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Woodlands Financial Services(OTC) WDFN

Market Cap$53.97MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1997)+1,610%
5 Year+60%
1 Year+56%
1 Month+5%
$38.50
+0.00%
+0.00Today
Woodlands Financial Services last closing stock price
MetricPriceDate
Last closeUSD 38.502026-10-16
Woodlands Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 38.502026-10-08
1 month+4.82%USD 36.732026-09-16
3 month+23.23%USD 31.242026-07-17
Year to date+46.17%USD 26.342025-12-31
1 year+55.71%USD 24.732025-10-09
3 year+130.26%USD 16.722023-10-16
5 year+59.75%USD 24.102021-10-14
Since inception+1,609.96%USD 2.251997-06-26

Woodlands Financial Services Financials at a Glance

Market Cap

$53.97MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$34.64M

Net Income (TTM)

$6.50M

EPS (TTM)

$4.65

P/E Ratio

8.29

Dividend

$1.21

Beta (Volatility)

0.16 (Low)

Price

$38.50

Volume

228

Open

$36.00

Previous Close

$38.50

Daily Range

$36.00 - $38.50

52-Week Range

$25.25 - $39.80

Estimated Earnings Date

Jul 9, 2024

WDFN News

No articles available.

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About Woodlands Financial Services

Woodlands Financial Services Company operates as a financial services holding company for Woodlands Bank, providing a range of commercial and consumer banking services in Pennsylvania. The company focuses on delivering personalized banking solutions, including loans, deposit accounts, and trust services.

Products and Services
  • Commercial and consumer banking services
  • Loan products including home, auto, and personal loans
  • Trust and asset management services
Growth Outlook
  • Revenue increased to $9 million in Q2 2026, up from $8.4 million in Q1 2026
  • Net income rose to $1.9 million in Q2 2026, reflecting strong operational efficiency
  • Return on equity stands at 14.9%, indicating effective capital utilization
Financial Highlights
  • Trailing twelve months (TTM) revenue of $34.1 million, showcasing consistent growth
  • Dividend yield of 3.14%, providing attractive returns to shareholders
  • Price-to-earnings (P/E) ratio of 8.28, suggesting potential undervaluation
AI Generated • Oct 11, 2026

Industry

Banks

Sector

Financials

Employees

110

CEO

Jon P. Conklin

Website

www.woodlandsbank.com

Headquarters

Williamsport, PA 17701, US

WDFN Financials

Key Financial Metrics (TTM)

Gross Margin

72.48%

Operating Margin

21.95%

Net Income Margin

18.77%

Return on Equity

14.90%

Return on Capital

10.42%

Return on Assets

1.02%

Earnings Yield

12.06%

Dividend Yield

3.14%

Payout Ratio

0.00%

Stock Overview

Market Cap

$53.97MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.40M

Volume

228

Avg. Volume

1.05K

Financials (TTM)

Gross Profit

$25.11M

Operating Income

$7.61M

EBITDA

$7.61M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$24.22M

Total Debt

$14.00M

Woodlands Financial Services Performance Analysis

Woodlands Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 24,110,00011.5%
20232023-12-31USD 29,546,00022.5%
20242024-12-31USD 32,009,0008.3%
20252025-12-31USD 33,465,0004.5%
Woodlands Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.2%
Q42025-12-310.8%
Q12026-03-31-2.7%
Q22026-06-307.0%
Woodlands Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.64-1.4%
20232023-12-31USD -2.86N/A
20242024-12-31USD 2.23N/A
20252025-12-31USD 3.7266.9%
Woodlands Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-307.9%
Q42025-12-3117.7%
Q12026-03-316.2%
Q22026-06-3013.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$9.00M

+9.3%

Gross Profit

$6.67M

+18.9%

Gross Margin

74.07%

N/A

Market Cap

$53.97MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$92.42K

N/A

Employees

584

N/A

Net Income

$1.90M

+52.2%

EBITDA

$2.25M

+57.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$24.22M

-27.2%

Total Debt

$14.00M

-26.1%

Accounts Receivable

$2.10M

+9.4%

Inventory

$0.00

N/A

Long Term Debt

$10.00M

-47.2%

Short Term Debt

$4.00M

N/A

Return on Assets

1.02%

N/A

Return on Invested Capital

1.20%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About WDFN

What is the current price of Woodlands Financial Services?

Woodlands Financial Services is trading at $38.50 per share.

What is the 52-week range for Woodlands Financial Services?

Over the past 52 weeks, Woodlands Financial Services has traded between $25.25 and $39.80.

How much debt does Woodlands Financial Services have?

As of the most recent reporting period, Woodlands Financial Services reported total debt of $14.00M.

How much cash does Woodlands Financial Services have on hand?

Woodlands Financial Services does not have cash on hand data available.

What is Woodlands Financial Services’s dividend yield?

Woodlands Financial Services currently has a dividend yield of 3.14%.

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