Bank Of The James Financial Group

(NASDAQ) BOTJ

Current Price$22.85

Market Cap$103.36M

Since IPO (2000)+758%

5 Year+80%

1 Year+63%

1 Month-2%

Bank Of The James Financial Group Financials at a Glance

Market Cap

$103.36M

Revenue (TTM)

$59.36M

Net Income (TTM)

$10.95M

EPS (TTM)

$2.41

P/E Ratio

9.44

Dividend

$0.50

Beta (Volatility)

0.17 (Low)

Dividend

$0.50

Beta (Volatility)

0.17 (Low)

Price

$22.85

Volume

260

Open

$22.90

Price

$22.85

Volume

260

Open

$22.90

Previous Close

$22.85

Daily Range

$22.85 - $22.90

52-Week Range

$13.00 - $29.79

Dividend

$0.50

Beta (Volatility)

0.17 (Low)

Price

$22.85

Volume

260

Open

$22.90

Previous Close

$22.85

Daily Range

$22.85 - $22.90

52-Week Range

$13.00 - $29.79

BOTJ News

Bank Of The James (BOTJ) Q2 EPS Up 28%

Motley Fool Markets TeamAug 4, 2025

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Bank Of The James Financial Group

Industry

Banks

Sector

Financials

Employees

175

CEO

Robert R. Chapman, III

Website

www.bankofthejames.bank

Headquarters

Lynchburg, VA 24504, US

BOTJ Financials

Key Financial Metrics (TTM)

Gross Margin

78%

Operating Margin

16%

Net Income Margin

18%

Return on Equity

15%

Return on Capital

Return on Assets

Earnings Yield

10.59%

Dividend Yield

2.20%

Payout Ratio

16.59%

Stock Overview

Market Cap

$103.36M

Shares Outstanding

4.54M

Volume

260

Avg. Volume

9.55K

Financials (TTM)

Gross Profit

$48.69M

Operating Income

$11.14M

EBITDA

$12.47M

Operating Cash Flow

$11.66M

Capital Expenditure

$1.17M

Free Cash Flow

$10.49M

Cash & ST Invst.

$84.47M

Total Debt

$8.80M

Bank Of The James Financial Group Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$11.85M

-17.3%

Gross Profit

$8.73M

-18.2%

Gross Margin

73.71%

N/A

Market Cap

$103.36M

N/A

Market Cap/Employee

$638.03K

N/A

Employees

162

N/A

Net Income

$2.77M

+229.5%

EBITDA

$247.00K

-116.4%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

$16.37M

+36.2%

Accounts Receivable

$3.20M

+7.7%

Inventory

$0.00

N/A

Long Term Debt

$8.73M

-54.5%

Short Term Debt

$0.00

N/A

Return on Assets

1.03%

N/A

Return on Invested Capital

0.91%

N/A

Free Cash Flow

$4.36M

+2990.1%

Operating Cash Flow

$4.74M

+521.1%

Other Investments to Explore

People Also Watch

SymbolSymbol / CompanyCompanyPricePrice Chg

FNWBFirst Northwest Bancorp

FNWBFirst Northwest Bancorp$9.60-1.23%

SSBISummit State Bank

SSBISummit State Bank$13.56+1.19%

IROQIF Bancorp, Inc.

IROQIF Bancorp, Inc.$26.55+0.00%

FUSBFirst US Bancshares, Inc.

FUSBFirst US Bancshares, Inc.$15.90-0.53%

AUBNAuburn National Bancorporation, Inc.

AUBNAuburn National Bancorporation, Inc.$24.50+2.08%

UBCPUnited Bancorp, Inc.

UBCPUnited Bancorp, Inc.$14.57+1.01%

HNNAHennessy Advisors, Inc.

HNNAHennessy Advisors, Inc.$10.30+1.98%

Trending Stocks

SymbolSymbol / CompanyCompanyPricePrice Chg

NOKNokia

NOKNokia$15.47+0.09%

AALAmerican Airlines Group

AALAmerican Airlines Group$13.85+0.02%

NIONio

NIONio$5.20-0.07%

INTCIntel

INTCIntel$119.84+0.01%

TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares

TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares$15.26+0.04%

ACHRArcher Aviation

ACHRArcher Aviation$6.36+0.04%

TQQQProShares Trust - ProShares UltraPro Qqq

TQQQProShares Trust - ProShares UltraPro Qqq$77.84+0.01%

Questions About BOTJ

What is the current price of Bank Of The James Financial Group?

Bank Of The James Financial Group is trading at $22.85 per share.

What is the 52-week range for Bank Of The James Financial Group?

Over the past 52 weeks, Bank Of The James Financial Group has traded between $13.00 and $29.79.

How much debt does Bank Of The James Financial Group have?

As of the most recent reporting period, Bank Of The James Financial Group reported total debt of $8.73M.

How much cash does Bank Of The James Financial Group have on hand?

Bank Of The James Financial Group does not have cash on hand data available.

What is Bank Of The James Financial Group’s dividend yield?

Bank Of The James Financial Group currently has a dividend yield of 2.20%.

Bank Of The James Financial Group

Bank Of The James Financial Group Financials at a Glance

BOTJ News

Bank Of The James (BOTJ) Q2 EPS Up 28%

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Bank Of The James Financial Group

BOTJ Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Bank Of The James Financial Group Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About BOTJ

What is the current price of Bank Of The James Financial Group?

What is the 52-week range for Bank Of The James Financial Group?

How much debt does Bank Of The James Financial Group have?

How much cash does Bank Of The James Financial Group have on hand?

What is Bank Of The James Financial Group’s dividend yield?

Premium Investing Services