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Middlebury National(OTC) MDVT

Current Price$46.40
Market Cap$41.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+257%
5 Year+23%
1 Year+39%
1 Month+1%
Middlebury National last closing stock price
MetricPriceDate
Last closeUSD 46.402026-07-23
Middlebury National stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 46.402026-07-16
1 month+0.87%USD 46.002026-06-23
3 month+4.23%USD 44.522026-04-24
Year to date+4.4%USD 44.442025-12-31
1 year+39.23%USD 33.332025-07-18
3 year+70.91%USD 27.152023-07-14
5 year+23.08%USD 37.702021-07-22
Since inception+256.71%USD 13.012003-07-29

Middlebury National Financials at a Glance

Market Cap

$41.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$17.74M

Net Income (TTM)

$3.15M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$1.15

Beta (Volatility)

0.08 (Low)

Price

$46.40

Volume

3

Open

$46.40

Previous Close

$46.40

Daily Range

$46.40 - $46.80

52-Week Range

$34.25 - $52.38

Estimated Earnings Date

N/A

MDVT News

No articles available.

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About Middlebury National

Middlebury National Corporation serves as the parent company for the National Bank of Middlebury, offering a wide range of financial products and services to individuals and businesses. Established in 1831 and headquartered in Middlebury, Vermont, the corporation emphasizes customer-centric banking solutions.

Products and Services
  • Comprehensive deposit solutions including savings and checking accounts
  • Diverse lending options for personal and commercial needs
  • Advanced digital banking services and wealth management offerings
Growth Outlook
  • Consistent revenue growth with Q4 2022 revenue reaching $4.76 million
  • Strong operating income margin of 14.1% in the latest quarter
  • Positive net income trend, with Q4 2022 net income at $668,693
Financial Highlights
  • Trailing twelve months (TTM) revenue of $18.4 million
  • Dividend yield of 2.57%, reflecting commitment to shareholder returns
  • Price-to-earnings (P/E) ratio of 11.03, indicating potential value
Middlebury National Corporation has demonstrated a solid financial performance, with a notable increase in revenue and net income over recent quarters. The bank's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial lending. The corporation's commitment to digital banking solutions enhances customer experience and operational efficiency. With a strong dividend yield and a favorable P/E ratio, Middlebury National Corporation presents an attractive opportunity for potential investors looking for stability and growth in the regional banking sector.
AI Generated • Jul 7, 2026

Industry

Banks

Sector

Financials

Website

www.nbmvt.com

Headquarters

Middlebury, VT 05753-0189, US

MDVT Financials

Key Financial Metrics (TTM)

Gross Margin

80.01%

Operating Margin

23.53%

Net Income Margin

20.57%

Return on Equity

13.13%

Return on Capital

12.25%

Return on Assets

0.94%

Earnings Yield

N/A

Dividend Yield

2.48%

Payout Ratio

17.44%

Stock Overview

Market Cap

$41.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

885.00K

Volume

3

Avg. Volume

555.581

Financials (TTM)

Gross Profit

$17.74M

Operating Income

$3.41M

EBITDA

$3.61M

Operating Cash Flow

$3.15M

Capital Expenditure

$0.00

Free Cash Flow

$3.15M

Cash & ST Invst.

-$7.21M

Total Debt

$5.46M

Middlebury National Performance Analysis

Middlebury National annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 17,356,0232.0%
20232023-12-31USD 21,141,87521.8%
20242024-12-31USD 24,205,46514.5%
20252025-12-31USD 25,441,6365.1%
Middlebury National sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12022-03-31-3.7%
Q22022-06-304.1%
Q32022-09-308.4%
Q42022-12-312.9%
Middlebury National annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.66-10.2%
20232023-12-31USD 2.78-24.0%
20242024-12-31USD 4.0545.8%
20252025-12-31USD 6.0850.2%
Middlebury National sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12022-03-31174.1%
Q22022-06-3040.5%
Q32022-09-305.8%
Q42022-12-31-29.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2022YOY CHG

Revenue

$4.76M

+11.9%

Gross Profit

$4.76M

+11.9%

Gross Margin

100.00%

N/A

Market Cap

$41.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$547.52K

N/A

Employees

75

N/A

Net Income

$668.69K

+192.6%

EBITDA

$725.60K

+224.7%

Quarterly Fundamentals

Name
Q4 2022YOY CHG

Total Cash

-$7.21M

+2.4%

Total Debt

$5.46M

-56.4%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$3.01M

+8.1%

Short Term Debt

$2.45M

-74.9%

Return on Assets

0.94%

N/A

Return on Invested Capital

1.07%

N/A

Free Cash Flow

$668.69K

+192.6%

Operating Cash Flow

$668.69K

+192.6%

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Questions About MDVT

What is the current price of Middlebury National?

Middlebury National is trading at $46.40 per share.

What is the 52-week range for Middlebury National?

Over the past 52 weeks, Middlebury National has traded between $34.25 and $52.38.

How much debt does Middlebury National have?

As of the most recent reporting period, Middlebury National reported total debt of $3.86M.

How much cash does Middlebury National have on hand?

Middlebury National does not have cash on hand data available.

What is Middlebury National’s dividend yield?

Middlebury National currently has a dividend yield of 2.48%.

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