Woodlands Financial Services logo

Woodlands Financial Services(OTC) WDFN

Market Cap$54.67MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1997)+1,632%
5 Year+62%
1 Year+56%
1 Month+11%
$39.00
-2.01%
-0.80Today
Woodlands Financial Services last closing stock price
MetricPriceDate
Last closeUSD 39.002026-10-01
Woodlands Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.35%USD 38.482026-09-24
1 month+11.43%USD 35.002026-09-01
3 month+23.07%USD 31.692026-07-02
Year to date+48.07%USD 26.342025-12-31
1 year+56.1%USD 24.982025-10-01
3 year+116.59%USD 18.012023-10-02
5 year+61.82%USD 24.102021-10-01
Since inception+1,632.16%USD 2.251997-06-26

Woodlands Financial Services Financials at a Glance

Market Cap

$54.67MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$34.64M

Net Income (TTM)

$6.50M

EPS (TTM)

$4.65

P/E Ratio

8.39

Dividend

$1.21

Beta (Volatility)

0.16 (Low)

Price

$39.00

Volume

100

Open

$39.00

Previous Close

$39.00

Daily Range

$39.00 - $39.00

52-Week Range

$25.00 - $39.80

Estimated Earnings Date

Jul 9, 2024

WDFN News

No articles available.

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About Woodlands Financial Services

Woodlands Financial Services Company operates as a financial services holding company, providing commercial and consumer banking, as well as trust services in Pennsylvania. The company focuses on delivering a range of banking products and services to meet the needs of its customers.

Products and Services
  • Checking and savings accounts, certificates of deposit, and IRAs
  • Home, auto, and commercial loans, including lines of credit
  • Trust services, asset management, and financial planning
Growth Outlook
  • Revenue increased to $9 million in Q2 2026, up from $8.41 million in Q1 2026
  • Net income rose to $1.9 million in Q2 2026, reflecting strong operational performance
  • Return on equity stands at 14.9%, indicating effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $34.1 million, showcasing consistent growth
  • Dividend yield of 3.3%, providing attractive returns to shareholders
  • Price-to-earnings (P/E) ratio of 7.9, suggesting potential undervaluation compared to peers
Woodlands Financial Services Company has established a solid foundation in the regional banking sector, focusing on customer-centric services. The recent financial performance indicates a positive trajectory, with increasing revenues and net income. The company's commitment to providing a diverse range of financial products positions it well for future growth. With a strong dividend yield and favorable P/E ratio, the company presents an appealing opportunity for investors seeking stability and growth in the financial services industry.
AI Generated • Sep 11, 2026

Industry

Banks

Sector

Financials

Employees

110

CEO

Jon P. Conklin

Website

www.woodlandsbank.com

Headquarters

Williamsport, PA 17701, US

WDFN Financials

Key Financial Metrics (TTM)

Gross Margin

72.48%

Operating Margin

21.95%

Net Income Margin

18.77%

Return on Equity

14.90%

Return on Capital

10.42%

Return on Assets

1.02%

Earnings Yield

11.92%

Dividend Yield

3.10%

Payout Ratio

0.00%

Stock Overview

Market Cap

$54.67MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.40M

Volume

100

Avg. Volume

1.11K

Financials (TTM)

Gross Profit

$25.11M

Operating Income

$7.61M

EBITDA

$7.61M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$24.22M

Total Debt

$14.00M

Woodlands Financial Services Performance Analysis

Woodlands Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 24,110,00011.5%
20232023-12-31USD 29,546,00022.5%
20242024-12-31USD 32,009,0008.3%
20252025-12-31USD 33,465,0004.5%
Woodlands Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.2%
Q42025-12-310.8%
Q12026-03-31-2.7%
Q22026-06-307.0%
Woodlands Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.64-1.4%
20232023-12-31USD -2.86N/A
20242024-12-31USD 2.23N/A
20252025-12-31USD 3.7266.9%
Woodlands Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-307.9%
Q42025-12-3117.7%
Q12026-03-316.2%
Q22026-06-3013.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$9.00M

+9.3%

Gross Profit

$6.67M

+18.9%

Gross Margin

74.07%

N/A

Market Cap

$54.67MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$93.62K

N/A

Employees

584

N/A

Net Income

$1.90M

+52.2%

EBITDA

$2.25M

+57.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$24.22M

-27.2%

Total Debt

$14.00M

-26.1%

Accounts Receivable

$2.10M

+9.4%

Inventory

$0.00

N/A

Long Term Debt

$10.00M

-47.2%

Short Term Debt

$4.00M

N/A

Return on Assets

1.02%

N/A

Return on Invested Capital

1.20%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About WDFN

What is the current price of Woodlands Financial Services?

Woodlands Financial Services is trading at $39.00 per share.

What is the 52-week range for Woodlands Financial Services?

Over the past 52 weeks, Woodlands Financial Services has traded between $25.00 and $39.80.

How much debt does Woodlands Financial Services have?

As of the most recent reporting period, Woodlands Financial Services reported total debt of $14.00M.

How much cash does Woodlands Financial Services have on hand?

Woodlands Financial Services does not have cash on hand data available.

What is Woodlands Financial Services’s dividend yield?

Woodlands Financial Services currently has a dividend yield of 3.10%.

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