Pioneer Bankshares(OTC) PNBI

Current Price$42.10

Market Cap$46.28M

Since IPO (1999)+672%

5 Year+94%

1 Year+71%

1 Month+5%

Pioneer Bankshares last closing stock price
Metric	Price	Date
Last close	USD 44.50	2026-07-22

Pioneer Bankshares stock price return by period
Period	Price return	Price at period start	Period start date
1 week	+0%	USD 44.50	2026-07-09
1 month	+5.4%	USD 42.22	2026-06-22
3 month	+26.18%	USD 35.27	2026-04-20
Year to date	+53.21%	USD 29.05	2025-12-31
1 year	+71.13%	USD 26.00	2025-07-21
3 year	+144.75%	USD 18.18	2023-07-20
5 year	+93.79%	USD 22.96	2021-07-16
Since inception	+671.52%	USD 5.77	1999-01-07

Pioneer Bankshares Financials at a Glance

Market Cap

$46.28M

Revenue (TTM)

$20.76M

Net Income (TTM)

$4.34M

EPS (TTM)

$0.00

P/E Ratio

9.08

Dividend

$1.12

Beta (Volatility)

-0.03 (Low)

Dividend

$1.12

Beta (Volatility)

-0.03 (Low)

Price

$42.10

Volume

793

Open

$45.00

Price

$42.10

Volume

793

Open

$45.00

Previous Close

$42.10

Daily Range

$42.10 - $45.00

52-Week Range

$26.90 - $45.00

Estimated Earnings Date

Dec 8, 2025

Dividend

$1.12

Beta (Volatility)

-0.03 (Low)

Price

$42.10

Volume

793

Open

$45.00

Previous Close

$42.10

Daily Range

$42.10 - $45.00

52-Week Range

$26.90 - $45.00

Estimated Earnings Date

Dec 8, 2025

PNBI News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Pioneer Bankshares

Pioneer Bankshares, Inc. operates as the parent company for Pioneer Bank, Inc., providing a wide range of banking and financial services. The company serves individual consumers, small to medium-sized businesses, and professionals across Virginia.

Products and Services

Various deposit accounts including checking, savings, and CDs
Comprehensive lending solutions for personal and business needs
Wealth management services including investment products and advisory

Growth Outlook

Recent quarterly revenue reached $5.67 million, indicating strong operational performance
Trailing twelve months (TTM) net income stands at $5.43 million, showcasing profitability
Consistent dividend yield of 2.52% reflects commitment to shareholder returns

Financial Highlights

Net income for Q1 2026 was $1.43 million, a significant increase from previous quarters
Operating income margin of 31.8% demonstrates effective cost management
TTM price-to-earnings ratio of 10.25 suggests attractive valuation compared to peers

AI Generated • Jul 13, 2026

Industry

Banks

Sector

Financials

CEO

Mark N. Reed

Website

www.pioneerbks.com

Headquarters

Stanley, VA 22851, US

PNBI Financials

Key Financial Metrics (TTM)

Gross Margin

73.08%

Operating Margin

26.56%

Net Income Margin

20.92%

Return on Equity

10.70%

Return on Capital

6.99%

Return on Assets

0.00%

Earnings Yield

11.01%

Dividend Yield

2.52%

Payout Ratio

0.00%

Stock Overview

Market Cap

$46.28M

Shares Outstanding

1.04M

Volume

793

Avg. Volume

30.29

Financials (TTM)

Gross Profit

$15.17M

Operating Income

$5.51M

EBITDA

$5.80M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$0.00

Total Debt

$0.00

Pioneer Bankshares Performance Analysis

Pioneer Bankshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal year	Period end	Revenue	YoY growth
2022	2022-12-31	USD 12,884,000	-3.0%
2023	2023-12-31	USD 15,632,000	21.3%
2024	2024-12-31	USD 19,811,000	26.7%
2025	2025-12-31	USD 20,967,000	5.8%

Pioneer Bankshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q2	2025-06-30	N/A
Q3	2025-09-30	201.7%
Q4	2025-12-31	-136.2%
Q1	2026-03-31	200.6%

Pioneer Bankshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal year	Period end	Diluted EPS	YoY growth
2022	2022-12-31	USD 2.57	-28.7%
2023	2023-12-31	USD 1.92	-25.3%
2024	2024-12-31	USD 2.69	40.1%
2025	2025-12-31	USD 3.98	48.0%

Pioneer Bankshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q2	2025-06-30	-14.0%
Q3	2025-09-30	230.4%
Q4	2025-12-31	-134.5%
Q1	2026-03-31	236.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$5.67M

+9.8%

Gross Profit

$4.36M

+17.2%

Gross Margin

76.87%

N/A

Market Cap

$46.28M

N/A

Market Cap/Employee

$890.00K

N/A

Employees

N/A

Net Income

$1.43M

+33.6%

EBITDA

$1.81M

+37.4%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Total Cash

$0.00

-100.0%

Total Debt

$0.00

-100.0%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$0.00

-100.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.00%

N/A

Return on Invested Capital

0.00%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

Other Investments to Explore

People Also Watch

SymbolSymbol / CompanyCompanyPricePrice Chg

SCYTSecurity Bancorp, Inc.

SCYTSecurity Bancorp, Inc.$126.00+0.00%

CYSMCommunity Bancorp of Santa Maria

CYSMCommunity Bancorp of Santa Maria$20.22-3.71%

HCBCHigh Country Bancorp, Inc.

HCBCHigh Country Bancorp, Inc.$43.46+0.14%

MDVTMiddlebury National Corporation

MDVTMiddlebury National Corporation$46.40-0.75%

HCKGHocking Valley Bancshares, Inc.

HCKGHocking Valley Bancshares, Inc.$31.00+0.00%

PCLBPinnacle Bancshares, Inc.

PCLBPinnacle Bancshares, Inc.$42.90+7.12%

FBPAThe Farmers Bank of Appomattox

FBPAThe Farmers Bank of Appomattox$30.35+0.00%

Trending Stocks

SymbolSymbol / CompanyCompanyPricePrice Chg

NOKNokia

NOKNokia$9.10-0.06%

TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares

TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares$7.42-0.04%

NVDANvidia

NVDANvidia$206.84-0.01%

ONDSOndas

ONDSOndas$7.80-0.02%

TAT&T

TAT&T$24.13+0.05%

AALAmerican Airlines Group

AALAmerican Airlines Group$14.48+0.07%

TQQQProShares Trust - ProShares UltraPro Qqq

TQQQProShares Trust - ProShares UltraPro Qqq$64.00-0.03%

Questions About PNBI

What is the current price of Pioneer Bankshares?

Pioneer Bankshares is trading at $42.10 per share.

What is the 52-week range for Pioneer Bankshares?

Over the past 52 weeks, Pioneer Bankshares has traded between $26.90 and $45.00.

How much debt does Pioneer Bankshares have?

As of the most recent reporting period, Pioneer Bankshares reported total debt of $0.00.

How much cash does Pioneer Bankshares have on hand?

Pioneer Bankshares does not have cash on hand data available.

What is Pioneer Bankshares’s dividend yield?

Pioneer Bankshares currently has a dividend yield of 2.52%.

Pioneer Bankshares(OTC) PNBI

Pioneer Bankshares Financials at a Glance

PNBI News

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Pioneer Bankshares

PNBI Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Pioneer Bankshares Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About PNBI

What is the current price of Pioneer Bankshares?

What is the 52-week range for Pioneer Bankshares?

How much debt does Pioneer Bankshares have?

How much cash does Pioneer Bankshares have on hand?

What is Pioneer Bankshares’s dividend yield?

Premium Investing Services