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High Country Bancorp(OTC) HCBC

Current Price$43.40
Market Cap$45.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1997)+940%
5 Year+31%
1 Year+49%
1 Month+4%
High Country Bancorp last closing stock price
MetricPriceDate
Last closeUSD 43.402026-07-23
High Country Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.31%USD 43.272026-07-15
1 month+3.63%USD 41.882026-06-22
3 month+16.5%USD 37.252026-04-24
Year to date+22.2%USD 35.522025-12-30
1 year+48.67%USD 29.192025-07-23
3 year+41.15%USD 30.752023-07-07
5 year+30.75%USD 33.192021-07-20
Since inception+940.13%USD 4.171997-12-10

High Country Bancorp Financials at a Glance

Market Cap

$45.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$32.35M

Net Income (TTM)

$4.41M

EPS (TTM)

$4.39

P/E Ratio

9.90

Dividend

$2.00

Beta (Volatility)

0.09 (Low)

Price

$43.40

Volume

36

Open

$43.40

Previous Close

$43.40

Daily Range

$43.40 - $43.47

52-Week Range

$29.98 - $43.75

Estimated Earnings Date

Sep 29, 2025

HCBC News

No articles available.

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About High Country Bancorp

High Country Bancorp, Inc. is a bank holding company that offers a wide range of financial products and services. Established in 1886 and headquartered in Salida, Colorado, the company operates branches in Buena Vista, Canon City, and Longmont, Colorado.

Products and Services
  • Comprehensive deposit offerings including checking, savings, and retirement accounts
  • Diverse lending solutions such as personal, mortgage, and commercial loans
  • Digital banking services including mobile banking and merchant card processing
Growth Outlook
  • Consistent revenue growth with Q3 2026 revenue at $8.02 million
  • Strong net income of $1.23 million in the latest quarter
  • Robust return on equity at 10.17% for the trailing twelve months
Financial Highlights
  • Trailing twelve months revenue of $32.4 million, reflecting steady performance
  • Quarterly net income increased by 63% compared to the previous quarter
  • Dividend yield of 4.78%, indicating attractive returns for investors
High Country Bancorp, Inc. has established itself as a reliable player in the regional banking sector. The company’s diverse product offerings cater to a wide range of customer needs, from personal banking to commercial financing. Recent financial performance highlights a strong upward trend in revenue and net income, showcasing the company's ability to adapt and thrive in a competitive market. The solid dividend yield further enhances its appeal to potential investors seeking income-generating opportunities. With a focus on digital banking and customer service, High Country Bancorp is well-positioned for continued growth in the financial services industry.
AI Generated • Jun 27, 2026

Industry

Banks

Sector

Financials

CEO

Nicole M Stotler

Website

www.highcountrybank.net

Headquarters

Salida, CO 81201, US

HCBC Financials

Key Financial Metrics (TTM)

Gross Margin

75.33%

Operating Margin

17.53%

Net Income Margin

13.62%

Return on Equity

10.17%

Return on Capital

5.36%

Return on Assets

0.84%

Earnings Yield

10.10%

Dividend Yield

4.61%

Payout Ratio

0.00%

Stock Overview

Market Cap

$45.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.05M

Volume

36

Avg. Volume

726.258

Financials (TTM)

Gross Profit

$24.37M

Operating Income

$5.67M

EBITDA

$5.67M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$64.05M

Total Debt

$38.00M

High Country Bancorp Performance Analysis

High Country Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 21,326,000N/A
20232023-06-30USD 22,451,0005.3%
20242024-06-30USD 26,368,00017.4%
20252025-06-30USD 30,729,00016.5%
High Country Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-306.1%
Q12025-09-300.3%
Q22025-12-312.1%
Q32026-03-31-2.5%
High Country Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD 4.11N/A
20232023-06-30USD 4.458.3%
20242024-06-30USD 3.17-28.7%
20252025-06-30USD 3.5311.3%
High Country Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-30-20.9%
Q12025-09-30-17.6%
Q22025-12-31100.0%
Q32026-03-31-18.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2025YOY CHG

Revenue

$8.02M

+5.9%

Gross Profit

$6.32M

+6.7%

Gross Margin

78.71%

N/A

Market Cap

$45.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.30M

N/A

Employees

35

N/A

Net Income

$1.23M

+5.3%

EBITDA

$1.61M

+6.4%

Quarterly Fundamentals

Name
Q3 2025YOY CHG

Total Cash

$64.05M

-9.0%

Total Debt

$38.00M

+10.1%

Accounts Receivable

$2.00M

+5.5%

Inventory

$0.00

N/A

Long Term Debt

$38.00M

+10.1%

Short Term Debt

$0.00

N/A

Return on Assets

0.84%

N/A

Return on Invested Capital

6.56%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About HCBC

What is the current price of High Country Bancorp?

High Country Bancorp is trading at $43.40 per share.

What is the 52-week range for High Country Bancorp?

Over the past 52 weeks, High Country Bancorp has traded between $29.98 and $43.75.

How much debt does High Country Bancorp have?

As of the most recent reporting period, High Country Bancorp reported total debt of $38.00M.

How much cash does High Country Bancorp have on hand?

High Country Bancorp does not have cash on hand data available.

What is High Country Bancorp’s dividend yield?

High Country Bancorp currently has a dividend yield of 4.61%.

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