

Revenue (TTM)

$23.54M

Net Income (TTM)

-$253.00K

EPS (TTM)

-$0.05

P/E Ratio

-75.76

Dividend

$0.00

Beta (Volatility)

0.13 (Low)

Dividend

$0.00

Beta (Volatility)

0.13 (Low)

Price

$3.50

Volume

22,674

Open

$3.50

Price

$3.50

Volume

22,674

Open

$3.50

Previous Close

$3.50

Daily Range

$3.50 - $3.50

52-Week Range

$3.00 - $4.60

Estimated Earnings Date

N/A

Dividend

$0.00

Beta (Volatility)

0.13 (Low)

Price

$3.50

Volume

22,674

Open

$3.50

Previous Close

$3.50

Daily Range

$3.50 - $3.50

52-Week Range

$3.00 - $4.60

Estimated Earnings Date

N/A

UNIF News

No articles available.

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About U & I Financial

Industry

Banks

Sector

Financials

CEO

Stephanie Yoon, MBA

Website

www.unibankusa.com

Headquarters

Lynnwood, WA 98036, US

UNIF Financials

Key Financial Metrics (TTM)

Gross Margin

71%

Operating Margin

Net Income Margin

-1%

Return on Equity

-90%

Return on Capital

Return on Assets

-0%

Earnings Yield

-1.32%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$18.28M

Shares Outstanding

5.22M

Volume

22.67K

Avg. Volume

1.32K

Financials (TTM)

Gross Profit

$12.73M

Operating Income

-$1.78M

EBITDA

-$1.78M

Operating Cash Flow

-$1.59M

Capital Expenditure

-$55.00K

Free Cash Flow

-$1.64M

Cash & ST Invst.

$113.53M

Total Debt

$40.43M

U & I Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$6.09M

-12.0%

Gross Profit

$3.94M

+4576.1%

Gross Margin

64.64%

N/A

Market Cap

$18.28M

N/A

Market Cap/Employee

$365.51K

N/A

Employees

N/A

Net Income

-$166.00K

+92.0%

EBITDA

-$166.00K

+94.8%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Total Cash

$68.05M

+201.6%

Total Debt

$40.00M

+37.9%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$40.00M

+37.9%

Short Term Debt

$0.00

N/A

Return on Assets

-0.06%

N/A

Return on Invested Capital

0.30%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About UNIF

What is the current price of U & I Financial?

U & I Financial is trading at $3.50 per share.

What is the 52-week range for U & I Financial?

Over the past 52 weeks, U & I Financial has traded between $3.00 and $4.60.

How much debt does U & I Financial have?

As of the most recent reporting period, U & I Financial reported total debt of $40.00M.

How much cash does U & I Financial have on hand?

U & I Financial does not have cash on hand data available.

What is U & I Financial’s dividend yield?

U & I Financial does not currently have a dividend yield.

U & I Financial

U & I Financial Financials at a Glance

UNIF News

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Our CEO Is Handing Members His Secret Weapon

About U & I Financial

UNIF Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

U & I Financial Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About UNIF

What is the current price of U & I Financial?

What is the 52-week range for U & I Financial?

How much debt does U & I Financial have?

How much cash does U & I Financial have on hand?

What is U & I Financial’s dividend yield?

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