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Home Loan Financial

(OTC) HLFN

Current Price$43.00
Market Cap$60.36MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1998)+1,670%
5 Year+87%
1 Year+37%
1 Month-4%
Home Loan Financial last closing stock price
MetricPriceDate
Last closeUSD 43.002026-07-15
Home Loan Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.99%USD 43.432026-06-29
1 month-4.44%USD 45.002026-06-12
3 month+4.56%USD 41.132026-04-13
Year to date+24.98%USD 34.402025-12-22
1 year+36.84%USD 31.422025-07-15
3 year+82.03%USD 23.622023-07-11
5 year+87.21%USD 22.972021-07-13
Since inception+1,670.17%USD 2.431998-03-26

Home Loan Financial Financials at a Glance

Market Cap

$60.36MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$27.36M

Net Income (TTM)

$8.24M

EPS (TTM)

$5.86

P/E Ratio

7.34

Dividend

$1.10

Beta (Volatility)

0.03 (Low)

Price

$43.00

Volume

285

Open

$43.43

Previous Close

$43.00

Daily Range

$43.00 - $43.43

52-Week Range

$32.97 - $46.00

Estimated Earnings Date

Sep 30, 2024

HLFN News

No articles available.

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About Home Loan Financial

Home Loan Financial Corporation operates as a unitary thrift holding company, providing a diverse range of banking and financial services across the United States. Established in 1997, the company is headquartered in Coshocton, Ohio, and offers various deposit and credit products, along with investment services.

Products and Services
  • Checking, savings, and certificate of deposit accounts
  • Residential and commercial mortgage financing
  • Consumer credit products, including personal loans and credit cards
Growth Outlook
  • Revenue increased to $7.07 million in the latest quarter
  • Net income rose to $2.17 million, reflecting strong operational performance
  • Consistent growth in mortgage financing supports future expansion
Financial Highlights
  • Trailing twelve months (TTM) revenue of $28.7 million
  • Net profit margin of 30.12% indicates efficient cost management
  • Dividend yield of 4.88% offers attractive returns to shareholders
Home Loan Financial Corporation has demonstrated a solid financial performance, with a TTM revenue of $28.7 million and a net profit margin of 30.12%. The company’s latest quarterly results show a revenue increase to $7.07 million, alongside a net income of $2.17 million, highlighting effective operational strategies. The dividend yield of 4.88% presents an appealing opportunity for investors seeking income. With a focus on mortgage financing and a diverse range of banking services, Home Loan Financial Corporation is well-positioned for continued growth in the financial services sector.
AI Generated • Jul 18, 2026

Industry

Banks

CEO

Robert C. Hamilton

Headquarters

Coshocton, OH 43812-1547, US

HLFN Financials

Key Financial Metrics (TTM)

Gross Margin

72.06%

Operating Margin

37.53%

Net Income Margin

30.12%

Return on Equity

18.22%

Return on Capital

12.17%

Return on Assets

2.15%

Earnings Yield

13.62%

Dividend Yield

2.56%

Payout Ratio

0.00%

Stock Overview

Market Cap

$60.36MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.40M

Volume

285

Avg. Volume

171.339

Financials (TTM)

Gross Profit

$19.72M

Operating Income

$10.27M

EBITDA

$10.27M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$3.68M

Total Debt

$19.85M

Home Loan Financial Performance Analysis

Home Loan Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 12,568,624N/A
20232023-06-30USD 15,851,95626.1%
20242024-06-30USD 20,725,85930.7%
20252025-06-30USD 25,124,10521.2%
Home Loan Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-303.9%
Q12025-09-304.8%
Q22025-12-315.6%
Q32026-03-31-0.7%
Home Loan Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD 2.97N/A
20232023-06-30USD 3.6924.3%
20242024-06-30USD 3.905.8%
20252025-06-30USD 5.1331.4%
Home Loan Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-3022.4%
Q12025-09-30-2.8%
Q22025-12-3110.1%
Q32026-03-311.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2025YOY CHG

Revenue

$7.07M

+14.1%

Gross Profit

$5.05M

+15.5%

Gross Margin

71.37%

N/A

Market Cap

$60.36MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.34M

N/A

Employees

45

N/A

Net Income

$2.17M

+33.2%

EBITDA

$2.75M

+33.2%

Quarterly Fundamentals

Name
Q3 2025YOY CHG

Total Cash

$3.68M

-52.4%

Total Debt

$19.85M

-32.9%

Accounts Receivable

$1.67M

-15.3%

Inventory

$0.00

N/A

Long Term Debt

$19.85M

-32.9%

Short Term Debt

$0.00

N/A

Return on Assets

2.15%

N/A

Return on Invested Capital

14.79%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About HLFN

What is the current price of Home Loan Financial?

Home Loan Financial is trading at $43.00 per share.

What is the 52-week range for Home Loan Financial?

Over the past 52 weeks, Home Loan Financial has traded between $32.97 and $46.00.

How much debt does Home Loan Financial have?

As of the most recent reporting period, Home Loan Financial reported total debt of $19.85M.

How much cash does Home Loan Financial have on hand?

Home Loan Financial does not have cash on hand data available.

What is Home Loan Financial’s dividend yield?

Home Loan Financial currently has a dividend yield of 2.56%.

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