Accessibility Menu
Woodlands Financial Services logo

Woodlands Financial Services(OTC) WDFN

Current Price$32.80
Market Cap$47.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1997)+1,343%
5 Year+32%
1 Year+61%
1 Month-1%
Woodlands Financial Services last closing stock price
MetricPriceDate
Last closeUSD 32.802026-07-23
Woodlands Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4.03%USD 31.532026-07-14
1 month-0.61%USD 33.002026-06-23
3 month+10.41%USD 29.712026-04-24
Year to date+23.32%USD 26.602025-12-31
1 year+61.34%USD 20.332025-07-23
3 year+68.66%USD 19.452023-07-24
5 year+31.68%USD 24.912021-07-19
Since inception+1,342.64%USD 2.271997-06-26

Woodlands Financial Services Financials at a Glance

Market Cap

$47.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$33.88M

Net Income (TTM)

$5.85M

EPS (TTM)

$4.18

P/E Ratio

7.85

Dividend

$1.16

Beta (Volatility)

0.16 (Low)

Price

$32.80

Volume

100

Open

$32.80

Previous Close

$32.80

Daily Range

$32.80 - $32.80

52-Week Range

$20.97 - $33.75

Estimated Earnings Date

Jul 9, 2024

WDFN News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Woodlands Financial Services

Woodlands Financial Services Company operates as a financial services holding company for Woodlands Bank and Woodlands Stock Corporation. The company provides a range of commercial and consumer banking services, as well as trust services in Pennsylvania's Lycoming and Clinton counties.

Products and Services
  • Commercial and consumer banking services including checking and savings accounts
  • Loan products such as home, auto, and personal loans
  • Trust and asset management services, including estate planning
Growth Outlook
  • Revenue increased to $8.41 million in Q1 2026, showing strong performance
  • Net income reached $1.68 million in Q1 2026, reflecting effective cost management
  • Consistent growth in loan products supports future revenue expansion
Financial Highlights
  • Trailing twelve months (TTM) revenue of $33.5 million, indicating steady growth
  • Net profit margin of 17.26% TTM, showcasing operational efficiency
  • Dividend yield of 3.57% TTM, providing attractive returns to shareholders
Woodlands Financial Services Company has established a solid foundation in the regional banking sector, focusing on both commercial and consumer banking. The company has demonstrated resilience and growth potential, particularly in its loan offerings and trust services. Recent financial performance highlights a robust revenue stream and effective cost management, contributing to a healthy net income. The company's commitment to providing quality financial services positions it well for future growth, making it an appealing option for investors interested in the regional banking industry.
AI Generated • Jul 11, 2026

Industry

Banks

Sector

Financials

Employees

110

CEO

Jon P. Conklin

Website

www.woodlandsbank.com

Headquarters

Williamsport, PA 17701, US

WDFN Financials

Key Financial Metrics (TTM)

Gross Margin

70.99%

Operating Margin

20.03%

Net Income Margin

17.26%

Return on Equity

13.99%

Return on Capital

10.42%

Return on Assets

0.92%

Earnings Yield

12.74%

Dividend Yield

3.54%

Payout Ratio

0.00%

Stock Overview

Market Cap

$47.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.46M

Volume

100

Avg. Volume

506.129

Financials (TTM)

Gross Profit

$24.05M

Operating Income

$6.78M

EBITDA

$6.78M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$46.26M

Total Debt

$10.00M

Woodlands Financial Services Performance Analysis

Woodlands Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 24,110,00011.5%
20232023-12-31USD 29,546,00022.5%
20242024-12-31USD 32,009,0008.3%
20252025-12-31USD 33,465,0004.5%
Woodlands Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-302.9%
Q32025-09-304.2%
Q42025-12-310.8%
Q12026-03-31-2.7%
Woodlands Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.64-1.4%
20232023-12-31USD -2.86N/A
20242024-12-31USD 2.23N/A
20252025-12-31USD 3.7266.9%
Woodlands Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3020.3%
Q32025-09-307.9%
Q42025-12-3117.7%
Q12026-03-316.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$8.41M

+5.1%

Gross Profit

$6.26M

+14.8%

Gross Margin

74.39%

N/A

Market Cap

$47.82MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$81.89K

N/A

Employees

584

N/A

Net Income

$1.68M

+62.8%

EBITDA

$1.97M

+71.1%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$46.26M

+45.7%

Total Debt

$10.00M

-58.3%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$10.00M

-58.3%

Short Term Debt

$0.00

N/A

Return on Assets

0.92%

N/A

Return on Invested Capital

10.74%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
CYSMCommunity Bancorp of Santa Maria
$20.22-3.71%
ALBYCommunity Capital Bancshares, Inc.
$31.99+0.00%
ANDCAndover Bancorp, Inc.
$20.05-0.05%
MDVTMiddlebury National Corporation
$46.40-0.75%

Trending Stocks

Symbol / CompanyPricePrice Chg
INTCIntel
$92.32-0.08%
ONDSOndas
$7.80-0.02%
AALAmerican Airlines Group
$14.48+0.07%
CLFCleveland-Cliffs
$11.93+0.09%

Questions About WDFN

What is the current price of Woodlands Financial Services?

Woodlands Financial Services is trading at $32.80 per share.

What is the 52-week range for Woodlands Financial Services?

Over the past 52 weeks, Woodlands Financial Services has traded between $20.97 and $33.75.

How much debt does Woodlands Financial Services have?

As of the most recent reporting period, Woodlands Financial Services reported total debt of $14.00M.

How much cash does Woodlands Financial Services have on hand?

Woodlands Financial Services does not have cash on hand data available.

What is Woodlands Financial Services’s dividend yield?

Woodlands Financial Services currently has a dividend yield of 3.54%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services