Pathfinder Bancorp

(NASDAQ) PBHC

Current Price$15.77

Market Cap$96.66M

Since IPO (1995)+742%

5 Year+11%

1 Year+4%

1 Month+14%

Pathfinder Bancorp Financials at a Glance

Market Cap

$96.66M

Revenue (TTM)

$77.34M

Net Income (TTM)

-$3.98M

EPS (TTM)

-$0.09

P/E Ratio

-168.85

Dividend

$0.40

Beta (Volatility)

0.13 (Low)

Dividend

$0.40

Beta (Volatility)

0.13 (Low)

Price

$15.77

Volume

208

Open

$14.60

Price

$15.77

Volume

208

Open

$14.60

Previous Close

$15.77

Daily Range

$14.60 - $15.77

52-Week Range

$12.06 - $15.96

Estimated Earnings Date

Apr 28, 2026

Dividend

$0.40

Beta (Volatility)

0.13 (Low)

Price

$15.77

Volume

208

Open

$14.60

Previous Close

$15.77

Daily Range

$14.60 - $15.77

52-Week Range

$12.06 - $15.96

Estimated Earnings Date

Apr 28, 2026

PBHC News

Pathfinder (PBHC) Q2 Profit Drops

Motley Fool Markets TeamJul 31, 2025

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About Pathfinder Bancorp

Industry

Banks

Sector

Financials

Employees

175

CEO

James A. Dowd, CPA

Website

www.pathfinderbank.com

Headquarters

Oswego, NY 13126, US

PBHC Financials

Key Financial Metrics (TTM)

Gross Margin

39%

Operating Margin

-6%

Net Income Margin

-5%

Return on Equity

92%

Return on Capital

-0%

Return on Assets

-0%

Earnings Yield

-0.59%

Dividend Yield

2.59%

Payout Ratio

-62.32%

Stock Overview

Market Cap

$96.66M

Shares Outstanding

6.26M

Volume

208

Avg. Volume

4.61K

Financials (TTM)

Gross Profit

$30.49M

Operating Income

-$4.09M

EBITDA

-$1.94M

Operating Cash Flow

$11.68M

Capital Expenditure

-$1.26M

Free Cash Flow

$10.42M

Cash & ST Invst.

$288.34M

Total Debt

$107.23M

Pathfinder Bancorp Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$18.83M

-8.8%

Gross Profit

$11.84M

-2.6%

Gross Margin

62.86%

N/A

Market Cap

$96.66M

N/A

Market Cap/Employee

$561.99K

N/A

Employees

172

N/A

Net Income

$2.41M

-18.9%

EBITDA

$2.94M

-32.9%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Total Cash

$286.89M

-14.5%

Total Debt

$75.11M

-19.2%

Accounts Receivable

$5.83M

-13.6%

Inventory

$0.00

N/A

Long Term Debt

$60.01M

-9.1%

Short Term Debt

$15.09M

-44.1%

Return on Assets

-0.28%

N/A

Return on Invested Capital

-0.35%

N/A

Free Cash Flow

-$675.00K

-113.3%

Operating Cash Flow

-$427.00K

-107.5%

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Questions About PBHC

What is the current price of Pathfinder Bancorp?

Pathfinder Bancorp is trading at $15.77 per share.

What is the 52-week range for Pathfinder Bancorp?

Over the past 52 weeks, Pathfinder Bancorp has traded between $12.06 and $15.96.

How much debt does Pathfinder Bancorp have?

As of the most recent reporting period, Pathfinder Bancorp reported total debt of $75.11M.

How much cash does Pathfinder Bancorp have on hand?

Pathfinder Bancorp does not have cash on hand data available.

What is Pathfinder Bancorp’s dividend yield?

Pathfinder Bancorp currently has a dividend yield of 2.59%.

Pathfinder Bancorp

Pathfinder Bancorp Financials at a Glance

PBHC News

Pathfinder (PBHC) Q2 Profit Drops

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Pathfinder Bancorp

PBHC Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Pathfinder Bancorp Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About PBHC

What is the current price of Pathfinder Bancorp?

What is the 52-week range for Pathfinder Bancorp?

How much debt does Pathfinder Bancorp have?

How much cash does Pathfinder Bancorp have on hand?

What is Pathfinder Bancorp’s dividend yield?

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