Bank Of The James Financial Group

(NASDAQ) BOTJ

Current Price$24.80

Market Cap$112.49M

Since IPO (2000)+835%

5 Year+65%

1 Year+77%

1 Month+8%

Bank Of The James Financial Group Financials at a Glance

Market Cap

$112.49M

Revenue (TTM)

$59.36M

Net Income (TTM)

$10.95M

EPS (TTM)

$2.41

P/E Ratio

10.27

Dividend

$0.40

Beta (Volatility)

0.16 (Low)

Dividend

$0.40

Beta (Volatility)

0.16 (Low)

Price

$24.80

Volume

14,544

Open

$24.78

Price

$24.80

Volume

14,544

Open

$24.78

Previous Close

$24.76

Daily Range

$24.71 - $24.90

52-Week Range

$13.00 - $29.79

Estimated Earnings Date

Apr 28, 2026

Dividend

$0.40

Beta (Volatility)

0.16 (Low)

Price

$24.80

Volume

14,544

Open

$24.78

Previous Close

$24.76

Daily Range

$24.71 - $24.90

52-Week Range

$13.00 - $29.79

Estimated Earnings Date

Apr 28, 2026

BOTJ News

Bank Of The James (BOTJ) Q2 EPS Up 28%

Motley Fool Markets TeamAug 4, 2025

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About Bank Of The James Financial Group

Industry

Banks

Sector

Financials

Employees

175

CEO

Robert R. Chapman, III

Website

www.bankofthejames.bank

Headquarters

Lynchburg, VA 24504, US

BOTJ Financials

Key Financial Metrics (TTM)

Gross Margin

78%

Operating Margin

16%

Net Income Margin

18%

Return on Equity

15%

Return on Capital

Return on Assets

Earnings Yield

9.74%

Dividend Yield

1.62%

Payout Ratio

16.59%

Stock Overview

Market Cap

$112.49M

Shares Outstanding

4.54M

Volume

14.54K

Avg. Volume

12.35K

Financials (TTM)

Gross Profit

$48.69M

Operating Income

$11.15M

EBITDA

$12.47M

Operating Cash Flow

$11.66M

Capital Expenditure

-$1.17M

Free Cash Flow

$10.50M

Cash & ST Invst.

$84.48M

Total Debt

$8.80M

Bank Of The James Financial Group Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$11.85M

-17.3%

Gross Profit

$8.73M

-18.2%

Gross Margin

73.71%

N/A

Market Cap

$112.49M

N/A

Market Cap/Employee

$694.40K

N/A

Employees

162

N/A

Net Income

$2.77M

+229.5%

EBITDA

-$247.00K

-116.4%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Total Cash

$30.26M

-3.1%

Total Debt

$8.73M

-54.5%

Accounts Receivable

$3.20M

+7.7%

Inventory

$0.00

N/A

Long Term Debt

$8.73M

-54.5%

Short Term Debt

$0.00

N/A

Return on Assets

1.03%

N/A

Return on Invested Capital

9.29%

N/A

Free Cash Flow

$4.36M

+2990.1%

Operating Cash Flow

$4.74M

+521.1%

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Questions About BOTJ

What is the current price of Bank Of The James Financial Group?

Bank Of The James Financial Group is trading at $24.76 per share.

What is the 52-week range for Bank Of The James Financial Group?

Over the past 52 weeks, Bank Of The James Financial Group has traded between $13.00 and $29.79.

How much debt does Bank Of The James Financial Group have?

As of the most recent reporting period, Bank Of The James Financial Group reported total debt of $8.73M.

How much cash does Bank Of The James Financial Group have on hand?

Bank Of The James Financial Group does not have cash on hand data available.

What is Bank Of The James Financial Group’s dividend yield?

Bank Of The James Financial Group currently has a dividend yield of 1.62%.

Bank Of The James Financial Group

Bank Of The James Financial Group Financials at a Glance

BOTJ News

Bank Of The James (BOTJ) Q2 EPS Up 28%

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Bank Of The James Financial Group

BOTJ Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Bank Of The James Financial Group Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About BOTJ

What is the current price of Bank Of The James Financial Group?

What is the 52-week range for Bank Of The James Financial Group?

How much debt does Bank Of The James Financial Group have?

How much cash does Bank Of The James Financial Group have on hand?

What is Bank Of The James Financial Group’s dividend yield?

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