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Community Heritage Financial(OTC) CMHF

Market Cap$123.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)+138%
5 Year+96%
1 Year+53%
1 Month+18%
$41.92
+1.25%
+0.52Today
Community Heritage Financial last closing stock price
MetricPriceDate
Last closeUSD 41.922026-08-03
Community Heritage Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.25%USD 41.402026-07-27
1 month+17.81%USD 35.582026-07-01
3 month+23.53%USD 33.942026-05-05
Year to date+56.95%USD 26.712025-12-31
1 year+52.83%USD 27.432025-08-01
3 year+187.77%USD 14.572023-08-04
5 year+95.92%USD 21.402021-08-04
Since inception+138.19%USD 17.602018-02-28

Community Heritage Financial Financials at a Glance

Market Cap

$123.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$58.59M

Net Income (TTM)

$6.06M

EPS (TTM)

$2.05

P/E Ratio

20.48

Dividend

$0.32

Beta (Volatility)

0.03 (Low)

Price

$41.92

Volume

20

Open

$41.92

Previous Close

$41.92

Daily Range

$41.92 - $41.92

52-Week Range

$26.05 - $42.00

Estimated Earnings Date

Apr 26, 2023

CMHF News

No articles available.

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About Community Heritage Financial

Community Heritage Financial, Inc. is a holding company, which engages in the provision of commercial and retail banking services to businesses and consumers in Frederick and Washington counties. Its deposits products include demand, savings, time and lending products, real estate mortgages, commercial business, and installment loans. The company was founded in 1908 and is headquartered in Middletown, MD.

Industry

Banks

CEO

Robert E. Goetz, Jr.

Headquarters

Middletown, MD 21769, US

CMHF Financials

Key Financial Metrics (TTM)

Gross Margin

62.85%

Operating Margin

13.72%

Net Income Margin

10.34%

Return on Equity

6.82%

Return on Capital

8.04%

Return on Assets

0.51%

Earnings Yield

4.88%

Dividend Yield

0.76%

Payout Ratio

0.00%

Stock Overview

Market Cap

$123.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.95M

Volume

20

Avg. Volume

456.571

Financials (TTM)

Gross Profit

$36.82M

Operating Income

$8.04M

EBITDA

$8.04M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$76.65M

Total Debt

$22.28M

Community Heritage Financial Performance Analysis

Community Heritage Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 36,234,8506.3%
20232023-12-31USD 46,754,14829.0%
20242024-12-31USD 57,303,01422.6%
20252025-12-31USD 60,481,8585.5%
Community Heritage Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3059.4%
Q42025-12-311.7%
Q12026-03-31-0.5%
Q22026-06-30-28.0%
Community Heritage Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.846.5%
20232023-12-31USD 1.47-48.4%
20242024-12-31USD 2.2754.5%
20252025-12-31USD 2.9329.5%
Community Heritage Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-21.4%
Q42025-12-3121.2%
Q12026-03-3121.2%
Q22026-06-30-138.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$11.35M

+16.0%

Gross Profit

$6.04M

-38.2%

Gross Margin

53.24%

N/A

Market Cap

$123.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$711.62K

N/A

Employees

174

N/A

Net Income

-$1.10M

-144.5%

EBITDA

-$1.57M

-146.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$76.65M

+14.0%

Total Debt

$22.28M

-23.0%

Accounts Receivable

$3.63M

N/A

Inventory

$0.00

N/A

Long Term Debt

$22.28M

-23.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.51%

N/A

Return on Invested Capital

0.67%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About CMHF

What is the current price of Community Heritage Financial?

Community Heritage Financial is trading at $41.92 per share.

What is the 52-week range for Community Heritage Financial?

Over the past 52 weeks, Community Heritage Financial has traded between $26.05 and $42.00.

How much debt does Community Heritage Financial have?

As of the most recent reporting period, Community Heritage Financial reported total debt of $22.28M.

How much cash does Community Heritage Financial have on hand?

Community Heritage Financial does not have cash on hand data available.

What is Community Heritage Financial’s dividend yield?

Community Heritage Financial currently has a dividend yield of 0.76%.

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