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Hfb Financial(OTC) HFBA

Market Cap$41.93MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1995)+847%
5 Year+38%
1 Year+25%
1 Month-3%
$36.75
+0.41%
+0.15Today
Hfb Financial last closing stock price
MetricPriceDate
Last closeUSD 36.752026-10-19
Hfb Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.41%USD 36.902026-10-08
1 month-2.95%USD 37.872026-09-17
3 month+1.84%USD 36.092026-07-21
Year to date+15.78%USD 31.742025-12-31
1 year+25.43%USD 29.302025-10-16
3 year+42.13%USD 25.862023-10-19
5 year+37.58%USD 26.712021-10-11
Since inception+846.67%USD 3.881995-08-21

Hfb Financial Financials at a Glance

Market Cap

$41.93MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$7.82M

Net Income (TTM)

$2.40M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$0.84

Beta (Volatility)

0.02 (Low)

Price

$36.75

Volume

400

Open

$36.75

Previous Close

$36.75

Daily Range

$36.75 - $36.75

52-Week Range

$29.06 - $38.06

Estimated Earnings Date

N/A

HFBA News

No articles available.

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About Hfb Financial

HFB Financial Corporation is the parent company of Home Federal Bank Corporation, providing a wide array of banking and financial solutions to retail and corporate clients. Established in 1920 and headquartered in Middlesboro, Kentucky, the company operates primarily in Bell County and extends its services into neighboring regions.

Products and Services
  • Comprehensive deposit accounts including checking, savings, and retirement accounts
  • Diverse lending options such as personal loans, mortgages, and commercial financing
  • Insurance products and financial planning services for individuals and businesses
Growth Outlook
  • Consistent revenue growth with a TTM revenue of $7.5 million
  • Strong net income of $2.1 million reported in the latest quarter
  • Low debt-to-equity ratio of 0.0023 indicates financial stability
Financial Highlights
  • Recent quarterly net income of $565,306 reflects a robust profit margin of 30.67%
  • TTM dividend yield of 2.24% demonstrates commitment to shareholder returns
  • Price-to-earnings ratio of 9.21 suggests potential undervaluation compared to industry peers
HFB Financial Corporation stands out in the regional banking sector with its comprehensive service offerings and strong financial performance. The company has shown resilience and growth potential, making it an intriguing option for investors looking for stability and consistent returns. With a focus on both retail and corporate clients, HFB Financial Corporation is well-positioned to capitalize on market opportunities in its operational regions.
AI Generated • Oct 8, 2026

Industry

Banks

CEO

D. Alex Cook

Headquarters

Middlesboro, KY 40965-1225, US

HFBA Financials

Key Financial Metrics (TTM)

Gross Margin

67.58%

Operating Margin

16.92%

Net Income Margin

13.26%

Return on Equity

9.24%

Return on Capital

11.09%

Return on Assets

0.81%

Earnings Yield

N/A

Dividend Yield

2.29%

Payout Ratio

20.13%

Stock Overview

Market Cap

$41.93MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.14M

Volume

400

Avg. Volume

192.092

Financials (TTM)

Gross Profit

$1.26M

Operating Income

$3.44M

EBITDA

$3.44M

Operating Cash Flow

$2.65M

Capital Expenditure

-$885.24K

Free Cash Flow

$1.77M

Cash & ST Invst.

$6.00M

Total Debt

$28.93M

Hfb Financial Performance Analysis

Hfb Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 21,732,1886.6%
20232023-12-31USD 26,540,84622.1%
20242024-12-31USD 31,127,44917.3%
20252025-12-31USD 34,908,54512.1%
Hfb Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32002-09-30-7.7%
Q12003-03-31N/A
Q22003-06-30-3.8%
Q32003-09-30-1.4%
Hfb Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.1534.5%
20232023-12-31USD 2.69-35.2%
20242024-12-31USD 2.23-17.1%
20252025-12-31USD 4.0782.4%
Hfb Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32002-09-3036.4%
Q12003-03-31N/A
Q22003-06-30-3.9%
Q32003-09-30-8.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2003YOY CHG

Revenue

$1.84M

-21.4%

Gross Profit

$345.27K

+3.3%

Gross Margin

18.73%

N/A

Market Cap

$41.93MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$598.96K

N/A

Employees

70

N/A

Net Income

$565.31K

+53.0%

EBITDA

$780.51K

+46.9%

Quarterly Fundamentals

Name
Q3 2003YOY CHG

Total Cash

$6.00M

+14.8%

Total Debt

$28.93M

+39.6%

Accounts Receivable

$1.45M

-11.7%

Inventory

$0.00

N/A

Long Term Debt

$28.93M

+39.6%

Short Term Debt

$0.00

N/A

Return on Assets

0.81%

N/A

Return on Invested Capital

10.06%

N/A

Free Cash Flow

$354.69K

-89.4%

Operating Cash Flow

$509.89K

-84.3%

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Questions About HFBA

What is the current price of Hfb Financial?

Hfb Financial is trading at $36.75 per share.

What is the 52-week range for Hfb Financial?

Over the past 52 weeks, Hfb Financial has traded between $29.06 and $38.06.

How much debt does Hfb Financial have?

As of the most recent reporting period, Hfb Financial reported total debt of $122.14K.

How much cash does Hfb Financial have on hand?

Hfb Financial does not have cash on hand data available.

What is Hfb Financial’s dividend yield?

Hfb Financial currently has a dividend yield of 2.29%.

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