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High Country Bancorp(OTC) HCBC

Market Cap$47.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1997)+1,002%
5 Year+33%
1 Year+60%
1 Month+7%
$45.47
+0.00%
+0.00Today
High Country Bancorp last closing stock price
MetricPriceDate
Last closeUSD 45.472026-08-13
High Country Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.23%USD 44.482026-08-06
1 month+6.7%USD 42.622026-07-14
3 month+20.53%USD 37.732026-05-15
Year to date+29.47%USD 35.122025-12-30
1 year+60.04%USD 28.412025-08-11
3 year+59.81%USD 28.452023-08-11
5 year+33.3%USD 34.112021-08-12
Since inception+1,001.99%USD 4.131997-12-10

High Country Bancorp Financials at a Glance

Market Cap

$47.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$32.35M

Net Income (TTM)

$4.41M

EPS (TTM)

$4.39

P/E Ratio

10.37

Dividend

$2.00

Beta (Volatility)

0.08 (Low)

Price

$45.47

Volume

502

Open

$45.46

Previous Close

$45.47

Daily Range

$45.46 - $45.47

52-Week Range

$30.01 - $45.47

Estimated Earnings Date

Sep 29, 2025

HCBC News

No articles available.

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About High Country Bancorp

High Country Bancorp, Inc. is a bank holding company that provides a wide range of financial products and services. Established in 1886 and headquartered in Salida, Colorado, the company operates branches in Buena Vista, Canon City, and Longmont, Colorado.

Products and Services
  • Comprehensive deposit offerings including checking and savings accounts
  • Diverse lending solutions such as personal, mortgage, and commercial loans
  • Digital banking services including mobile banking and online account management
Growth Outlook
  • Consistent revenue growth with Q3 2026 revenue at $8.02 million
  • Strong net income of $1.23 million in the latest quarter
  • Low debt ratio of 7.24%, indicating financial stability
Financial Highlights
  • Trailing twelve months (TTM) revenue of $32.4 million
  • TTM net profit margin of 13.62%, showcasing operational efficiency
  • Dividend yield of 4.59%, providing attractive returns to shareholders
High Country Bancorp, Inc. has demonstrated a solid financial performance, with a consistent revenue stream and a strong net income in recent quarters. The company's diverse range of products and services positions it well within the regional banking sector. With a low debt ratio, High Country Bancorp maintains a stable financial foundation, which is crucial for future growth. The attractive dividend yield further enhances its appeal to potential investors. Overall, High Country Bancorp represents a compelling opportunity for those interested in regional banking investments.
AI Generated • Jul 28, 2026

Industry

Banks

Sector

Financials

CEO

Nicole M Stotler

Website

www.highcountrybank.net

Headquarters

Salida, CO 81201, US

HCBC Financials

Key Financial Metrics (TTM)

Gross Margin

75.33%

Operating Margin

17.53%

Net Income Margin

13.62%

Return on Equity

10.17%

Return on Capital

5.36%

Return on Assets

0.84%

Earnings Yield

9.64%

Dividend Yield

4.40%

Payout Ratio

0.00%

Stock Overview

Market Cap

$47.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.05M

Volume

502

Avg. Volume

635.984

Financials (TTM)

Gross Profit

$24.37M

Operating Income

$5.67M

EBITDA

$5.67M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$64.05M

Total Debt

$38.00M

High Country Bancorp Performance Analysis

High Country Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 21,326,000N/A
20232023-06-30USD 22,451,0005.3%
20242024-06-30USD 26,368,00017.4%
20252025-06-30USD 30,729,00016.5%
High Country Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-306.1%
Q12025-09-300.3%
Q22025-12-312.1%
Q32026-03-31-2.5%
High Country Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD 4.11N/A
20232023-06-30USD 4.458.3%
20242024-06-30USD 3.17-28.7%
20252025-06-30USD 3.5311.3%
High Country Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-30-20.9%
Q12025-09-30-17.6%
Q22025-12-31100.0%
Q32026-03-31-18.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2025YOY CHG

Revenue

$8.02M

+5.9%

Gross Profit

$6.32M

+6.7%

Gross Margin

78.71%

N/A

Market Cap

$47.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.36M

N/A

Employees

35

N/A

Net Income

$1.23M

+5.3%

EBITDA

$1.61M

+6.4%

Quarterly Fundamentals

Name
Q3 2025YOY CHG

Total Cash

$64.05M

-9.0%

Total Debt

$38.00M

+10.1%

Accounts Receivable

$2.00M

+5.5%

Inventory

$0.00

N/A

Long Term Debt

$38.00M

+10.1%

Short Term Debt

$0.00

N/A

Return on Assets

0.84%

N/A

Return on Invested Capital

6.56%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About HCBC

What is the current price of High Country Bancorp?

High Country Bancorp is trading at $45.47 per share.

What is the 52-week range for High Country Bancorp?

Over the past 52 weeks, High Country Bancorp has traded between $30.01 and $45.47.

How much debt does High Country Bancorp have?

As of the most recent reporting period, High Country Bancorp reported total debt of $38.00M.

How much cash does High Country Bancorp have on hand?

High Country Bancorp does not have cash on hand data available.

What is High Country Bancorp’s dividend yield?

High Country Bancorp currently has a dividend yield of 4.40%.

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