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Home Loan Financial(OTC) HLFN

Market Cap$63.17MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1998)+1,812%
5 Year+88%
1 Year+42%
1 Month+4%
$45.00
+0.00%
+0.00Today
Home Loan Financial last closing stock price
MetricPriceDate
Last closeUSD 45.002026-09-01
Home Loan Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.04%USD 44.102026-08-25
1 month+4.35%USD 43.132026-07-29
3 month+3.19%USD 43.612026-05-29
Year to date+34.97%USD 33.342025-12-22
1 year+41.89%USD 31.722025-08-27
3 year+87.73%USD 23.972023-08-30
5 year+88.2%USD 23.912021-08-31
Since inception+1,811.57%USD 2.351998-03-26

Home Loan Financial Financials at a Glance

Market Cap

$63.17MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$27.90M

Net Income (TTM)

$8.76M

EPS (TTM)

$6.23

P/E Ratio

7.22

Dividend

$1.10

Beta (Volatility)

0.03 (Low)

Price

$45.00

Volume

30

Open

$44.91

Previous Close

$45.00

Daily Range

$44.91 - $45.00

52-Week Range

$32.23 - $64.99

Estimated Earnings Date

Sep 30, 2024

HLFN News

No articles available.

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About Home Loan Financial

Home Loan Financial Corporation operates as a unitary thrift holding company, providing a diverse range of banking and financial services across the United States. Established in 1997, the company is headquartered in Coshocton, Ohio, and offers various deposit and credit products to meet consumer needs.

Products and Services
  • Checking, savings, and certificate of deposit accounts
  • Residential and non-residential mortgages, including construction financing
  • Consumer credit products such as home improvement and education loans
Growth Outlook
  • Recent revenue of $6.97 million indicates strong market demand
  • Net income for Q4 2026 reached $2.51 million, showcasing profitability
  • Consistent growth in total assets, now at $386.66 million
Financial Highlights
  • Trailing twelve months (TTM) revenue of $28.88 million reflects solid performance
  • Net profit margin of 31.41% demonstrates effective cost management
  • Dividend yield of 3.49% offers attractive returns to shareholders
Home Loan Financial Corporation has established itself as a reliable player in the regional banking sector. The company's diverse product offerings cater to a wide range of consumer needs, from traditional banking services to specialized credit products. Recent financial performance highlights a robust revenue stream and strong profitability, positioning the company favorably for future growth. The consistent increase in total assets further underscores the company's stability and potential for expansion. With a competitive dividend yield, Home Loan Financial Corporation presents an appealing opportunity for investors seeking exposure to the financial services sector.
AI Generated • Aug 18, 2026

Industry

Banks

CEO

Robert C. Hamilton

Headquarters

Coshocton, OH 43812-1547, US

HLFN Financials

Key Financial Metrics (TTM)

Gross Margin

71.99%

Operating Margin

39.49%

Net Income Margin

31.41%

Return on Equity

18.77%

Return on Capital

16.66%

Return on Assets

2.27%

Earnings Yield

13.85%

Dividend Yield

2.40%

Payout Ratio

0.00%

Stock Overview

Market Cap

$63.17MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.40M

Volume

30

Avg. Volume

63.797

Financials (TTM)

Gross Profit

$20.09M

Operating Income

$11.02M

EBITDA

$11.02M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$4.71M

Total Debt

$16.50M

Home Loan Financial Performance Analysis

Home Loan Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 15,851,95626.1%
20242024-06-30USD 20,725,85930.7%
20252025-06-30USD 25,124,10521.2%
20262026-06-30USD 27,904,97711.1%
Home Loan Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-304.8%
Q22025-12-315.6%
Q32026-03-31-0.7%
Q42026-06-30-1.3%
Home Loan Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD 3.6924.3%
20242024-06-30USD 3.905.8%
20252025-06-30USD 5.1331.4%
20262026-06-30USD 6.2221.4%
Home Loan Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-30-2.8%
Q22025-12-3110.1%
Q32026-03-311.3%
Q42026-06-3016.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$6.97M

+8.4%

Gross Profit

$4.95M

+8.0%

Gross Margin

71.02%

N/A

Market Cap

$63.17MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.40M

N/A

Employees

45

N/A

Net Income

$2.51M

+26.2%

EBITDA

$3.11M

+31.7%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

$4.71M

-51.3%

Total Debt

$16.50M

-45.0%

Accounts Receivable

$1.58M

-15.8%

Inventory

$0.00

N/A

Long Term Debt

$16.50M

-45.0%

Short Term Debt

$0.00

-100.0%

Return on Assets

2.27%

N/A

Return on Invested Capital

16.01%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About HLFN

What is the current price of Home Loan Financial?

Home Loan Financial is trading at $45.00 per share.

What is the 52-week range for Home Loan Financial?

Over the past 52 weeks, Home Loan Financial has traded between $32.23 and $64.99.

How much debt does Home Loan Financial have?

As of the most recent reporting period, Home Loan Financial reported total debt of $16.50M.

How much cash does Home Loan Financial have on hand?

Home Loan Financial does not have cash on hand data available.

What is Home Loan Financial’s dividend yield?

Home Loan Financial currently has a dividend yield of 2.40%.

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