Lifestore Financial Group logo

Lifestore Financial Group(OTC) LSFG

Market Cap$60.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1996)+589%
5 Year+38%
1 Year+27%
1 Month+0%
$58.98
+0.00%
+0.00Today
Lifestore Financial Group last closing stock price
MetricPriceDate
Last closeUSD 58.982026-10-22
Lifestore Financial Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.56%USD 58.652026-10-15
1 month+0.48%USD 58.702026-09-22
3 month+4.71%USD 56.332026-07-24
Year to date+24.6%USD 47.342025-12-30
1 year+26.99%USD 46.452025-10-17
3 year+44.97%USD 40.692023-10-09
5 year+38.01%USD 42.742021-10-22
Since inception+588.59%USD 8.571996-10-08

Lifestore Financial Group Financials at a Glance

Market Cap

$60.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$35.47M

Net Income (TTM)

$7.01M

EPS (TTM)

$7.19

P/E Ratio

8.20

Dividend

$0.70

Beta (Volatility)

0.00 (Low)

Price

$58.98

Volume

2

Open

$58.98

Previous Close

$58.98

Daily Range

$58.98 - $58.98

52-Week Range

$42.00 - $66.25

Estimated Earnings Date

N/A

LSFG News

No articles available.

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About Lifestore Financial Group

Lifestore Financial Group, Inc. is a federally chartered thrift holding company based in West Jefferson, North Carolina. The company operates LifeStore Bank, providing a wide range of personal and business banking products and services throughout North Carolina.

Products and Services
  • Comprehensive deposit accounts including checking and savings
  • Diverse loan offerings such as mortgages and commercial loans
  • Insurance agency products and investment management solutions
Growth Outlook
  • Revenue increased to $9.68 million in Q3 2026, up from $8.92 million in Q2 2026
  • Net income rose to $1.99 million in Q3 2026, reflecting strong operational efficiency
  • Return on equity stands at 11.99%, indicating effective capital utilization
Financial Highlights
  • Trailing twelve months (TTM) revenue of $35.5 million, showcasing consistent growth
  • Net profit margin of 19.75% TTM, demonstrating strong profitability
  • Dividend yield of 1.21%, providing a steady income stream for investors
Lifestore Financial Group, Inc. has established itself as a significant player in the regional banking sector, focusing on customer-centric services and innovative financial solutions. The company's diverse product offerings cater to both individual and business clients, enhancing its market presence. Recent financial performance indicates a positive trajectory, with increasing revenues and net income, reflecting effective management and operational strategies. The solid return on equity further underscores the company's commitment to maximizing shareholder value. With a competitive dividend yield, Lifestore Financial Group presents an attractive opportunity for investors seeking stability and growth in the financial services sector.
AI Generated • Oct 7, 2026

Industry

Banks

CEO

Bob Washburn

Headquarters

West Jefferson, NC 28694, US

LSFG Financials

Key Financial Metrics (TTM)

Gross Margin

69.16%

Operating Margin

31.44%

Net Income Margin

19.75%

Return on Equity

11.99%

Return on Capital

11.11%

Return on Assets

1.37%

Earnings Yield

12.20%

Dividend Yield

1.19%

Payout Ratio

0.00%

Stock Overview

Market Cap

$60.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.03M

Volume

2

Avg. Volume

1.54K

Financials (TTM)

Gross Profit

$24.53M

Operating Income

$11.15M

EBITDA

$217.64K

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$57.42M

Total Debt

$5.16M

Lifestore Financial Group Performance Analysis

Lifestore Financial Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 22,101,553N/A
20232023-06-30USD 27,087,22722.6%
20242024-06-30USD 30,671,71713.2%
20252025-06-30USD 33,779,23610.1%
Lifestore Financial Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-30-6.7%
Q12025-09-3014.0%
Q22025-12-31-0.7%
Q32026-03-318.4%
Lifestore Financial Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD 4.74N/A
20232023-06-30USD 5.7020.3%
20242024-06-30USD 4.87-14.6%
20252025-06-30USD 5.4010.9%
Lifestore Financial Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-3047.0%
Q12025-09-3018.0%
Q22025-12-31-23.6%
Q32026-03-3121.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2025YOY CHG

Revenue

$9.68M

+14.5%

Gross Profit

$7.37M

+23.6%

Gross Margin

76.19%

N/A

Market Cap

$60.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$996.37K

N/A

Employees

61

N/A

Net Income

$1.99M

+14.2%

EBITDA

$2.47M

-76.4%

Quarterly Fundamentals

Name
Q3 2025YOY CHG

Total Cash

$57.42M

+10.3%

Total Debt

$5.16M

+0.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$5.16M

+0.0%

Short Term Debt

$0.00

N/A

Return on Assets

1.37%

N/A

Return on Invested Capital

2.18%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About LSFG

What is the current price of Lifestore Financial Group?

Lifestore Financial Group is trading at $58.98 per share.

What is the 52-week range for Lifestore Financial Group?

Over the past 52 weeks, Lifestore Financial Group has traded between $42.00 and $66.25.

How much debt does Lifestore Financial Group have?

As of the most recent reporting period, Lifestore Financial Group reported total debt of $5.16M.

How much cash does Lifestore Financial Group have on hand?

Lifestore Financial Group does not have cash on hand data available.

What is Lifestore Financial Group’s dividend yield?

Lifestore Financial Group currently has a dividend yield of 1.19%.

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