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Bancorp 34(OTC) BCTF

Market Cap$112.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2000)+155%
5 Year+29%
1 Year+25%
1 Month+1%
$15.35
+0.33%
+0.05Today
Bancorp 34 last closing stock price
MetricPriceDate
Last closeUSD 15.352026-08-14
Bancorp 34 stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.25%USD 15.392026-08-07
1 month+0.99%USD 15.202026-07-15
3 month+3.37%USD 14.852026-05-15
Year to date+12.59%USD 13.632025-12-31
1 year+25.31%USD 12.252025-08-14
3 year+51.98%USD 10.102023-08-14
5 year+28.77%USD 11.922021-08-11
Since inception+154.91%USD 6.022000-05-22

Bancorp 34 Financials at a Glance

Market Cap

$112.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$49.40M

Net Income (TTM)

$7.21M

EPS (TTM)

$0.98

P/E Ratio

15.66

Dividend

$0.00

Beta (Volatility)

0.12 (Low)

Price

$15.35

Volume

18,464

Open

$15.32

Previous Close

$15.35

Daily Range

$15.30 - $15.35

52-Week Range

$12.34 - $15.98

Estimated Earnings Date

Mar 4, 2026

BCTF News

No articles available.

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About Bancorp 34

Bancorp 34, Inc. operates as the holding company for Bank 34, providing a comprehensive range of banking products and services to individuals and businesses across the United States. Established in 1934, the company has built a solid reputation in the regional banking sector, focusing on customer-centric solutions and community engagement.

Products and Services
  • Variety of deposit accounts including savings, checking, and IRAs
  • Wide range of lending options, including SBA loans and real estate financing
  • Additional services such as credit cards, merchant processing, and e-banking
Growth Outlook
  • Recent quarterly revenue reached $13.26 million, indicating strong demand
  • Net income for Q1 2026 was $1.65 million, showcasing profitability
  • Consistent growth in total assets, now at $918.98 million
Financial Highlights
  • Trailing twelve months (TTM) net profit margin stands at 14.59%
  • Price-to-earnings (P/E) ratio of 15.54 suggests reasonable valuation
  • Return on equity (ROE) at 7.54% reflects effective management of shareholder funds
Bancorp 34, Inc. has demonstrated resilience and growth potential in the competitive banking landscape. The company's diverse product offerings cater to a wide range of customer needs, from personal banking to business financing. Recent financial performance highlights a solid revenue stream and profitability, positioning the company favorably for future growth. With a focus on community engagement and customer service, Bancorp 34, Inc. continues to strengthen its market presence while maintaining a commitment to delivering value to its stakeholders.
AI Generated • Aug 8, 2026

Industry

Banks

Sector

Financials

Employees

104

CEO

Ciaran McMullan

Website

www.bank34.com

Headquarters

Scottsdale, AZ 85255, US

BCTF Financials

Key Financial Metrics (TTM)

Gross Margin

70.69%

Operating Margin

23.49%

Net Income Margin

14.59%

Return on Equity

7.38%

Return on Capital

7.82%

Return on Assets

0.80%

Earnings Yield

6.39%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$112.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

7.35M

Volume

18.46K

Avg. Volume

2.59K

Financials (TTM)

Gross Profit

$34.93M

Operating Income

$11.61M

EBITDA

$9.02M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$0.00

Total Debt

$27.32M

Bancorp 34 Performance Analysis

Bancorp 34 annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 24,509,00010.5%
20232023-12-31USD 28,867,00017.8%
20242024-12-31USD 56,343,00095.2%
20252025-12-31USD 54,142,000-3.9%
Bancorp 34 sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3039.5%
Q42025-12-31-2.8%
Q12026-03-311.5%
Q22026-06-30N/A
Bancorp 34 annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.56-67.1%
20232023-12-31USD -0.87N/A
20242024-12-31USD 0.25N/A
20252025-12-31USD 1.07324.6%
Bancorp 34 sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-25.0%
Q42025-12-31-16.7%
Q12026-03-3115.0%
Q22026-06-30N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$13.26M

-4.3%

Gross Profit

$8.44M

-13.8%

Gross Margin

63.61%

N/A

Market Cap

$112.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.10M

N/A

Employees

103

N/A

Net Income

$1.65M

-28.3%

EBITDA

$2.07M

-30.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$0.00

-100.0%

Total Debt

$27.32M

+0.3%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$27.32M

+0.3%

Short Term Debt

$0.00

N/A

Return on Assets

0.80%

N/A

Return on Invested Capital

1.30%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About BCTF

What is the current price of Bancorp 34?

Bancorp 34 is trading at $15.35 per share.

What is the 52-week range for Bancorp 34?

Over the past 52 weeks, Bancorp 34 has traded between $12.34 and $15.98.

How much debt does Bancorp 34 have?

As of the most recent reporting period, Bancorp 34 reported total debt of $27.30M.

How much cash does Bancorp 34 have on hand?

Bancorp 34 does not have cash on hand data available.

What is Bancorp 34’s dividend yield?

Bancorp 34 does not currently have a dividend yield.

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