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New Peoples Bankshares(OTC) NWPP

Current Price$4.49
Market Cap$102.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2011)+66%
5 Year+131%
1 Year+52%
1 Month+6%
New Peoples Bankshares last closing stock price
MetricPriceDate
Last closeUSD 4.492026-07-24
New Peoples Bankshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.13%USD 4.442026-07-17
1 month+5.65%USD 4.252026-06-22
3 month+11.69%USD 4.022026-04-24
Year to date+28.82%USD 3.492025-12-29
1 year+51.85%USD 2.962025-07-21
3 year+106.18%USD 2.182023-07-25
5 year+131.48%USD 1.942021-07-21
Since inception+65.89%USD 2.712011-07-12

New Peoples Bankshares Financials at a Glance

Market Cap

$102.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$60.04M

Net Income (TTM)

$11.25M

EPS (TTM)

$0.48

P/E Ratio

9.12

Dividend

$0.09

Beta (Volatility)

0.00 (Low)

Price

$4.49

Volume

280

Open

$4.44

Previous Close

$4.49

Daily Range

$4.44 - $4.49

52-Week Range

$3.02 - $4.49

Estimated Earnings Date

Apr 23, 2026

NWPP News

No articles available.

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About New Peoples Bankshares

New Peoples Bankshares helps people and businesses manage money and access loans. Its services support daily banking needs, like paying bills or buying homes. The company focuses on local communities in Virginia, West Virginia, and Tennessee.

Products and Services

  • Deposit Accounts: Checking, savings, and money market accounts for individuals and businesses (core funding source).
  • Commercial Loans: Loans for business expansion, equipment, and working capital (87.4% of loans are real estate secured).
  • Residential Mortgages: Home loans, construction loans, and home equity lines for individuals and families.
  • Consumer Lending: Personal loans for home improvement, debt consolidation, and general needs.
  • Investment & Insurance: Mutual funds, annuities, retirement accounts, and insurance products through partnerships.
  • Digital & Card Services: Online banking, mobile apps, debit and credit cards, and interactive teller machines.

Growth and Expansion

  • Opened a loan production office in Wytheville, Virginia in 2025.
  • Completed a core banking system upgrade in Q4 2025.
  • Launched a stock repurchase program, buying back 355,073 shares by end of 2025.
  • Increased dividend to $0.09 per share for March 2026.

What Makes New Peoples Bankshares Stand Out

The company focuses on community banking, offering personalized service and local decision-making. It invests in digital banking tools to meet changing customer needs. Its strong capital ratios and diversified loan portfolio support stability in a competitive market.

Five Things You Need to Know

  • Net interest income was $33.2 million in 2025, up 16.25% from 2024.
  • Total loans reached $709.6 million in 2025, up 7.92% year-over-year.
  • Return on average equity was 13.33% in 2025, up from 12.28% in 2024.
  • Efficiency ratio improved to 67.61% in 2025 from 72.40% in 2024.
  • Cash flow from operations was $12.3 million in 2025, up from $8.3 million in 2024.

Bottom Line

New Peoples Bankshares has grown by focusing on local markets and digital upgrades. Its steady financial performance and community approach support long-term stability.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

177

CEO

James W. Kiser

Website

www.npbankshares.com

Headquarters

Honaker, VA 24260, US

NWPP Financials

Key Financial Metrics (TTM)

Gross Margin

72.92%

Operating Margin

24.36%

Net Income Margin

18.74%

Return on Equity

14.05%

Return on Capital

12.54%

Return on Assets

1.20%

Earnings Yield

10.96%

Dividend Yield

2.07%

Payout Ratio

18.84%

Stock Overview

Market Cap

$102.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

23.56M

Volume

280

Avg. Volume

1.33K

Financials (TTM)

Gross Profit

$43.78M

Operating Income

$14.63M

EBITDA

$16.04M

Operating Cash Flow

$14.08M

Capital Expenditure

$265.00K

Free Cash Flow

$14.34M

Cash & ST Invst.

$113.40M

Total Debt

$21.87M

New Peoples Bankshares Performance Analysis

New Peoples Bankshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 40,454,0002.7%
20232023-12-31USD 46,958,00016.1%
20242024-12-31USD 55,892,00019.0%
20252025-12-31USD 58,487,0004.6%
New Peoples Bankshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-303.9%
Q32025-09-304.7%
Q42025-12-315.6%
Q12026-03-31-3.1%
New Peoples Bankshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.3415.4%
20232023-12-31USD 0.30-10.8%
20242024-12-31USD 0.3514.8%
20252025-12-31USD 0.4323.5%
New Peoples Bankshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3036.1%
Q32025-09-309.1%
Q42025-12-31N/A
Q12026-03-318.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$15.23M

+11.3%

Gross Profit

$11.21M

+15.7%

Gross Margin

73.60%

N/A

Market Cap

$102.47MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$578.91K

N/A

Employees

177

N/A

Net Income

$3.06M

+60.5%

EBITDA

$4.28M

+49.4%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$113.40M

+31.4%

Total Debt

$21.87M

-13.7%

Accounts Receivable

$3.91M

+7.2%

Inventory

$0.00

N/A

Long Term Debt

$21.43M

-15.4%

Short Term Debt

$432.00K

N/A

Return on Assets

1.20%

N/A

Return on Invested Capital

1.56%

N/A

Free Cash Flow

$3.80M

+115.7%

Operating Cash Flow

$3.80M

+87.3%

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Questions About NWPP

What is the current price of New Peoples Bankshares?

New Peoples Bankshares is trading at $4.49 per share.

What is the 52-week range for New Peoples Bankshares?

Over the past 52 weeks, New Peoples Bankshares has traded between $3.02 and $4.49.

How much debt does New Peoples Bankshares have?

As of the most recent reporting period, New Peoples Bankshares reported total debt of $21.87M.

How much cash does New Peoples Bankshares have on hand?

New Peoples Bankshares does not have cash on hand data available.

What is New Peoples Bankshares’s dividend yield?

New Peoples Bankshares currently has a dividend yield of 2.07%.

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