Bank Of The James Financial Group
(NASDAQ) BOTJ
Bank Of The James Financial Group Financials at a Glance
Market Cap
$116.40M
Revenue (TTM)
$59.36M
Net Income (TTM)
$10.95M
EPS (TTM)
$2.41
P/E Ratio
10.63
Dividend
$0.40
Beta (Volatility)
0.17 (Low)
Dividend
$0.40
Beta (Volatility)
0.17 (Low)
Price
$25.53
Volume
21,025.641
Open
$25.93
Price
$25.53
Volume
21,025.641
Open
$25.93
Previous Close
$25.62
Daily Range
$25.44 - $26.40
52-Week Range
$13.26 - $29.79
Estimated Earnings Date
Apr 28, 2026
Dividend
$0.40
Beta (Volatility)
0.17 (Low)
Price
$25.53
Volume
21,025.641
Open
$25.93
Previous Close
$25.62
Daily Range
$25.44 - $26.40
52-Week Range
$13.26 - $29.79
Estimated Earnings Date
Apr 28, 2026
BOTJ News
Motley Fool Moneyball Superscore
Our CEO Is Handing Members His Secret Weapon
It's called Motley Fool Moneyball, our new proprietary AI tool
We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.
Get Access NowAbout Bank Of The James Financial Group
Industry
Banks
Sector
FinancialsEmployees
175
CEO
Robert R. Chapman, III
Website
www.bankofthejames.bankHeadquarters
Lynchburg, VA 24504, US
BOTJ Financials
Key Financial Metrics (TTM)
Gross Margin
77.63%
Operating Margin
16.21%
Net Income Margin
18.45%
Return on Equity
14.13%
Return on Capital
12.54%
Return on Assets
1.03%
Earnings Yield
9.41%
Dividend Yield
1.56%
Payout Ratio
16.59%
Stock Overview
Market Cap
$116.40M
Shares Outstanding
4.54M
Volume
21.03K
Avg. Volume
17.07K
Financials (TTM)
Gross Profit
$46.08M
Operating Income
$9.62M
EBITDA
$10.72M
Operating Cash Flow
$15.64M
Capital Expenditure
-$393.00K
Free Cash Flow
$15.24M
Cash & ST Invst.
$30.26M
Total Debt
$8.73M
Bank Of The James Financial Group Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$11.85M
-17.3%
Gross Profit
$8.73M
-18.2%
Gross Margin
73.71%
N/A
Market Cap
$116.40M
N/A
Market Cap/Employee
$718.52K
N/A
Employees
162
N/A
Net Income
$2.77M
+229.5%
EBITDA
-$247.00K
-116.4%
Quarterly Fundamentals
Total Cash
$30.26M
-3.1%
Total Debt
$8.73M
-54.5%
Accounts Receivable
$3.20M
+7.7%
Inventory
$0.00
N/A
Long Term Debt
$8.73M
-54.5%
Short Term Debt
$0.00
N/A
Return on Assets
1.03%
N/A
Return on Invested Capital
9.29%
N/A
Free Cash Flow
$4.36M
+2990.1%
Operating Cash Flow
$4.74M
+521.1%