High Country Bancorp logo

High Country Bancorp(OTC) HCBC

Market Cap$46.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1997)+1,027%
5 Year+39%
1 Year+55%
1 Month+0%
$46.50
+1.09%
+0.50Today
High Country Bancorp last closing stock price
MetricPriceDate
Last closeUSD 46.502026-10-01
High Country Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.02%USD 46.492026-09-24
1 month+0%USD 46.502026-08-26
3 month+11.96%USD 41.532026-06-30
Year to date+32.4%USD 35.122025-12-30
1 year+54.6%USD 30.082025-10-01
3 year+64.1%USD 28.342023-10-02
5 year+38.58%USD 33.552021-09-27
Since inception+1,026.95%USD 4.131997-12-10

High Country Bancorp Financials at a Glance

Market Cap

$46.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$32.48M

Net Income (TTM)

$4.61M

EPS (TTM)

$4.60

P/E Ratio

10.11

Dividend

$2.00

Beta (Volatility)

0.09 (Low)

Price

$46.50

Volume

200

Open

$46.00

Previous Close

$46.50

Daily Range

$46.00 - $46.50

52-Week Range

$30.01 - $47.00

Estimated Earnings Date

Sep 29, 2025

HCBC News

No articles available.

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About High Country Bancorp

High Country Bancorp, Inc. is a bank holding company that offers a wide range of financial products and services. Established in 1886 and headquartered in Salida, Colorado, the company operates branches in Buena Vista, Canon City, and Longmont, Colorado.

Products and Services
  • Comprehensive deposit offerings including checking and savings accounts
  • Diverse lending solutions such as personal, mortgage, and commercial loans
  • Digital banking services including mobile banking and online account management
Growth Outlook
  • Recent revenue growth of 1.8% quarter-over-quarter
  • Net income increased by 4.5% in the latest quarter
  • Strong demand for commercial loans supports future expansion
Financial Highlights
  • Trailing twelve months (TTM) revenue of $32.5 million
  • Net profit margin of 14.2% indicates efficient operations
  • Dividend yield of 4.35% reflects commitment to shareholder returns
High Country Bancorp, Inc. has demonstrated resilience and growth potential in the regional banking sector. The company’s diverse product offerings cater to a wide range of customer needs, from personal banking to commercial financing. Recent financial performance highlights a steady increase in revenue and net income, showcasing effective management and operational efficiency. The strong demand for commercial loans positions the company well for future growth, while the attractive dividend yield underscores its commitment to returning value to shareholders. With a solid foundation and strategic growth initiatives, High Country Bancorp, Inc. presents an interesting opportunity for potential investors in the financial services sector.
AI Generated • Sep 29, 2026

Industry

Banks

Sector

Financials

CEO

Nicole M Stotler

Website

www.highcountrybank.net

Headquarters

Salida, CO 81201, US

HCBC Financials

Key Financial Metrics (TTM)

Gross Margin

76.62%

Operating Margin

18.23%

Net Income Margin

14.21%

Return on Equity

10.50%

Return on Capital

8.05%

Return on Assets

0.87%

Earnings Yield

9.89%

Dividend Yield

4.30%

Payout Ratio

0.00%

Stock Overview

Market Cap

$46.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

997.50K

Volume

200

Avg. Volume

652.172

Financials (TTM)

Gross Profit

$24.88M

Operating Income

$5.92M

EBITDA

$5.92M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$5.47M

Total Debt

$29.00M

High Country Bancorp Performance Analysis

High Country Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 22,451,0005.3%
20242024-06-30USD 26,368,00017.4%
20252025-06-30USD 30,729,00016.5%
20262026-06-30USD 32,482,0005.7%
High Country Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-300.3%
Q22025-12-312.1%
Q32026-03-31-2.5%
Q42026-06-301.8%
High Country Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD 4.458.3%
20242024-06-30USD 3.17-28.7%
20252025-06-30USD 3.5311.3%
20262026-06-30USD 4.6030.4%
High Country Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-30-17.6%
Q22025-12-31100.0%
Q32026-03-31-18.7%
Q42026-06-30-8.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$8.17M

+1.6%

Gross Profit

$6.46M

+8.7%

Gross Margin

79.04%

N/A

Market Cap

$46.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.33M

N/A

Employees

35

N/A

Net Income

$1.12M

+22.9%

EBITDA

$1.43M

+21.5%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

$5.47M

-91.9%

Total Debt

$29.00M

-34.2%

Accounts Receivable

$1.87M

+2.8%

Inventory

$0.00

N/A

Long Term Debt

$29.00M

-34.2%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.87%

N/A

Return on Invested Capital

1.12%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About HCBC

What is the current price of High Country Bancorp?

High Country Bancorp is trading at $46.50 per share.

What is the 52-week range for High Country Bancorp?

Over the past 52 weeks, High Country Bancorp has traded between $30.01 and $47.00.

How much debt does High Country Bancorp have?

As of the most recent reporting period, High Country Bancorp reported total debt of $29.47M.

How much cash does High Country Bancorp have on hand?

High Country Bancorp does not have cash on hand data available.

What is High Country Bancorp’s dividend yield?

High Country Bancorp currently has a dividend yield of 4.30%.

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